2024 年如何選擇合適的加密錢包：綜合指南

在數位創新和技術進步的時代，加密貨幣席捲了世界。具有分散性和安全性

Cryptocurrencies have taken the world by storm in the age of digital innovations and technological advancements. Due to their decentralized nature and secure and efficient transfers, many people have turned to cryptocurrencies as a digital asset. However, as the interest in cryptocurrencies continues to increase, so does the interest from cybercriminals. The methods and tactics to exploit vulnerabilities within the blockchain technology of cryptocurrencies continue to get more and more creative, making it crucial to have a high level of security for your crypto wallet.

在數位創新和技術進步的時代，加密貨幣席捲了世界。由於其去中心化的性質以及安全和高效的傳輸，許多人已將加密貨幣作為數位資產。然而，隨著人們對加密貨幣的興趣不斷增加，網路犯罪分子的興趣也不斷增加。利用加密貨幣區塊鏈技術中的漏洞的方法和策略不斷變得越來越有創意，因此為您的加密錢包提供高水準的安全性至關重要。

To be able to pick the right crypto wallet, you need to have knowledge about both old and new threats, understand the complexities of blockchain technologies to understand how these threats arise, and make the right decisions regarding your crypto wallet. The latter is what this article will cover.

為了能夠選擇合適的加密錢包，您需要了解新舊威脅，了解區塊鏈技術的複雜性以了解這些威脅是如何產生的，並就您的加密錢包做出正確的決策。後者是本文將要介紹的內容。

Hardware vs. software: Choosing the right wallet

硬體與軟體：選擇合適的錢包

One thing you have to consider is whether you want hardware or a software wallet. Each type offers a different level of security. Software wallets are apps installed on your computer or your smartphone. You can easily download a software wallet from Google Play which has an easy interface and high level of security. This type of wallet is more convenient than a hardware wallet, but this convenience comes at the cost of security. The software wallet is connected to the internet, which makes them more susceptible to cyberattacks.

您必須考慮的一件事是您需要硬體錢包還是軟體錢包。每種類型都提供不同等級的安全性。軟體錢包是安裝在您的電腦或智慧型手機上的應用程式。您可以輕鬆地從 Google Play 下載軟體錢包，它具有簡單的介面和高安全性等級。這種錢包比硬體錢包更方便，但這種便利性是以安全為代價的。軟體錢包連接到互聯網，這使得它們更容易受到網路攻擊。

Hardware wallets are physical devices which store your private keys offline. This means that they are not connected to the internet, making them less vulnerable to malicious cyberattacks. To find the right balance, it is recommended to use a software wallet for smaller and more frequent transactions and using the hardware wallet for more long-storage for larger amounts of cryptocurrencies.

硬體錢包是離線儲存您的私鑰的實體設備。這意味著它們沒有連接到互聯網，從而不容易受到惡意網路攻擊。為了找到合適的平衡，建議使用軟體錢包進行較小且更頻繁的交易，並使用硬體錢包進行更長期的大量加密貨幣儲存。

Enabling two-factor authentication (2FA)

啟用雙重認證 (2FA)

To add an extra layer of protection to your crypto wallet, you should use the security measure 2FA. Here you need both a password and a second form of identification to gain access to your wallet. The second form of identification could for example be through a text message or an authentication app. This will reduce the risk of unauthorized access. Since cyber threats are more sophisticated in 2024 than ever, taking such precautions are crucial. Both phishing attacks and keylogging malware are common cyber threats, but with 2FA it does not matter if an attacker obtains your password, since they would also need access to your second form of identification to get access to your wallet.

要為您的加密錢包添加額外的保護層，您應該使用安全措施 2FA。在這裡，您需要密碼和第二種身份驗證形式才能存取您的錢包。第二種形式的識別可以例如透過簡訊或身份驗證應用程式。這將降低未經授權存取的風險。由於 2024 年的網路威脅比以往任何時候都更加複雜，因此採取此類預防措施至關重要。網路釣魚攻擊和鍵盤記錄惡意軟體都是常見的網路威脅，但使用 2FA，攻擊者是否獲得您的密碼並不重要，因為他們還需要存取您的第二種身分識別形式才能存取您的錢包。

There are three different types of 2FA. The SMS-based 2FA sends you an SMS to confirm your log-in attempts. Another method is using an authentication app, where you log on to the app to confirm your log-in attempts. Lastly, and the highest level of security, is using a hardware token. This will make your authentication key a physical device.

