2024 年如何选择合适的加密钱包：综合指南

在数字创新和技术进步的时代，加密货币席卷了世界。具有分散性和安全性

Cryptocurrencies have taken the world by storm in the age of digital innovations and technological advancements. Due to their decentralized nature and secure and efficient transfers, many people have turned to cryptocurrencies as a digital asset. However, as the interest in cryptocurrencies continues to increase, so does the interest from cybercriminals. The methods and tactics to exploit vulnerabilities within the blockchain technology of cryptocurrencies continue to get more and more creative, making it crucial to have a high level of security for your crypto wallet.

在数字创新和技术进步的时代，加密货币席卷了世界。由于其去中心化的性质以及安全高效的传输，许多人已将加密货币作为一种数字资产。然而，随着人们对加密货币的兴趣不断增加，网络犯罪分子的兴趣也在不断增加。利用加密货币区块链技术中的漏洞的方法和策略不断变得越来越有创意，因此为您的加密钱包提供高水平的安全性至关重要。

To be able to pick the right crypto wallet, you need to have knowledge about both old and new threats, understand the complexities of blockchain technologies to understand how these threats arise, and make the right decisions regarding your crypto wallet. The latter is what this article will cover.

为了能够选择合适的加密钱包，您需要了解新旧威胁，了解区块链技术的复杂性以了解这些威胁是如何产生的，并就您的加密钱包做出正确的决策。后者是本文将要讨论的内容。

Hardware vs. software: Choosing the right wallet

硬件与软件：选择合适的钱包

One thing you have to consider is whether you want hardware or a software wallet. Each type offers a different level of security. Software wallets are apps installed on your computer or your smartphone. You can easily download a software wallet from Google Play which has an easy interface and high level of security. This type of wallet is more convenient than a hardware wallet, but this convenience comes at the cost of security. The software wallet is connected to the internet, which makes them more susceptible to cyberattacks.

您必须考虑的一件事是您需要硬件钱包还是软件钱包。每种类型都提供不同级别的安全性。软件钱包是安装在您的计算机或智能手机上的应用程序。您可以轻松地从 Google Play 下载软件钱包，它具有简单的界面和高安全级别。这种钱包比硬件钱包更方便，但这种便利是以安全为代价的。软件钱包连接到互联网，这使得它们更容易受到网络攻击。

Hardware wallets are physical devices which store your private keys offline. This means that they are not connected to the internet, making them less vulnerable to malicious cyberattacks. To find the right balance, it is recommended to use a software wallet for smaller and more frequent transactions and using the hardware wallet for more long-storage for larger amounts of cryptocurrencies.

硬件钱包是离线存储您的私钥的物理设备。这意味着它们没有连接到互联网，从而不易受到恶意网络攻击。为了找到合适的平衡，建议使用软件钱包进行较小且更频繁的交易，并使用硬件钱包进行更长期的大量加密货币存储。

Enabling two-factor authentication (2FA)

启用双因素身份验证 (2FA)

To add an extra layer of protection to your crypto wallet, you should use the security measure 2FA. Here you need both a password and a second form of identification to gain access to your wallet. The second form of identification could for example be through a text message or an authentication app. This will reduce the risk of unauthorized access. Since cyber threats are more sophisticated in 2024 than ever, taking such precautions are crucial. Both phishing attacks and keylogging malware are common cyber threats, but with 2FA it does not matter if an attacker obtains your password, since they would also need access to your second form of identification to get access to your wallet.

要为您的加密钱包添加额外的保护层，您应该使用安全措施 2FA。在这里，您需要密码和第二种身份验证形式才能访问您的钱包。第二种形式的识别可以例如通过短信或身份验证应用程序。这将降低未经授权访问的风险。由于 2024 年的网络威胁比以往任何时候都更加复杂，因此采取此类预防措施至关重要。网络钓鱼攻击和键盘记录恶意软件都是常见的网络威胁，但使用 2FA，攻击者是否获得您的密码并不重要，因为他们还需要访问您的第二种身份识别形式才能访问您的钱包。

There are three different types of 2FA. The SMS-based 2FA sends you an SMS to confirm your log-in attempts. Another method is using an authentication app, where you log on to the app to confirm your log-in attempts. Lastly, and the highest level of security, is using a hardware token. This will make your authentication key a physical device.

