如果您有100万美元的现金，您将如何管理？

这个问题最近引起了加密社区的嗡嗡声，领导了一波病毒柱和“ 100万美元的投资组合挑战”。

Recently, a post discussing how to manage $1 million in cash sparked a lively conversation within crypto communities, leading to viral posts and the “$1 Million Portfolio Challenge”.

最近，讨论如何管理100万美元现金的一篇文章引发了加密社区中的一场活泼的对话，导致病毒式哨所和“ 100万美元的投资组合挑战”。

As interest in crypto continues to soar, it’s no surprise that this question would generate buzz. With the potential for high yields and DeFi protocols offering innovative ways to generate passive income, it makes sense that people are thinking about how to best put their assets to work.

随着对加密货币的兴趣继续飙升，这个问题会引起嗡嗡声也就不足为奇了。有了高收益和挑战协议的潜力，提供创新的方式来产生被动收入，人们正在考虑如何最好地将其资产运作。

But here’s a liberating truth: you don’t need a million dollars to start building passive income.

但这是一个解放的真理：您不需要一百万美元就可以开始建立被动收入。

With as little as 100 USDT, you can begin allocating your assets to HTX Earn, a flagship yield product from HTX, a leading cryptocurrency platform.

只需低至100美元，您就可以开始将资产分配给HTX Earn，这是来自领先的加密货币平台HTX的旗舰产品产品。

Here’s how to get started with two of the hottest new products from HTX Earn:

这是从HTX获得的两种最热门的新产品开始的方法：

Join the 180,000+ users already farming multiple tokens by investing $HTX in HTX Launchpool. Participation is simple: open the HTX App, tap “More” on the homepage, navigate to “Activities and Rewards” for “Launchpool”, and tap “Subscribe” to earn both token airdrops and passive income.

加入已经在HTX Launchpool上投资$ HTX的180,000多种用户。参与很简单：打开HTX应用程序，在主页上点击“更多”，导航到“启动池”的“活动和奖励”，然后点击“订阅”以赢得代币的气水和被动收入。

If you’re a conservative investor holding primarily stablecoins, HTX’s USDT and USDD Earn products offer attractive APYs up to 6% with flexible terms (daily liquidity is available).

如果您是主要持有稳定币的保守投资者，则HTX的USDT和USDD Earn产品提供具有灵活条款（每日流动性）的吸引力高达6％的吸引力。

These low-volatility products are rapidly gaining attention and are forecast to maintain current APYs for the next month—a rare combination of low risk and high yield in today’s market.

这些低挥发性产品正在迅速引起关注，并预计将在下个月维持当前的APY，这是当今市场中低风险和高收益率的罕见组合。

HTX offers competitive staking yields on major PoS assets. This includes SOL (currently 4.61% APY, higher than the industry average) and ATOM (10-15% APY, with limited-time bonus rates).

HTX在主要POS资产上提供竞争性的积分产量。其中包括SOL（目前为4.61％的APY，高于行业平均水平）和原子（10-15％的APY，限量奖励率）。

Whether you’re a Solana or Cosmos believer or simply seeking exposure to these ecosystems, staking through HTX enables you to earn passively while supporting ecosystem growth—a true win-win for holders.

无论您是Solana还是Cosmos的信徒，还是只是寻求接触这些生态系统，都可以通过HTX进行凭借，使您能够在支持生态系统增长的同时被动地赚钱，这是持有者的真正双赢。

Best of all, you can participate with just one click, earning rewards simply by holding tokens and actively contributing to the development and community of the ecosystems.

最重要的是，您只需单击即可参加，仅通过持有令牌并积极地为生态系统的发展和社区做出贡献，就可以奖励。

For users seeking tactical yield in volatile or sideways markets, HTX’s advanced suite of structured products provides powerful tools:

对于寻求挥发性或侧向市场战术产量的用户，HTX的高级结构化产品套件提供了强大的工具：

These strategies reward users who take the time to understand their mechanics, and in a flat market, they can deliver meaningful performance.

这些策略奖励了那些花时间了解其机制的用户，在平坦的市场中，他们可以提供有意义的绩效。

Why HTX Earn?

为什么htx赚钱？

Final Thoughts: Build Passive Income Even You Don’t Have $1 Million

最终想法：建立被动收入，即使您没有100万美元

The virality of the “$1 million crypto portfolio” post showcases a broader trend: users are placing more emphasis on strategic asset allocation and generating sustainable income with crypto. HTX Earn is built precisely for this user type, whether you’re managing $100 or $1 million.

“ 100万美元加密产品组合”的病毒性展示了更广泛的趋势：用户更加重视战略资产分配，并通过加密货币产生可持续收入。无论您是管理100万美元还是100万美元，HTX ENAR是为此用户类型构建的。

You don’t need complex strategies. You don’t need to monitor 10 different protocols. Just open the HTX app, go to the “Earn” tab, and pick the product that matches your style. Let your assets work for you. Let your income grow while you sleep.

您不需要复杂的策略。您无需监视10个不同的协议。只需打开HTX应用程序，转到“赚取”选项卡，然后选择与您的样式相匹配的产品。让您的资产为您服务。让您的收入在睡觉时增长。