2FA 分為三種不同類型。基於簡訊的 2FA 會向您發送簡訊以確認您的登入嘗試。另一種方法是使用身份驗證應用程序，您可以登入該應用程式來確認您的登入嘗試。最後，最高等級的安全性是使用硬體令牌。這將使您的身份驗證金鑰成為實體設備。

Regularly updating your wallet software

定期更新您的錢包軟體

In the digital world it is always important to keep software up to date. This is also the case for your wallet software, since developers frequently release updates with the purpose to patch vulnerabilities and improve security features. It can leave you exposed if you fail to update your wallet software. This makes it crucial to stay up to date on new updates. The rapid pace of technological advancements means that software vulnerabilities are being detected faster than ever, leading to regular updates.

在數位世界中，保持軟體最新始終很重要。您的錢包軟體也是如此，因為開發人員經常發布更新，目的是修補漏洞和改進安全功能。如果您未能更新錢包軟體，可能會讓您暴露在風險之中。這使得及時了解最新更新至關重要。技術進步的快速發展意味著軟體漏洞的檢測速度比以往任何時候都快，從而導致定期更新。

You will find that some wallets offer automatic updates, whereas you might have to do manual updates in others. There are benefits with both: Automatic updates means that you don’t have to remember it yourself, but it can be risky if the update contains a bug. Manual updates mean you have to remember to start an update yourself, but if allows you to review the update details before installing it.

您會發現某些錢包提供自動更新，而其他錢包則可能需要手動更新。兩者都有好處：自動更新意味著您不必自己記住它，但如果更新包含錯誤，則可能存在風險。手動更新意味著您必須記住自己開始更新，但如果允許您在安裝之前查看更新詳細資訊。

Be wary of phishing scams

警惕網路釣魚詐騙

Phishing scams have been an integrated part of the digital world for long and has also become a threat in the crypto world. Attackers continue to find new ways to trick users, with the purpose of making them reveal their private keys. It is expected that phishing schemes will become more sophisticated in 2024, especially due to the use of social engineering tactics and AI-driven methods.

網路釣魚詐騙長期以來一直是數位世界不可或缺的一部分，也成為加密世界的威脅。攻擊者不斷尋找新的方法來欺騙用戶，目的是讓他們洩漏自己的私鑰。預計到 2024 年，網路釣魚計畫將變得更加複雜，特別是由於社會工程策略和人工智慧驅動方法的使用。

Phishing attempts can take shape in various ways. It often contains fake websites, emails, or messages, which at first glance appear legitimate, but they are designed to steal your credentials. These are the most common types to keep an eye out for:

網路釣魚嘗試可以透過多種方式進行。它通常包含虛假網站、電子郵件或訊息，乍一看似乎合法，但它們旨在竊取您的憑證。這些是最常見的需要注意的類型：

Use strong and unique passwords, and secure backup

使用強而獨特的密碼並安全備份

Your first line of defense for your crypto wallet is your password, meaning that you should make sure you have a unique and strong password for all your accounts. A strong password should be between 12-16 characters long and include a mix of both upper- and lower-case letters, numbers, and symbols.

您的加密錢包的第一道防線是您的密碼，這意味著您應該確保您的所有帳戶都有一個唯一且強大的密碼。強密碼的長度應在 12-16 個字元之間，並包含大小寫字母、數字和符號的組合。

You should also securely store your wallet’s recovery phrase. This is the key to restring your wallet if you lose it or damage it. By storing it securely offline, you avoid digital storage methods gets hacked.

您還應該安全地儲存錢包的恢復短語。這是在您丟失或損壞錢包時重新係緊錢包的關鍵。透過安全地離線存儲，您可以避免數位存儲方法被駭客攻擊。