![]() |
|
![]() |
|
![]() |
|
![]() |
|
![]() |
|
![]() |
|
![]() |
|
![]() |
|
![]() |
|
![]() |
|
![]() |
|
![]() |
|
![]() |
|
![]() |
|
![]() |
|
Coinbase, the leading cryptocurrency exchange in the U.S., has quietly introduced a new service that could have a significant impact on the Bitcoin market and the broader crypto industry.
The exchange has begun offering a loan product where users can borrow against their BTC holdings, providing liquidity without requiring a sale—a capability that has been sorely missed by Bitcoin holders for years.
This move, already spotted by keen-eyed community members and since confirmed by Coinbase itself, could have several interesting implications.
Why This Matters: Unlocking Bitcoin Without Selling It
One of the longstanding frustrations for Bitcoin holders is the inability to access liquidity without having to sell their assets—often triggering taxes or missing out on future gains. Coinbase’s new loan feature solves this problem.
For instance, a user could post 1.2 BTC as collateral to borrow $50,000 for a period of 30 days, after which the loan would need to be repaid or rolled over.
This could lead to an increased incentive for long-term holding, encouraging adoption among institutional and retail investors alike.
Also Read: Coinbase Is Hiring Despite Recent Layoffs, Seeking Software Engineers
This also stands in stark contrast to Binance, which recently shut down its lending service in response to regulatory pressure. Coinbase’s service, operating within the U.S. legal framework, appears to be structured differently, focusing on lending cbBTC—Coinbase-wrapped Bitcoin—within the Base ecosystem.
Pressure on Competitors: What Now for Binance, Kraken, and Others?
This move puts pressure on Coinbase’s biggest competitors—like Binance, Kraken, or AAX—to quickly adapt and integrate similar features if they want to keep pace.
Coinbase’s experience, user trust, and regulatory standing in the U.S. give it a unique edge that many DeFi protocols and offshore exchanges may struggle to match.
Coinbase's new loan service spotted by community members. (Image Credit: Coinbase)
This service, currently in beta, is set to be launched on the Base chain, Coinbase’s own Layer-2 network built on Ethereum.
The service will allow users to borrow in USD Coin (USDC), lending institutions may prefer to borrow in cbBTC to maintain the same asset class in their portfolio.
Coinbase is also introducing a new yield product that will allow users to earn interest on their USDC or cbBTC, further enhancing the DeFi utility of both assets.
However, it’s important to note that this service isn’t risk-free. As with any financial product, especially in crypto, users should carefully evaluate the terms and associated risks before borrowing.
免責聲明:info@kdj.com
所提供的資訊並非交易建議。 kDJ.com對任何基於本文提供的資訊進行的投資不承擔任何責任。加密貨幣波動性較大,建議您充分研究後謹慎投資!
如果您認為本網站使用的內容侵犯了您的版權,請立即聯絡我們(info@kdj.com),我們將及時刪除。
-
- 比特幣[BTC]波動性仍然處於歷史低位
- 2025-06-12 10:25:15
- 儘管比特幣[BTC]最近集結以達到新的歷史最高水平,但BTC的波動率仍處於歷史較低水平。
-
-
- 4H的積極向下推動
- 2025-06-12 10:20:13
- Cardano目前的交易價格約為0.70美元,而每日結構仍然是看漲的
-
- 埃隆·馬斯克(Elon Musk
- 2025-06-12 10:20:13
- 集會遵循馬斯克對特朗普的嚴厲評論的公開道歉,這標誌著經過近一周的在線敵意,這是一個重大的轉變。
-
- 比特幣(BTC)價格舒適地超過107,000美元,提供看漲的前景
- 2025-06-12 10:17:02
- 比特幣價格舒適地超過了107,000美元的區域,為旗艦加密提供了看漲的前景。
-
-
- GameStop以17.5億美元的價格依靠可轉換筆記
- 2025-06-12 10:14:09
- 在宣布大規模購買比特幣的24小時後,GameStop宣布打算從投資者那裡籌集17.5億美元。
-
- 長期比特幣(BTC)持有人正在實現利潤,但也提高了其供應優勢
- 2025-06-12 10:01:07
- 比特幣的市場正在進入一個罕見的階段,長期持有人正在獲利,但總長期持股仍在上升。
-