Circle 準備在 iPhone 上使用 USDC 啟用「Tap-and-Go」付款

隨著全球加密貨幣產業的不斷發展，該產業與傳統技術的整合正迅速成為一種趨勢。

Fintech company Circle, the issuer of the fourth largest stablecoin USDC, is preparing to enable ‘tap-and-go’ payments using USDC on iPhones, the company’s CEO Jeremy Allaire disclosed in a post on X Monday.

金融科技公司 Circle 是第四大穩定幣 USDC 的發行人，該公司執行長 Jeremy Allaire 在 X 週一的一篇貼文中透露，該公司正準備在 iPhone 上使用 USDC 實現「一觸即用」支付。

This comes after Apple announced it will be allowing third-party developers to access its NFC chip and Secure Element technology, starting with iOS 18.1.

先前，蘋果宣布從 iOS 18.1 開始，將允許第三方開發者存取其 NFC 晶片和安全元件技術。

"Starting with iOS 18.1, developers will be able to offer NFC contactless transactions using the Secure Element from within their own apps on iPhone, separate from Apple Pay and Apple Wallet," the trillion-dollar company noted in the announcement.

這家市值數萬億美元的公司在聲明中指出：「從iOS 18.1 開始，開發人員將能夠在iPhone 上自己的應用程式中使用安全元件提供NFC 非接觸式交易，與Apple Pay 和Apple Wallet 分開。 」

Giving further details into the USDC ‘tap-and-go’ launch on iPhones, Allaire highlighted the implications of this update for payment systems.

Allaire 進一步詳細介紹了 USDC 在 iPhone 上推出的「一觸即用」功能，並強調了此次更新對支付系統的影響。

"Point-of-sale systems will soon be able to communicate directly with iPhone wallets to process transactions using blockchain addresses. This will enable seamless USDC payments to merchants that are authenticated via FaceID.”

「銷售點系統很快將能夠直接與 iPhone 錢包通信，以使用區塊鏈地址處理交易。這將使 USDC 能夠向透過 FaceID 驗證的商家進行無縫支付。”

"Combining this with high-performance and low-fee blockchain networks (most these days), this will open up a powerful pathway for direct to merchant USDC payments," he added.

「將其與高效能和低費用的區塊鏈網路（目前大多數）相結合，這將為直接向商家 USDC 支付開闢一條強大的途徑，」他補充道。

Moreover, Allaire stated that Apple’s latest move extends far beyond the USDC stablecoin.

此外，Allaire 表示，蘋果的最新舉措遠遠超出了 USDC 穩定幣的範疇。

"Lots of chatter and questions about my tweet. A bit more clarity so that people don’t make this into something it is not.”

“關於我的推文有很多討論和問題。更加清晰一點，這樣人們就不會把它變成不一樣的東西。”

"Why is tap to pay using USDC on iPhones incoming soon, and what does it mean for Wallet devs to get going?"

“為什麼 iPhone 上使用 USDC 的觸碰支付功能很快就會推出，這對錢包開發者來說意味著什麼？”

– Circle has no relationship with Apple and this… https://t.co/IZfLbIsWGp

– Circle 與 Apple 沒有任何關係，這… https://t.co/IZfLbIsWGp

According to the CEO, with access to the NFC technology, developers could pave the way for using iPhones for various applications, ranging from handling non-fungible tokens (NFTs) for ticketing to managing other crypto stablecoins like EURC.

這位執行長表示，透過使用 NFC 技術，開發人員可以為使用 iPhone 進行各種應用鋪平道路，從處理用於票務的不可替代代幣 (NFT) 到管理 EURC 等其他加密穩定幣。

It’s worth noting that Apple is only providing third-party access to its NFC chip and Secure Element technology in select countries, which include Australia, Brazil, Canada, Japan, New Zealand, the US, and the UK.

值得注意的是，Apple 僅在特定國家/地區向第三方提供其 NFC 晶片和安全元件技術的存取權限，其中包括澳洲、巴西、加拿大、日本、紐西蘭、美國和英國。

The European Union was notably excluded, as Apple didn’t mention it among the countries that will have access to this latest decision.

歐盟顯然被排除在外，因為蘋果公司沒有在可以了解這項最新決定的國家中提及歐盟。

As it stands, USDC is currently the second largest crypto stablecoin, following Tether’s USDT, which ranks first.

目前來看，USDC 是目前第二大加密穩定幣，僅次於排名第一的 Tether 的 USDT。

To put this into perspective, while USDT’s market cap sits at $116.4 billion, Circle’s USDC has a market cap of $34.5 million, nearly $100 billion less when compared.

從這個角度來看，USDT 的市值為 1,164 億美元，而 Circle 的 USDC 市值為 3,450 萬美元，相比之下少了近 1,000 億美元。

Regardless, USDC is still making its mark in the crypto space, specifically in the decentralized finance (DeFi) sector. According to data from DeFillma, USDC has supported 77 chains, while USDT has supported 76.

無論如何，USDC 仍然在加密貨幣領域留下了自己的印記，特別是在去中心化金融（DeFi）領域。根據 DeFillma 的數據，USDC 已支援 77 條鏈，而 USDT 已支援 76 條鏈。