查爾斯·施瓦布（Charles Schwab）計劃進入加密貨幣市場。

該公司的目標是在明年啟動現貨加密貨幣交易平台。

Charles Schwab is planning to enter the cryptocurrency market with a spot crypto trading platform, aiming for a launch within the next year, according to observations by InvestNews. This move showcases the expanding interest in digital assets among investors, particularly from younger demographic groups. The changes highlight the gradual acceptance of traditional financial institutions towards digital markets as they venture into this new domain.

根據Investnews的觀察，查爾斯·施瓦布（Charles Schwab）計劃通過一個現貨加密貨幣交易平台進入加密貨幣市場，旨在在明年內發布。這一舉動展示了投資者（尤其是年輕人口群體）對數字資產的不斷增長。這些變化突出了傳統金融機構在數字市場中逐步接受，他們冒險進入這個新領域。

During a recent earnings call, CEO Rick Wurster presented positive perspectives on the company's progress in navigating regulatory modifications. According to Mr. Wurster's statements, Schwab is poised to commence direct crypto trading services in the upcoming year.

在最近的收益電話中，首席執行官里克·沃斯特（Rick Wurster）對公司在監管修改方面的進展提出了積極的看法。根據Wurster先生的陳述，Schwab有望在下一年開始直接加密交易服務。

"We're planning to launch a U.S. spot crypto trading platform in the next 12 months, subject to final regulatory approval, which is a significant milestone for the company," he explained.

他解釋說：“我們計劃在未來12個月內啟動一個美國現貨加密貨幣交易平台，但要獲得最終的監管機構批准，這對公司來說是一個重要的里程碑。”

This initiative follows a period of sustained interest in cryptocurrencies, which has led several major brokerages to introduce limited products or services. Nonetheless, they are now prepared to take a more substantial step into this market. Among these institutions, Fidelity has been a frontrunner in making a broader entry into crypto-based markets, while other companies, such as Vanguard, have displayed less commitment to this space.

該計劃遵循對加密貨幣持續興趣的時期，這導致了幾家主要經紀人引入有限的產品或服務。儘管如此，他們現在準備邁出更實質性的一步。在這些機構中，Fidelity在更廣泛地進入基於加密貨幣的市場方面一直是領先者，而其他公司（例如Vanguard）對這一領域的承諾較少。

Despite announcing plans for these products, there are no signs of complacency in the usual statement on Schwab's website regarding crypto service risks. The company cautions investors that prices undergo changes and emphasizes the possibility of losing part or all of the original investment.

儘管宣布了這些產品的計劃，但在Schwab網站上關於加密服務風險的通常聲明中沒有自滿的跡象。該公司要求投資者進行價格發生變化，並強調失去部分或全部投資的可能性。

"The value of cryptocurrencies can vary widely and rapidly, and they may decline to zero. Cryptocurrency investments are not suitable for all investors," warns the company in its risk statement.

該公司在其風險聲明中警告說：“加密貨幣的價值可能會差異很快，並且可能降至零。加密貨幣投資並不適合所有投資者。”

This signals that Schwab is considerate of its users and shields them, yet it is also mindful of customer needs, contrasting with Vanguard's complete rejection of crypto ETFs and its sustained caution on this topic.

這表明施瓦布（Schwab）對用戶有所考慮並屏蔽他們，但它也謹記客戶需求，與Vanguard完全拒絕加密ETF及其對該主題的持續謹慎對比。

However, according to leadership at Charles Schwab, the company can attract users by offering trusted services.

但是，根據查爾斯·施瓦布（Charles Schwab）的領導力，該公司可以通過提供可信賴的服務來吸引用戶。

"I think what people are interested in is being able to invest in crypto through a company that they know and trust," said Mr. Wurster, highlighting the company's confidence in its platform.

沃斯特先生說：“我認為人們感興趣的是能夠通過一家他們知道和信任的公司投資加密貨幣。”

When the platform launches, it should make Schwab more easily recognizable compared to its competitors.

當平台啟動時，與競爭對手相比，它應該使Schwab更容易識別。

Meanwhile, industry experts predict that spot crypto trading will become a standard service offered by major brokerages in the near future.

同時，行業專家預測，現貨加密貨幣交易將在不久的將來成為主要經紀人提供的標準服務。

"I suspect we'll see more and more move into offering crypto products and services," said Nate Geraci, president of ETFStore, in a post on the X account.

“我懷疑我們會看到越來越多地提供加密產品和服務，” Etfstore總裁Nate Geraci在X帳戶上的帖子中說。

The regulatory framework will determine how quickly Schwab can proceed, but the firm anticipates launching its platform in the next year.

