Chime Statistics 2025：用戶增長，收入和市場地位

在動態的數字銀行世界中，Chime已成為一名重要的參與者，重塑了數百萬用戶如何管理其財務狀況。

Chime, the leading digital bank in the US, has experienced phenomenal growth in recent years. Founded in 2013, Chime provides a mobile-first banking experience with no monthly fees, aiming to make banking more accessible and affordable.

Chime是美國領先的數字銀行，近年來經歷了驚人的增長。 Chime成立於2013年，提供了移動優先的銀行經驗，沒有每月費用，旨在使銀行業務更容易獲得和負擔得起。

While Chime prefers not to disclose specific user numbers or revenue figures, this article will collect available statistics from reliable sources to give an overview of Chime’s growth and position in the neobank industry.

儘管Chime更喜歡不披露特定的用戶數量或收入數據，但本文將從可靠的來源收集可用的統計數據，以概述Chime在Neobank行業中的增長和地位。

Key Chime Statistics

鍵統計

User Growth and Demographics

用戶成長和人口統計

Chime’s user base has grown rapidly in recent years, especially during the COVID-19 pandemic as people shifted to digital services.

近年來，Chime的用戶群已經迅速增長，尤其是在人們轉向數字服務時，在Covid-19的大流行期間。

According to reports from Bankrate, Chime was the most popular neobank in the U.S. in 2023, with an estimated 12.8 million users.

根據Bankrate的報導，Chime是2023年美國最受歡迎的Neobank，估計有1,280萬用戶。

The majority of Chime’s users are millennials and Gen Z, who are known for preferring mobile-first and fee-free services.

Chime的大多數用戶是千禧一代和Z世代，他們以偏愛移動優先和免費的服務而聞名。

Chime also caters to diverse demographics, with a strong focus on financial inclusion.

Chime還可以滿足各種人口統計的需求，重點關注金融包容性。

Chime Revenue

鐘收入

Chime’s revenue is generated primarily through interest income on user deposits and lending activities.

Chime的收入主要是通過用戶存款和貸款活動的利息收入而產生的。

The company has been expanding its lending products to generate more revenue streams and offer additional value to users.

該公司一直在擴展其貸款產品，以產生更多的收入來源並為用戶提供更多價值。

In 2022, Chime’s revenue was reportedly around $800 million, a significant increase from previous years.

據報導，2022年，Chime的收入約為8億美元，比往年大幅增加。

As Chime continues to grow its user base and expand its product offerings, its revenue is expected to rise further in the coming years.

隨著Chime繼續增長其用戶群並擴大產品產品的擴大，預計未來幾年的收入將進一步上升。

Chime Valuation

鐘聲估值

Chime is a privately held company, so its valuation is not publicly disclosed.

Chime是一家私人公司，因此未公開披露其估值。

However, according to reports from TechCrunch, Chime’s valuation was estimated at $14.5 billion in 2021.

但是，根據TechCrunch的報導，Chime的估值在2021年為145億美元。

Following a funding round in 2023, Chime’s valuation is said to be over $27 billion.

在2023年進行了融資後，Chime的估值超過270億美元。

This valuation makes Chime one of the most valuable privately held startups in the U.S.

這種估值使Chime成為美國最有價值的私人創業公司之一

Chime Users

chime用戶

By 2023, seven in ten U.S. adults are using at least one part of the financial services ecosystem.

到2023年，十分之一的美國成年人正在使用金融服務生態系統的至少一部分。

Among U.S. adults who use at least one part of the financial services ecosystem, 28% use at least one part of the neobank services ecosystem.

在美國使用金融服務生態系統中至少一部分的成年人中，有28％使用Neobank Services Services生態系統的一部分。

Among U.S. adults who use at least one part of the neobank services ecosystem, 18% use Chime.

在美國使用Neobank Services生態系統中至少一部分的成年人中，有18％的人使用Chime。

Chime Growth Rate Statistics

鐘增長率統計

Chime's user base has grown rapidly in recent years, especially during the COVID-19 pandemic as people shifted to digital services.

近年來，Chime的用戶群已經迅速增長，尤其是在人們轉向數字服務時，在Covid-19的大流行期間。

In 2020, Chime had around 10 million users.

2020年，Chime擁有約1000萬用戶。

By 2023, Chime's user base is said to have more than doubled, reaching over 25 million users.

到2023年，據說Chime的用戶群增加了一倍以上，可達到2500萬用戶。

This growth rate is remarkable considering the vast size of the U.S. population.

考慮到美國人口的龐大規模，這種增長率非常出色。

Chime vs US Neobanks: Users

Chime vs Un Neobanks：用戶

According to Bankrate, Chime was the most popular neobank in the U.S. in 2023, with an estimated 12.8 million users.

根據Bankrate的說法，Chime是2023年美國最受歡迎的Neobank，估計有1,280萬用戶。

Other popular neobanks in the U.S. include:

美國其他受歡迎的新單銀行包括：

* Venmo, which is part of the PayPal ecosystem, had an estimated 8.3 million users in 2023.

* Venmo是PayPal生態系統的一部分，在2023年估計有830萬用戶。

* Zelle, a service used by many U.S. banks for P2P payments, had an estimated 7.6 million users in 2023.

* Zelle是許多美國銀行用於P2P付款的服務，2023年估計有760萬用戶。

* Now part of StepStone Group, eTrade had an estimated 6.2 million users in 2023.

*現在是Stepstone Group的一部分，Etrade在2023年估計有620萬用戶。

* Finally, Webull, a stock trading app, had an estimated 5.7 million users in 2023.

*最後，股票交易應用Webull在2023年估計有570萬用戶。

Chime’s Primary Customer Base

Chime的主要客戶群

The majority of Chime’s users are millennials and Gen Z, who are known for preferring mobile-first and fee-free services.

Chime的大多數用戶是千禧一代和Z世代，他們以偏愛移動優先和免費的服務而聞名。

Chime also caters to diverse demographics, with a strong focus on financial inclusion.

Chime還可以滿足各種人口統計的需求，重點關注金融包容性。

For instance, Chime offers banking services to undocumented immigrants in partnership with the Center for Immigrant Technology.

例如，Chime與移民技術中心合作為無證件移民提供銀行服務。

Product Offerings and Features

產品產品和功能

Chime provides a variety of banking products and services, including checking and savings accounts, a secured credit card, and early direct deposit.

Chime提供各種銀行產品和服務，包括支票和儲蓄帳戶，有擔保信用卡以及早期直接存款。

It also offers several useful features, such as:

它還提供了幾個有用的功能，例如：

* Round-up and investment services for savings goals

*用於儲蓄目標的綜述和投資服務

* Spending analysis and budgeting tools to help users manage their finances effectively

*支出分析和預算工具，以幫助用戶有效地管理其財務

* Peer-to-peer payment options for transferring money to friends and family

*將錢轉移給朋友和家人的點對點付款方式

All of these products and features are designed to be accessible, affordable, and user-

所有這些產品和功能均設計為可訪問，負擔得起和用戶 -