Cathie Wood，比特幣和抵押：家居融資中加密貨幣的新時代？

凱茜·伍德（Cathie Wood）認為，作為改變遊戲規則的抵押貸款資格，FHFA的潛在包含比特幣。 Robinhood包含加密期貨，表明更廣泛的接受。

A Seismic Shift: Cathie Wood, Bitcoin, and the Mortgage Frontier

地震轉變：凱茜·伍德，比特幣和抵押邊界

The financial landscape is buzzing with activity, particularly around the intersection of cryptocurrency and traditional finance. Cathie Wood, Bitcoin, and evolving mortgage rules are at the heart of this transformation. Let's dive into the key developments.

金融景觀正在嗡嗡作響，特別是在加密貨幣和傳統金融的交匯處。 Cathie Wood，比特幣和不斷發展的抵押貸款規則是這種轉變的核心。讓我們深入研究關鍵發展。

FHFA Considers Bitcoin in Mortgage Qualifications

FHFA考慮抵押資格中的比特幣

The U.S. Federal Housing Finance Agency (FHFA) is contemplating a game-changing directive: incorporating cryptocurrency holdings, like Bitcoin, into the mortgage qualification process. Cathie Wood, CEO of ARK Invest, believes this move could significantly boost Bitcoin's role in the financial ecosystem. Imagine securing a home loan without having to convert your precious Bitcoin into fiat currency!

美國聯邦住房金融局（FHFA）正在考慮改變遊戲規則的指令：將加密貨幣（如比特幣）納入抵押貸款資格流程。 ARK Invest的首席執行官Cathie Wood認為，這一舉動可以大大提高比特幣在金融生態系統中的作用。想像一下，不必將您的寶貴比特幣轉換為法定貨幣而獲得房屋貸款！

Bill Pulte emphasized that the goal is to study how crypto can be used to assess a borrower’s financial standing. This signals a major shift from traditional banking practices that have historically excluded digital currencies from financial assessments, especially in home financing.

比爾·普爾特（Bill Pulte）強調，目標是研究如何使用加密貨幣來評估借款人的財務狀況。這標誌著傳統銀行業務的重大轉變，歷史上將數字貨幣排除在財務評估之外，尤其是在房屋融資中。

Michael Saylor's Perspective: Bitcoin as Legitimate Capital

邁克爾·塞勒（Michael Saylor）的觀點：比特幣是合法的首都

Like Cathie Wood, Michael Saylor has been a vocal advocate for treating Bitcoin as legitimate capital. Allowing Bitcoin in mortgages could bridge the gap between digital wealth and the traditional banking system. This is great news for early Bitcoin adopters and digital nomads who've struggled to prove their income for mortgage applications.

像凱茜·伍德（Cathie Wood）一樣，邁克爾·塞勒（Michael Saylor）也是將比特幣視為合法首都的人聲倡導者。允許在抵押貸款中進行比特幣可以彌合數字財富與傳統銀行系統之間的差距。對於早期的比特幣採用者和數字游牧民來說，這是一個好消息，他們一直在努力證明其抵押貸款申請的收入。

Potential Impacts on Crypto and Housing Markets

潛在對加密和住房市場的影響

The FHFA's consideration could redefine both the housing and cryptocurrency markets. For Bitcoin holders, it offers an easier path to homeownership. It might also establish a new level of liquidity, allowing crypto investors to leverage their holdings without selling. This move could attract more institutional participation, further legitimizing crypto as an asset class.

FHFA的考慮可以重新定義住房和加密貨幣市場。對於比特幣持有者，它為房屋所有權提供了更輕鬆的途徑。它可能還建立了新的流動性，使加密投資者能夠在不出售的情況下利用其持股。這一舉動可以吸引更多的機構參與，進一步將加密貨幣作為資產類別合法化。

Robinhood's Crypto Expansion: Micro Futures and Acquisitions

Robinhood的加密擴展：微型未來和收購

Adding fuel to the fire, Robinhood is aggressively expanding its crypto offerings. They're launching micro futures for Bitcoin (BTC), Solana (SOL), and XRP. This follows their earlier launch of Bitcoin and Ethereum futures. Robinhood's acquisition of WonderFi and Bitstamp further solidifies their commitment to the crypto space.

在大火中增加燃料，Robinhood正在積極擴大其加密產品。他們正在為比特幣（BTC），Solana（Sol）和XRP推出微型期貨。這是在他們較早推出比特幣和以太坊期貨之後。 Robinhood對Wonderfi和Bitstamp的收購進一步鞏固了他們對加密空間的承諾。

Cathie Wood's ARK Invest: Strategic Trades

Cathie Wood的方舟投資：戰略交易

Cathie Wood's Ark Invest has been actively trading in the market, selling shares in Coinbase (COIN) and Roblox (RBLX) while increasing their positions in SoFi Technologies (SOFI) and Tesla (TSLA). These moves reflect Ark's focus on high-growth technology and financial sectors.

Cathie Wood的ARK Invest一直在市場上積極交易，出售Coinbase（Coin）和Roblox（RBLX）的股票，同時提高其在Sofi Technologies（Sofi）和Tesla（TSLA）中的頭寸。這些舉動反映了ARK對高增長技術和金融領域的關注。

Final Thoughts: A Bright Future for Crypto and Mortgages?

最終想法：加密和抵押的光明未來？

The potential inclusion of Bitcoin in mortgage qualifications, coupled with Robinhood's crypto expansion, suggests a growing acceptance of digital assets in mainstream finance. Whether you're a seasoned crypto investor or just starting to explore the possibilities, these developments are worth watching closely. Who knows, maybe one day soon, you'll be able to buy a house with your Bitcoin gains! The future looks bright, or should I say, *block*chain bright!

抵押貸款資格中的潛在包括比特幣，再加上Robinhood的加密擴展，這表明對主流金融中數字資產的接受越來越多。無論您是經驗豐富的加密投資者還是剛剛開始探索可能性，這些發展都值得關注。誰知道，也許很快有一天，您將能夠購買帶有比特幣收益的房子！未來看起來光明，或者我應該說 *塊 *鏈明亮！