如果您有100萬美元的現金，您將如何管理？

這個問題最近引起了加密社區的嗡嗡聲，領導了一波病毒柱和“ 100萬美元的投資組合挑戰”。

Recently, a post discussing how to manage $1 million in cash sparked a lively conversation within crypto communities, leading to viral posts and the “$1 Million Portfolio Challenge”.

最近，討論如何管理100萬美元現金的一篇文章引發了加密社區中的一場活潑的對話，導致病毒式哨所和“ 100萬美元的投資組合挑戰”。

As interest in crypto continues to soar, it’s no surprise that this question would generate buzz. With the potential for high yields and DeFi protocols offering innovative ways to generate passive income, it makes sense that people are thinking about how to best put their assets to work.

隨著對加密貨幣的興趣繼續飆升，這個問題會引起嗡嗡聲也就不足為奇了。有了高收益和挑戰協議的潛力，提供創新的方式來產生被動收入，人們正在考慮如何最好地將其資產運作。

But here’s a liberating truth: you don’t need a million dollars to start building passive income.

但這是一個解放的真理：您不需要一百萬美元就可以開始建立被動收入。

With as little as 100 USDT, you can begin allocating your assets to HTX Earn, a flagship yield product from HTX, a leading cryptocurrency platform.

只需低至100美元，您就可以開始將資產分配給HTX Earn，這是來自領先的加密貨幣平台HTX的旗艦產品產品。

Here’s how to get started with two of the hottest new products from HTX Earn:

這是從HTX獲得的兩種最熱門的新產品開始的方法：

Join the 180,000+ users already farming multiple tokens by investing $HTX in HTX Launchpool. Participation is simple: open the HTX App, tap “More” on the homepage, navigate to “Activities and Rewards” for “Launchpool”, and tap “Subscribe” to earn both token airdrops and passive income.

加入已經在HTX Launchpool上投資$ HTX的180,000多種用戶。參與很簡單：打開HTX應用程序，在主頁上點擊“更多”，導航到“啟動池”的“活動和獎勵”，然後點擊“訂閱”以贏得代幣的氣水和被動收入。

If you’re a conservative investor holding primarily stablecoins, HTX’s USDT and USDD Earn products offer attractive APYs up to 6% with flexible terms (daily liquidity is available).

如果您是主要持有穩定幣的保守投資者，則HTX的USDT和USDD Earn產品提供具有靈活條款（每日流動性）的吸引力高達6％的吸引力。

These low-volatility products are rapidly gaining attention and are forecast to maintain current APYs for the next month—a rare combination of low risk and high yield in today’s market.

這些低揮發性產品正在迅速引起關注，並預計將在下個月維持當前的APY，這是當今市場中低風險和高收益率的罕見組合。

HTX offers competitive staking yields on major PoS assets. This includes SOL (currently 4.61% APY, higher than the industry average) and ATOM (10-15% APY, with limited-time bonus rates).

HTX在主要POS資產上提供競爭性的積分產量。其中包括SOL（目前為4.61％的APY，高於行業平均水平）和原子（10-15％的APY，限量獎勵率）。

Whether you’re a Solana or Cosmos believer or simply seeking exposure to these ecosystems, staking through HTX enables you to earn passively while supporting ecosystem growth—a true win-win for holders.

無論您是Solana還是Cosmos的信徒，還是只是尋求接觸這些生態系統，都可以通過HTX進行憑藉，使您能夠在支持生態系統增長的同時被動地賺錢，這是持有者的真正雙贏。

Best of all, you can participate with just one click, earning rewards simply by holding tokens and actively contributing to the development and community of the ecosystems.

最重要的是，您只需單擊即可參加，僅通過持有令牌並積極地為生態系統的發展和社區做出貢獻，就可以獎勵。

For users seeking tactical yield in volatile or sideways markets, HTX’s advanced suite of structured products provides powerful tools:

對於尋求揮發性或側向市場戰術產量的用戶，HTX的高級結構化產品套件提供了強大的工具：

These strategies reward users who take the time to understand their mechanics, and in a flat market, they can deliver meaningful performance.

這些策略獎勵了那些花時間了解其機制的用戶，在平坦的市場中，他們可以提供有意義的績效。

Why HTX Earn?

為什麼htx賺錢？

Final Thoughts: Build Passive Income Even You Don’t Have $1 Million

最終想法：建立被動收入，即使您沒有100萬美元

The virality of the “$1 million crypto portfolio” post showcases a broader trend: users are placing more emphasis on strategic asset allocation and generating sustainable income with crypto. HTX Earn is built precisely for this user type, whether you’re managing $100 or $1 million.

“ 100萬美元加密產品組合”的病毒性展示了更廣泛的趨勢：用戶更加重視戰略資產分配，並通過加密貨幣產生可持續收入。無論您是管理100萬美元還是100萬美元，HTX ENAR是為此用戶類型構建的。

You don’t need complex strategies. You don’t need to monitor 10 different protocols. Just open the HTX app, go to the “Earn” tab, and pick the product that matches your style. Let your assets work for you. Let your income grow while you sleep.

您不需要復雜的策略。您無需監視10個不同的協議。只需打開HTX應用程序，轉到“賺取”選項卡，然後選擇與您的樣式相匹配的產品。讓您的資產為您服務。讓您的收入在睡覺時增長。