![]() |
|
![]() |
|
![]() |
|
![]() |
|
![]() |
|
![]() |
|
![]() |
|
![]() |
|
![]() |
|
![]() |
|
![]() |
|
![]() |
|
![]() |
|
![]() |
|
![]() |
|
Coinbase, the leading cryptocurrency exchange in the U.S., has quietly introduced a new service that could have a significant impact on the Bitcoin market and the broader crypto industry.
The exchange has begun offering a loan product where users can borrow against their BTC holdings, providing liquidity without requiring a sale—a capability that has been sorely missed by Bitcoin holders for years.
This move, already spotted by keen-eyed community members and since confirmed by Coinbase itself, could have several interesting implications.
Why This Matters: Unlocking Bitcoin Without Selling It
One of the longstanding frustrations for Bitcoin holders is the inability to access liquidity without having to sell their assets—often triggering taxes or missing out on future gains. Coinbase’s new loan feature solves this problem.
For instance, a user could post 1.2 BTC as collateral to borrow $50,000 for a period of 30 days, after which the loan would need to be repaid or rolled over.
This could lead to an increased incentive for long-term holding, encouraging adoption among institutional and retail investors alike.
Also Read: Coinbase Is Hiring Despite Recent Layoffs, Seeking Software Engineers
This also stands in stark contrast to Binance, which recently shut down its lending service in response to regulatory pressure. Coinbase’s service, operating within the U.S. legal framework, appears to be structured differently, focusing on lending cbBTC—Coinbase-wrapped Bitcoin—within the Base ecosystem.
Pressure on Competitors: What Now for Binance, Kraken, and Others?
This move puts pressure on Coinbase’s biggest competitors—like Binance, Kraken, or AAX—to quickly adapt and integrate similar features if they want to keep pace.
Coinbase’s experience, user trust, and regulatory standing in the U.S. give it a unique edge that many DeFi protocols and offshore exchanges may struggle to match.
Coinbase's new loan service spotted by community members. (Image Credit: Coinbase)
This service, currently in beta, is set to be launched on the Base chain, Coinbase’s own Layer-2 network built on Ethereum.
The service will allow users to borrow in USD Coin (USDC), lending institutions may prefer to borrow in cbBTC to maintain the same asset class in their portfolio.
Coinbase is also introducing a new yield product that will allow users to earn interest on their USDC or cbBTC, further enhancing the DeFi utility of both assets.
However, it’s important to note that this service isn’t risk-free. As with any financial product, especially in crypto, users should carefully evaluate the terms and associated risks before borrowing.
免責聲明:info@kdj.com
所提供的資訊並非交易建議。 kDJ.com對任何基於本文提供的資訊進行的投資不承擔任何責任。加密貨幣波動性較大,建議您充分研究後謹慎投資!
如果您認為本網站使用的內容侵犯了您的版權,請立即聯絡我們(info@kdj.com),我們將及時刪除。
-
-
-
- 在中東地緣政治緊張局勢的升級中,加密貨幣在紅色中深入貿易
- 2025-06-13 14:25:12
- 在過去的24小時內,總體加密市值下降了2.3%。目前為3.38萬億美元。
-
- 隨著數字資產市場的成熟,參與者越來越多地尋找新的區塊鏈項目中的增長潛力和實用解決方案。
- 2025-06-13 14:25:12
- SUI區塊鏈以其並行的執行體系結構與以用戶為中心的分散應用程序進行區分。
-
-
-
- Qubetics(TICS)成為動態數字資產格局中的頂級短期投資機會
- 2025-06-13 14:15:11
- 隨著市場觀察者粘在屏幕上,並且高山幣看到新的牽引力,數字資產空間正在迅速轉移。
-
- Polemos與Buff合作夥伴,以加速遊戲中的Web3採用
- 2025-06-13 14:15:11
- 在6月23日即將到來的代幣一代活動時,Polemos宣布了與Buff的戰略合作夥伴關係,重點是加速
-
- 矮胖的企鵝與NASCAR合作,與賽車迷們互動
- 2025-06-13 14:10:12
- 吉米(Jimmy)一直關注區塊鏈的發展已有幾年了,他對將金融體系民主化的潛力感到樂觀。