監管框架將確定施瓦布（Schwab）的發展速度，但該公司預計將在明年推出其平台。

Schwab is also exploring other avenues for growth in the fintech and crypto domains. Earlier this year, the company formed a partnership with Trump Media and Technology Group to create a new company called Truth.Fi.

Schwab還正在探索金融科技和加密型領域增長的其他途徑。今年早些時候，該公司與特朗普媒體和技術集團建立了合作夥伴關係，創建了一家名為Truth.fi的新公司。

This venture aims to collect funds and make investments that support American businesses and endeavors. The platform will present its users with a diverse range of investment options, including both ETFs and crypto-related instruments.

該冒險旨在收集資金並進行支持美國業務和努力的投資。該平台將向其用戶提供各種各樣的投資選擇，包括ETF和與加密相關的儀器。

Among the services offered by Truth.Fi, users will have access to both traditional and digital asset classes. The partnership will see Schwab taking charge of asset custody and providing investment advice to clients.

在truth.fi提供的服務中，用戶將可以同時訪問傳統和數字資產類別。該合作夥伴關係將使Schwab負責資產監護權並向客戶提供投資建議。

Earlier this year, Schwab created a new division to allocate funds ranging from $250 million to $300 million for strategic partnerships and emerging technologies, showcasing its dedication to developing its services beyond standard brokerage operations.

今年早些時候，施瓦布（Schwab）創建了一個新的部門，用於分配資金，從2.5億美元到3億美元，用於戰略合作夥伴關係和新興技術，展示了其對在標準經紀業務之外開發其服務的奉獻精神。

By entering into the Truth.Fi partnership, Schwab is securing stronger and more loyal relationships with patriotic investors who are seeking alternative financial solutions.

通過建立真相。 FI合作夥伴關係，Schwab正在與尋求替代金融解決方案的愛國投資者建立更牢固，更忠誠的關係。

Through this division, Schwab remains diligent in monitoring and adapting to the changing regulatory landscape within the financial market.

通過這個部門，Schwab在監視和適應金融市場內不斷變化的監管格局方面仍然勤奮。

During the Trump administration, Paul Atkins obtained a position as Chair of the Securities and Exchange Commission (SEC), which could facilitate brokers offering crypto services more readily.

在特朗普政府期間，保羅·阿特金斯（Paul Atkins）擔任證券交易委員會（SEC）的主席，這可以促進提供加密服務的經紀人。

This move towards facilitating crypto offerings contrasts with the actions of the Obama administration, which saw the SEC take a less favorable view of brokers engaging in crypto-related activities.

這一舉動促進加密產品與奧巴馬政府的行動形成鮮明對比，奧巴馬政府對經紀人從事與加密相關的活動的看法不太好。

The administration's actions had a direct impact on the types of products and services that financial institutions could provide to their clients.

政府的行動直接影響金融機構可以向客戶提供的產品和服務類型。

With the administration's focus on fostering innovation and economic growth, it is no surprise that they took steps to integrate emerging technologies and markets, such as cryptocurrencies, into the existing legal and regulatory frameworks.

政府專注於促進創新和經濟增長，他們採取了措施將新興技術和市場（例如加密貨幣）整合到現有的法律和監管框架中也就不足為奇了。

This shift in administrative priorities had significant implications for institutions like Charles Schwab, granting them greater flexibility to expand into new domains and serve the evolving needs of their investors.

行政優先事項的這種轉變對查爾斯·施瓦布（Charles Schwab）等機構產生了重大影響，使他們更加靈活地擴展到新領域並滿足投資者不斷發展的需求。

As the company continues to make detailed preparations for its entry into the crypto market, it awaits the final approval to launch its crypto trading platform.

隨著該公司繼續為進入加密貨幣市場的詳細準備工作，它等待著最終批准來啟動其加密貨幣交易平台。

Overall, changes in the financial world have prompted Charles Schwab to prepare for its forthcoming introduction of crypto-related services. The company maintains caution but continues its preparations to serve the increasing customer demand for these products and technologies. When Schwab receives the proper timing and approval, the firm has the potential to make a significant impact on crypto trading operations with its planned launch.

總體而言，金融界的變化促使查爾斯·施瓦布（Charles Schwab）為即將推出加密相關服務的推出做準備。該公司保持謹慎，但繼續準備滿足對這些產品和技術的客戶需求不斷增長的準備。當Schwab獲得適當的時機和批准時，該公司有可能通過計劃推出對加密貨幣交易運營產生重大影響。