Chime Statistics 2025：用户增长，收入和市场地位

在动态的数字银行世界中，Chime已成为一名重要的参与者，重塑了数百万用户如何管理其财务状况。

Chime, the leading digital bank in the US, has experienced phenomenal growth in recent years. Founded in 2013, Chime provides a mobile-first banking experience with no monthly fees, aiming to make banking more accessible and affordable.

Chime是美国领先的数字银行，近年来经历了惊人的增长。 Chime成立于2013年，提供了移动优先的银行经验，没有每月费用，旨在使银行业务更容易获得和负担得起。

While Chime prefers not to disclose specific user numbers or revenue figures, this article will collect available statistics from reliable sources to give an overview of Chime’s growth and position in the neobank industry.

尽管Chime更喜欢不披露特定的用户数量或收入数据，但本文将从可靠的来源收集可用的统计数据，以概述Chime在Neobank行业中的增长和地位。

Key Chime Statistics

键统计

User Growth and Demographics

用户成长和人口统计

Chime’s user base has grown rapidly in recent years, especially during the COVID-19 pandemic as people shifted to digital services.

近年来，Chime的用户群已经迅速增长，尤其是在人们转向数字服务时，在Covid-19的大流行期间。

According to reports from Bankrate, Chime was the most popular neobank in the U.S. in 2023, with an estimated 12.8 million users.

根据Bankrate的报道，Chime是2023年美国最受欢迎的Neobank，估计有1,280万用户。

The majority of Chime’s users are millennials and Gen Z, who are known for preferring mobile-first and fee-free services.

Chime的大多数用户是千禧一代和Z世代，他们以偏爱移动优先和免费的服务而闻名。

Chime also caters to diverse demographics, with a strong focus on financial inclusion.

Chime还可以满足各种人口统计的需求，重点关注金融包容性。

Chime Revenue

钟收入

Chime’s revenue is generated primarily through interest income on user deposits and lending activities.

Chime的收入主要是通过用户存款和贷款活动的利息收入而产生的。

The company has been expanding its lending products to generate more revenue streams and offer additional value to users.

该公司一直在扩展其贷款产品，以产生更多的收入来源并为用户提供更多价值。

In 2022, Chime’s revenue was reportedly around $800 million, a significant increase from previous years.

据报道，2022年，Chime的收入约为8亿美元，比往年大幅增加。

As Chime continues to grow its user base and expand its product offerings, its revenue is expected to rise further in the coming years.

随着Chime继续增长其用户群并扩大产品产品的扩大，预计未来几年的收入将进一步上升。

Chime Valuation

钟声估值

Chime is a privately held company, so its valuation is not publicly disclosed.

Chime是一家私人公司，因此未公开披露其估值。

However, according to reports from TechCrunch, Chime’s valuation was estimated at $14.5 billion in 2021.

但是，根据TechCrunch的报道，Chime的估值在2021年为145亿美元。

Following a funding round in 2023, Chime’s valuation is said to be over $27 billion.

在2023年进行了融资后，Chime的估值超过270亿美元。

This valuation makes Chime one of the most valuable privately held startups in the U.S.

这种估值使Chime成为美国最有价值的私人创业公司之一

Chime Users

chime用户

By 2023, seven in ten U.S. adults are using at least one part of the financial services ecosystem.

到2023年，十分之一的美国成年人正在使用金融服务生态系统的至少一部分。

Among U.S. adults who use at least one part of the financial services ecosystem, 28% use at least one part of the neobank services ecosystem.

在美国使用金融服务生态系统中至少一部分的成年人中，有28％使用Neobank Services Services生态系统的一部分。

Among U.S. adults who use at least one part of the neobank services ecosystem, 18% use Chime.

在美国使用Neobank Services生态系统中至少一部分的成年人中，有18％的人使用Chime。

Chime Growth Rate Statistics

钟增长率统计

Chime's user base has grown rapidly in recent years, especially during the COVID-19 pandemic as people shifted to digital services.

近年来，Chime的用户群已经迅速增长，尤其是在人们转向数字服务时，在Covid-19的大流行期间。

In 2020, Chime had around 10 million users.

2020年，Chime拥有约1000万用户。

By 2023, Chime's user base is said to have more than doubled, reaching over 25 million users.

到2023年，据说Chime的用户群增加了一倍以上，可达到2500万用户。

This growth rate is remarkable considering the vast size of the U.S. population.

考虑到美国人口的庞大规模，这种增长率非常出色。

Chime vs US Neobanks: Users

Chime vs Un Neobanks：用户

According to Bankrate, Chime was the most popular neobank in the U.S. in 2023, with an estimated 12.8 million users.

根据Bankrate的说法，Chime是2023年美国最受欢迎的Neobank，估计有1,280万用户。

Other popular neobanks in the U.S. include:

美国其他受欢迎的新单银行包括：

* Venmo, which is part of the PayPal ecosystem, had an estimated 8.3 million users in 2023.

* Venmo是PayPal生态系统的一部分，在2023年估计有830万用户。

* Zelle, a service used by many U.S. banks for P2P payments, had an estimated 7.6 million users in 2023.

* Zelle是许多美国银行用于P2P付款的服务，2023年估计有760万用户。

* Now part of StepStone Group, eTrade had an estimated 6.2 million users in 2023.

*现在是Stepstone Group的一部分，Etrade在2023年估计有620万用户。

* Finally, Webull, a stock trading app, had an estimated 5.7 million users in 2023.

*最后，股票交易应用Webull在2023年估计有570万用户。

Chime’s Primary Customer Base

Chime的主要客户群

The majority of Chime’s users are millennials and Gen Z, who are known for preferring mobile-first and fee-free services.

Chime的大多数用户是千禧一代和Z世代，他们以偏爱移动优先和免费的服务而闻名。

Chime also caters to diverse demographics, with a strong focus on financial inclusion.

Chime还可以满足各种人口统计的需求，重点关注金融包容性。

For instance, Chime offers banking services to undocumented immigrants in partnership with the Center for Immigrant Technology.

例如，Chime与移民技术中心合作为无证件移民提供银行服务。

Product Offerings and Features

产品产品和功能

Chime provides a variety of banking products and services, including checking and savings accounts, a secured credit card, and early direct deposit.

Chime提供各种银行产品和服务，包括支票和储蓄帐户，有担保信用卡以及早期直接存款。

It also offers several useful features, such as:

它还提供了几个有用的功能，例如：

* Round-up and investment services for savings goals

*用于储蓄目标的综述和投资服务

* Spending analysis and budgeting tools to help users manage their finances effectively

*支出分析和预算工具，以帮助用户有效地管理其财务

* Peer-to-peer payment options for transferring money to friends and family

*将钱转移给朋友和家人的点对点付款方式

All of these products and features are designed to be accessible, affordable, and user-

所有这些产品和功能均设计为可访问，负担得起和用户 -