Coinbase首席执行官Brian Armstrong预测美国人投资退休的方式发生了重大转变

输出：就在 - Coinbase首席执行官加入标准普尔500指数：“加密货币将留在这里。它将成为每个人401（K）的一部分。” pic.twitter.com/9vwawdtuhd

Coinbase CEO Brian Armstrong isn’t just celebrating his company’s inclusion in the S&P 500—he’s forecasting a major shift in the way Americans invest for retirement. In an interview with CNBC following the May 12 announcement, Armstrong stated that cryptocurrencies like Bitcoin are “going to be a part of everyone’s 401(k).”

Coinbase首席执行官布莱恩·阿姆斯特朗（Brian Armstrong）不仅庆祝他的公司在标准普尔500指数中的包容性，而且还预测了美国人投资退休的方式的重大转变。 5月12日宣布后，阿姆斯特朗在接受CNBC采访时说，像比特币这样的加密货币“将成为每个人的401（k）的一部分”。

The comment follows news that Coinbase will officially be added to the S&P 500 on May 19, replacing Discover Financial Services after its merger with Capital One. While the listing itself is a milestone for the company, Armstrong made clear that its broader impact will be felt in the retirement accounts of everyday investors.

该评论是在有消息称Coinbase将于5月19日正式添加到标准普尔500指数的消息，并在与Capital One合并后取代了Discover Financial Services。虽然清单本身是该公司的里程碑，但阿姆斯特朗明确表示，在日常投资者的退休记录中将感受到其更广泛的影响。

“Crypto is here to stay. We’re very happy to be included in the S&P 500,” Armstrong said.

“加密货币将留在这里。我们很高兴能被纳入标准普尔500指数，”阿姆斯特朗说。

According to the Coinbase CEO, the company’s inclusion in the index opens the door for passive exposure to crypto through retirement plans, since many 401(k) funds track the S&P 500 and will now include Coinbase stock by default.

根据Coinbase首席执行官的说法，该公司包含在该指数中，通过退休计划为被动接触加密货币打开了大门，因为许多401（k）资金跟踪标准普尔500标准普尔500，现在将默认包含Coinbase Stock。

Armstrong’s remarks reflect a growing conviction within the crypto industry that digital assets are moving from speculative side-bets into core financial planning tools. With Bitcoin ETFs gaining traction and companies like Coinbase being folded into traditional financial indices, Armstrong believes the wall between crypto and mainstream finance is crumbling fast.

阿姆斯特朗（Armstrong）的讲话反映了加密货币行业中越来越多的信念，即数字资产正在从投机性侧包转向核心财务计划工具。随着比特币ETF的吸引力，诸如Coinbase之类的公司被折叠成传统的财务指数，阿姆斯特朗认为，加密货币和主流金融之间的墙正在迅速崩溃。

“This is a testament to the hard work of our employees, our investors, and a big appreciation to our customers,” Armstrong added.

阿姆斯特朗补充说：“这证明了我们员工，投资者的辛勤工作，并向客户表示感谢。”

His comments arrive amid broader optimism in the sector, as U.S. policy shifts under a more pro-crypto administration led by President Donald Trump.

在该领域的更加乐观态度的情况下，他的评论得以引起，因为美国政策在由总统唐纳德·特朗普（Donald Trump）领导的一个更加亲密的政府下发生了变化。

Armstrong’s prediction follows similar remarks earlier this year by Eric Trump, who warned that banks unwilling to embrace crypto would be “extinct in 10 years.” Now, with Coinbase’s S&P 500 entry and Armstrong’s 401(k) forecast, the message is clear: digital assets are becoming foundational.

阿姆斯特朗（Armstrong）的预测遵循埃里克·特朗普（Eric Trump）今年早些时候的类似言论，后者警告说，不愿接受加密货币的银行将“在10年内灭绝”。现在，随着Coinbase的标准普尔500标准普尔（S＆P）入口和阿姆斯特朗（Armstrong）的401（k）预测，信息很明确：数字资产正成为基础。

Whether it’s through ETFs, index fund exposure, or direct allocation, Armstrong highlights that Bitcoin is becoming more and more integrated into Americans retirement plans and traditional finance.

无论是通过ETF，指数资金敞口还是直接分配，阿姆斯特朗都强调了比特币越来越多地融入美国人退休计划和传统财务。