Cathie Wood，比特币和抵押：家居融资中加密货币的新时代？

凯茜·伍德（Cathie Wood）认为，作为改变游戏规则的抵押贷款资格，FHFA的潜在包含比特币。 Robinhood包含加密期货，表明更广泛的接受。

A Seismic Shift: Cathie Wood, Bitcoin, and the Mortgage Frontier

地震转变：凯茜·伍德，比特币和抵押边界

The financial landscape is buzzing with activity, particularly around the intersection of cryptocurrency and traditional finance. Cathie Wood, Bitcoin, and evolving mortgage rules are at the heart of this transformation. Let's dive into the key developments.

金融景观正在嗡嗡作响，特别是在加密货币和传统金融的交汇处。 Cathie Wood，比特币和不断发展的抵押贷款规则是这种转变的核心。让我们深入研究关键发展。

FHFA Considers Bitcoin in Mortgage Qualifications

FHFA考虑抵押资格中的比特币

The U.S. Federal Housing Finance Agency (FHFA) is contemplating a game-changing directive: incorporating cryptocurrency holdings, like Bitcoin, into the mortgage qualification process. Cathie Wood, CEO of ARK Invest, believes this move could significantly boost Bitcoin's role in the financial ecosystem. Imagine securing a home loan without having to convert your precious Bitcoin into fiat currency!

美国联邦住房金融局（FHFA）正在考虑改变游戏规则的指令：将加密货币（如比特币）纳入抵押贷款资格流程。 ARK Invest的首席执行官Cathie Wood认为，这一举动可以大大提高比特币在金融生态系统中的作用。想象一下，不必将您的宝贵比特币转换为法定货币而获得房屋贷款！

Bill Pulte emphasized that the goal is to study how crypto can be used to assess a borrower’s financial standing. This signals a major shift from traditional banking practices that have historically excluded digital currencies from financial assessments, especially in home financing.

比尔·普尔特（Bill Pulte）强调，目标是研究如何使用加密货币来评估借款人的财务状况。这标志着传统银行业务的重大转变，历史上将数字货币排除在财务评估之外，尤其是在房屋融资中。

Michael Saylor's Perspective: Bitcoin as Legitimate Capital

迈克尔·塞勒（Michael Saylor）的观点：比特币是合法的首都

Like Cathie Wood, Michael Saylor has been a vocal advocate for treating Bitcoin as legitimate capital. Allowing Bitcoin in mortgages could bridge the gap between digital wealth and the traditional banking system. This is great news for early Bitcoin adopters and digital nomads who've struggled to prove their income for mortgage applications.

像凯茜·伍德（Cathie Wood）一样，迈克尔·塞勒（Michael Saylor）也是将比特币视为合法首都的人声倡导者。允许在抵押贷款中进行比特币可以弥合数字财富与传统银行系统之间的差距。对于早期的比特币采用者和数字游牧民来说，这是一个好消息，他们一直在努力证明其抵押贷款申请的收入。

Potential Impacts on Crypto and Housing Markets

潜在对加密和住房市场的影响

The FHFA's consideration could redefine both the housing and cryptocurrency markets. For Bitcoin holders, it offers an easier path to homeownership. It might also establish a new level of liquidity, allowing crypto investors to leverage their holdings without selling. This move could attract more institutional participation, further legitimizing crypto as an asset class.

FHFA的考虑可以重新定义住房和加密货币市场。对于比特币持有者，它为房屋所有权提供了更轻松的途径。它可能还建立了新的流动性，使加密投资者能够在不出售的情况下利用其持股。这一举动可以吸引更多的机构参与，进一步将加密货币作为资产类别合法化。

Robinhood's Crypto Expansion: Micro Futures and Acquisitions

Robinhood的加密扩展：微型未来和收购

Adding fuel to the fire, Robinhood is aggressively expanding its crypto offerings. They're launching micro futures for Bitcoin (BTC), Solana (SOL), and XRP. This follows their earlier launch of Bitcoin and Ethereum futures. Robinhood's acquisition of WonderFi and Bitstamp further solidifies their commitment to the crypto space.

在大火中增加燃料，Robinhood正在积极扩大其加密产品。他们正在为比特币（BTC），Solana（Sol）和XRP推出微型期货。这是在他们较早推出比特币和以太坊期货之后。 Robinhood对Wonderfi和Bitstamp的收购进一步巩固了他们对加密空间的承诺。

Cathie Wood's ARK Invest: Strategic Trades

Cathie Wood的方舟投资：战略交易

Cathie Wood's Ark Invest has been actively trading in the market, selling shares in Coinbase (COIN) and Roblox (RBLX) while increasing their positions in SoFi Technologies (SOFI) and Tesla (TSLA). These moves reflect Ark's focus on high-growth technology and financial sectors.

Cathie Wood的ARK Invest一直在市场上积极交易，出售Coinbase（Coin）和Roblox（RBLX）的股票，同时提高其在Sofi Technologies（Sofi）和Tesla（TSLA）中的头寸。这些举动反映了ARK对高增长技术和金融领域的关注。

Final Thoughts: A Bright Future for Crypto and Mortgages?

最终想法：加密和抵押的光明未来？

The potential inclusion of Bitcoin in mortgage qualifications, coupled with Robinhood's crypto expansion, suggests a growing acceptance of digital assets in mainstream finance. Whether you're a seasoned crypto investor or just starting to explore the possibilities, these developments are worth watching closely. Who knows, maybe one day soon, you'll be able to buy a house with your Bitcoin gains! The future looks bright, or should I say, *block*chain bright!

抵押贷款资格中的潜在包括比特币，再加上Robinhood的加密扩展，这表明对主流金融中数字资产的接受越来越多。无论您是经验丰富的加密投资者还是刚刚开始探索可能性，这些发展都值得关注。谁知道，也许很快有一天，您将能够购买带有比特币收益的房子！未来看起来光明，或者我应该说 *块 *链明亮！