2FA 分为三种不同类型。基于短信的 2FA 会向您发送短信以确认您的登录尝试。另一种方法是使用身份验证应用程序，您可以登录该应用程序来确认您的登录尝试。最后，最高级别的安全性是使用硬件令牌。这将使您的身份验证密钥成为物理设备。

Regularly updating your wallet software

定期更新您的钱包软件

In the digital world it is always important to keep software up to date. This is also the case for your wallet software, since developers frequently release updates with the purpose to patch vulnerabilities and improve security features. It can leave you exposed if you fail to update your wallet software. This makes it crucial to stay up to date on new updates. The rapid pace of technological advancements means that software vulnerabilities are being detected faster than ever, leading to regular updates.

在数字世界中，保持软件最新始终很重要。您的钱包软件也是如此，因为开发人员经常发布更新，目的是修补漏洞和改进安全功能。如果您未能更新钱包软件，可能会让您暴露在风险之中。这使得及时了解最新更新至关重要。技术进步的快速发展意味着软件漏洞的检测速度比以往任何时候都快，从而导致定期更新。

You will find that some wallets offer automatic updates, whereas you might have to do manual updates in others. There are benefits with both: Automatic updates means that you don’t have to remember it yourself, but it can be risky if the update contains a bug. Manual updates mean you have to remember to start an update yourself, but if allows you to review the update details before installing it.

您会发现某些钱包提供自动更新，而其他钱包则可能需要手动更新。两者都有好处：自动更新意味着您不必自己记住它，但如果更新包含错误，则可能存在风险。手动更新意味着您必须记住自己开始更新，但如果允许您在安装之前查看更新详细信息。

Be wary of phishing scams

警惕网络钓鱼诈骗

Phishing scams have been an integrated part of the digital world for long and has also become a threat in the crypto world. Attackers continue to find new ways to trick users, with the purpose of making them reveal their private keys. It is expected that phishing schemes will become more sophisticated in 2024, especially due to the use of social engineering tactics and AI-driven methods.

网络钓鱼诈骗长期以来一直是数字世界不可或缺的一部分，也已成为加密世界的威胁。攻击者不断寻找新的方法来欺骗用户，目的是让他们泄露自己的私钥。预计到 2024 年，网络钓鱼计划将变得更加复杂，特别是由于社会工程策略和人工智能驱动方法的使用。

Phishing attempts can take shape in various ways. It often contains fake websites, emails, or messages, which at first glance appear legitimate, but they are designed to steal your credentials. These are the most common types to keep an eye out for:

网络钓鱼尝试可以通过多种方式进行。它通常包含虚假网站、电子邮件或消息，乍一看似乎合法，但它们旨在窃取您的凭据。这些是最常见的需要注意的类型：

Use strong and unique passwords, and secure backup

使用强而独特的密码并安全备份

Your first line of defense for your crypto wallet is your password, meaning that you should make sure you have a unique and strong password for all your accounts. A strong password should be between 12-16 characters long and include a mix of both upper- and lower-case letters, numbers, and symbols.

您的加密钱包的第一道防线是您的密码，这意味着您应该确保您的所有帐户都有一个唯一且强大的密码。强密码的长度应在 12-16 个字符之间，并包含大小写字母、数字和符号的组合。

You should also securely store your wallet’s recovery phrase. This is the key to restring your wallet if you lose it or damage it. By storing it securely offline, you avoid digital storage methods gets hacked.

您还应该安全地存储钱包的恢复短语。这是在您丢失或损坏钱包时重新系紧钱包的关键。通过安全地离线存储，您可以避免数字存储方法被黑客攻击。