Coinbase首席執行官Brian Armstrong預測美國人投資退休的方式發生了重大轉變

輸出：就在 - Coinbase首席執行官加入標準普爾500指數：“加密貨幣將留在這裡。它將成為每個人401（K）的一部分。” pic.twitter.com/9vwawdtuhd

Coinbase CEO Brian Armstrong isn’t just celebrating his company’s inclusion in the S&P 500—he’s forecasting a major shift in the way Americans invest for retirement. In an interview with CNBC following the May 12 announcement, Armstrong stated that cryptocurrencies like Bitcoin are “going to be a part of everyone’s 401(k).”

Coinbase首席執行官布萊恩·阿姆斯特朗（Brian Armstrong）不僅慶祝他的公司在標準普爾500指數中的包容性，而且還預測了美國人投資退休的方式的重大轉變。 5月12日宣布後，阿姆斯特朗在接受CNBC採訪時說，像比特幣這樣的加密貨幣“將成為每個人的401（k）的一部分”。

The comment follows news that Coinbase will officially be added to the S&P 500 on May 19, replacing Discover Financial Services after its merger with Capital One. While the listing itself is a milestone for the company, Armstrong made clear that its broader impact will be felt in the retirement accounts of everyday investors.

該評論是在有消息稱Coinbase將於5月19日正式添加到標準普爾500指數的消息，並在與Capital One合併後取代了Discover Financial Services。雖然清單本身是該公司的里程碑，但阿姆斯特朗明確表示，在日常投資者的退休記錄中將感受到其更廣泛的影響。

“Crypto is here to stay. We’re very happy to be included in the S&P 500,” Armstrong said.

“加密貨幣將留在這裡。我們很高興能被納入標準普爾500指數，”阿姆斯特朗說。

According to the Coinbase CEO, the company’s inclusion in the index opens the door for passive exposure to crypto through retirement plans, since many 401(k) funds track the S&P 500 and will now include Coinbase stock by default.

根據Coinbase首席執行官的說法，該公司包含在該指數中，通過退休計劃為被動接觸加密貨幣打開了大門，因為許多401（k）資金跟踪標準普爾500標準普爾500，現在將默認包含Coinbase Stock。

Armstrong’s remarks reflect a growing conviction within the crypto industry that digital assets are moving from speculative side-bets into core financial planning tools. With Bitcoin ETFs gaining traction and companies like Coinbase being folded into traditional financial indices, Armstrong believes the wall between crypto and mainstream finance is crumbling fast.

阿姆斯特朗（Armstrong）的講話反映了加密貨幣行業中越來越多的信念，即數字資產正在從投機性側包轉向核心財務計劃工具。隨著比特幣ETF的吸引力，諸如Coinbase之類的公司被折疊成傳統的財務指數，阿姆斯特朗認為，加密貨幣和主流金融之間的牆正在迅速崩潰。

“This is a testament to the hard work of our employees, our investors, and a big appreciation to our customers,” Armstrong added.

阿姆斯特朗補充說：“這證明了我們員工，投資者的辛勤工作，並向客戶表示感謝。”

His comments arrive amid broader optimism in the sector, as U.S. policy shifts under a more pro-crypto administration led by President Donald Trump.

在該領域的更加樂觀態度的情況下，他的評論得以引起，因為美國政策在由總統唐納德·特朗普（Donald Trump）領導的一個更加親密的政府下發生了變化。

Armstrong’s prediction follows similar remarks earlier this year by Eric Trump, who warned that banks unwilling to embrace crypto would be “extinct in 10 years.” Now, with Coinbase’s S&P 500 entry and Armstrong’s 401(k) forecast, the message is clear: digital assets are becoming foundational.

阿姆斯特朗（Armstrong）的預測遵循埃里克·特朗普（Eric Trump）今年早些時候的類似言論，後者警告說，不願接受加密貨幣的銀行將“在10年內滅絕”。現在，隨著Coinbase的標準普爾500標準普爾（S＆P）入口和阿姆斯特朗（Armstrong）的401（k）預測，信息很明確：數字資產正成為基礎。

Whether it’s through ETFs, index fund exposure, or direct allocation, Armstrong highlights that Bitcoin is becoming more and more integrated into Americans retirement plans and traditional finance.

無論是通過ETF，指數資金敞口還是直接分配，阿姆斯特朗都強調了比特幣越來越多地融入美國人退休計劃和傳統財務。