Circle 准备在 iPhone 上使用 USDC 启用“Tap-and-Go”付款

随着全球加密货币行业的不断发展，该行业与传统技术的整合正在迅速成为一种趋势。

Fintech company Circle, the issuer of the fourth largest stablecoin USDC, is preparing to enable ‘tap-and-go’ payments using USDC on iPhones, the company’s CEO Jeremy Allaire disclosed in a post on X Monday.

金融科技公司 Circle 是第四大稳定币 USDC 的发行人，该公司首席执行官 Jeremy Allaire 在 X 周一的一篇帖子中透露，该公司正准备在 iPhone 上使用 USDC 实现“一触即用”支付。

This comes after Apple announced it will be allowing third-party developers to access its NFC chip and Secure Element technology, starting with iOS 18.1.

此前，苹果宣布从 iOS 18.1 开始，将允许第三方开发者访问其 NFC 芯片和安全元件技术。

"Starting with iOS 18.1, developers will be able to offer NFC contactless transactions using the Secure Element from within their own apps on iPhone, separate from Apple Pay and Apple Wallet," the trillion-dollar company noted in the announcement.

这家市值数万亿美元的公司在声明中指出：“从 iOS 18.1 开始，开发人员将能够在 iPhone 上自己的应用程序中使用安全元件提供 NFC 非接触式交易，与 Apple Pay 和 Apple Wallet 分开。”

Giving further details into the USDC ‘tap-and-go’ launch on iPhones, Allaire highlighted the implications of this update for payment systems.

Allaire 进一步详细介绍了 USDC 在 iPhone 上推出的“一触即用”功能，并强调了此次更新对支付系统的影响。

"Point-of-sale systems will soon be able to communicate directly with iPhone wallets to process transactions using blockchain addresses. This will enable seamless USDC payments to merchants that are authenticated via FaceID.”

“销售点系统很快将能够直接与 iPhone 钱包通信，以使用区块链地址处理交易。这将使 USDC 能够向通过 FaceID 验证的商家进行无缝支付。”

"Combining this with high-performance and low-fee blockchain networks (most these days), this will open up a powerful pathway for direct to merchant USDC payments," he added.

“将其与高性能和低费用的区块链网络（目前大多数）相结合，这将为直接向商家 USDC 支付开辟一条强大的途径，”他补充道。

Moreover, Allaire stated that Apple’s latest move extends far beyond the USDC stablecoin.

此外，Allaire 表示，苹果的最新举措远远超出了 USDC 稳定币的范畴。

"Lots of chatter and questions about my tweet. A bit more clarity so that people don’t make this into something it is not.”

“关于我的推文有很多讨论和问题。更加清晰一点，这样人们就不会把它变成不一样的东西。”

"Why is tap to pay using USDC on iPhones incoming soon, and what does it mean for Wallet devs to get going?"

“为什么 iPhone 上使用 USDC 的触碰支付功能很快就会推出，这对钱包开发者来说意味着什么？”

– Circle has no relationship with Apple and this… https://t.co/IZfLbIsWGp

– Circle 与 Apple 没有任何关系，这… https://t.co/IZfLbIsWGp

According to the CEO, with access to the NFC technology, developers could pave the way for using iPhones for various applications, ranging from handling non-fungible tokens (NFTs) for ticketing to managing other crypto stablecoins like EURC.

这位首席执行官表示，通过使用 NFC 技术，开发人员可以为使用 iPhone 进行各种应用铺平道路，从处理用于票务的不可替代代币 (NFT) 到管理 EURC 等其他加密稳定币。

It’s worth noting that Apple is only providing third-party access to its NFC chip and Secure Element technology in select countries, which include Australia, Brazil, Canada, Japan, New Zealand, the US, and the UK.

值得注意的是，Apple 仅在特定国家/地区向第三方提供其 NFC 芯片和安全元件技术的访问权限，其中包括澳大利亚、巴西、加拿大、日本、新西兰、美国和英国。

The European Union was notably excluded, as Apple didn’t mention it among the countries that will have access to this latest decision.

欧盟显然被排除在外，因为苹果公司没有在可以了解这一最新决定的国家中提及欧盟。

As it stands, USDC is currently the second largest crypto stablecoin, following Tether’s USDT, which ranks first.

目前来看，USDC 是目前第二大加密稳定币，仅次于排名第一的 Tether 的 USDT。

To put this into perspective, while USDT’s market cap sits at $116.4 billion, Circle’s USDC has a market cap of $34.5 million, nearly $100 billion less when compared.

从这个角度来看，USDT 的市值为 1164 亿美元，而 Circle 的 USDC 市值为 3450 万美元，相比之下少了近 1000 亿美元。

Regardless, USDC is still making its mark in the crypto space, specifically in the decentralized finance (DeFi) sector. According to data from DeFillma, USDC has supported 77 chains, while USDT has supported 76.

无论如何，USDC 仍然在加密货币领域留下了自己的印记，特别是在去中心化金融（DeFi）领域。根据 DeFillma 的数据，USDC 已支持 77 条链，而 USDT 已支持 76 条链。