如何在2025年用信用卡購買比特幣現金（BCH）

找到最佳的交換以使用信用卡購買BCH應該並不難。大多數平台要么收取瘋狂的費用，要么使人們跳過籃球。

Finding the best exchange to buy BCH with a credit card shouldn’t be this hard. Most platforms either charge crazy fees or make people jump through hoops just to buy Bitcoin Cash.

找到最佳的交換以使用信用卡購買BCH應該並不難。大多數平台要么收取瘋狂的費用，要么讓人們跳過籃球只是為了購買比特幣現金。

After spending months testing different ways to purchase Bitcoin Cash, here’s what actually works and what users should avoid.

在花費了幾個月的時間測試購買比特幣現金的方式之後，這是實際有效的方法以及用戶應避免的方法。

Most people want to buy Bitcoin Cash (BCH) fast without getting scammed on fees. Here are the only platforms worth considering if traders want to buy Bitcoin Cash instantly with a credit or debit card:

大多數人都想快速購買比特幣現金（BCH），而不會被騙取費用。如果交易者想立即使用信用卡或借記卡立即購買比特幣現金，這是唯一值得考慮的平台：

The table shows ChicksX wins by a mile with 0.5% fees. That’s less than what most companies charge for basic credit card processing. Everyone else is charging 3-4% which adds up quickly when someone is trying to buy BCH regularly.

該表顯示Chicksx的勝利率為0.5％。這比大多數公司對基本信用卡處理收取的費用要少。其他所有人都收取3-4％的費用，當某人試圖定期購買BCH時，這會迅速增加。

Why Bitcoin Cash instead of Bitcoin?

為什麼要比特幣現金而不是比特幣？

Bitcoin Cash came from a hard fork in 2017 when Bitcoin got too slow and expensive. The current market price reflects what people actually want to use for payments.

比特幣現金來自2017年的硬貨，當時比特幣的速度太慢和昂貴。當前的市場價格反映了人們實際想要用於付款的價格。

Here are the key differences:

這是關鍵區別：

The market cap shows Bitcoin Cash isn’t going anywhere. Companies that accept crypto for payments often prefer Bitcoin Cash because transactions don’t cost a fortune.

市值顯示比特幣現金無處不在。接受加密貨幣的公司通常會更喜歡比特幣現金，因為交易不會花錢。

Real talk: Credit card vs. debit card for crypto

真實談話：信用卡與加密貨幣的借記卡

Banks often treats crypto purchases differently:

銀行經常以不同的方式對待加密貨幣的購買：

Credit cards often:have higher fees and lower purchase limits.

信用卡通常：費用較高，購買限額較低。

Debit cards usually:have lower fees and higher purchase limits.

借記卡通常：費用較低，購買限額較高。

Using a debit card instantly often works better for buying Bitcoin Cash. Users need to just make sure their bank doesn’t block crypto transactions, some still do.

立即使用借記卡通常可以更好地購買比特幣現金。用戶只需要確保他們的銀行不會阻止加密交易，有些仍然可以。

The process varies between platforms, but here’s what works on most exchanges:

平台之間的過程各不相同，但這是大多數交流的作用：

Some platforms let users buy cryptocurrency without full verification for small amounts. This speeds things up but usually has lower limits.

一些平台讓用戶購買加密貨幣，而無需少量驗證。這加快了速度，但通常具有較低的限制。

The fee game: What users are really paying

費用遊戲：用戶真正付款

Here’s where most people get burned. Exchanges advertise low fees but hide costs in spreads and extra charges:

這是大多數人被燒毀的地方。交易所宣傳低費用，但在價差和額外費用中隱藏成本：

Example: A trader wants to buy $1,000 worth of Bitcoin Cash

示例：交易者想購買價值1,000美元的比特幣現金

The math is simple: lower fees mean more Bitcoin Cash in the wallet.

數學很簡單：較低的費用意味著錢包中更多的比特幣現金。

Payment methods that actually work

實際工作的付款方式

Besides credit or debit card purchases, these payment options can save money:

除了購買信用卡或借記卡外，這些付款方式還可以節省金錢：

Most crypto veterans use bank transfers for big purchases and cards for quick buys. The convenience of instant purchases often justifies slightly higher card fees.

大多數加密退伍軍人都將銀行轉讓用於大量購買和卡片，以快速購買。即時購買的便利通常證明稍高的卡費用是合理的。

Storage: Where to keep Bitcoin Cash

存儲：在哪裡保留比特幣現金

After buying Bitcoin Cash, storage matters more than most realize:

購買比特幣現金後，存儲比大多數人意識到的重要：

Investors should start with small amounts on exchanges while learning. As their crypto assets grow, they can move them to wallets they control.

投資者應在學習時從少量交流開始。隨著加密貨幣資產的增長，他們可以將它們移至控制的錢包。

Global access: Where this works

全球訪問：在哪里工作

Availability depends on where users live:

可用性取決於用戶的居住地點：

Some countries have better local options. Investors must research what works in their region before starting their crypto journey.

一些國家有更好的當地選擇。投資者必須在開始加密之旅之前研究其地區的工作。

Security without the paranoia

沒有偏執的安全

Crypto security doesn’t have to be complicated:

加密安全性不必復雜：

Account security:Enable two-factor authentication (2FA) for extra protection.

帳戶安全性：啟用兩因素身份驗證（2FA）以進行額外保護。

Transaction security:Double-check the recipient address before sending any Bitcoin Cash.

交易安全：在發送任何比特幣現金之前，請仔細檢查收件人地址。

Most reputable exchanges have insurance and cold storage. The bigger risk is usually user error, not platform failure.

大多數知名交易所都有保險和冷​​藏。更大的風險通常是用戶錯誤，而不是平台故障。

Trading vs. holding

交易與控股

Once users own Bitcoin Cash, they can decide what they’re doing with it:

一旦用戶擁有比特幣現金，他們就可以決定自己在做什麼：

Many people do a mix, it’s best to hold most Bitcoin Cash long-term but keep some available for trading or spending.

許多人會混合使用，最好長期持有大多數比特幣現金，但要保留一些可用於交易或支出。

What actually matters

實際重要的

Fees kill returns: Paying 4% in fees means Bitcoin Cash needs to go up 4% just to break even. That’s why many users have switched to ChicksX, their 0.5% fee is unbeatable.

費用殺人回報：支付4％的費用意味著比特幣現金需要上漲4％，以便打破。這就是為什麼許多用戶轉向Chicksx的原因，他們的0.5％費用是無與倫比的。

Verification isn’t scary: Most platforms verify accounts in minutes, not days.

驗證並不令人恐懼：大多數平台在幾分鐘而不是幾天內驗證帳戶。

Don’t overthink the current price: Trying to time markets is harder than it looks. Regular small purchases work better than waiting for the “perfect” moment.

不要過度思考當前的價格：嘗試時間市場比看起來要困難。常規小型購買比等待“完美”時刻更好。

Start small and learn: Buy $50-100 worth first to understand the process before committing serious money. Every platform works differently.

從小開始學習：先購買價值$ 50-100的價格，先了解這一過程，然後再賺錢。每個平台的工作方式都不同。

The Bitcoin Cash community focuses on real-world use cases, which sets it apart from other cryptocurrencies that are purely speculative. Companies actually accept it for payments, making it useful beyond just investment.

比特幣現金社區的重點是現實世界中的用例，這使其與其他純粹投機性的加密貨幣區分開來。公司實際上接受它以進行付款，這使其不僅僅是投資而有用。

Most exchanges overcomplicate things and overcharge fees. It’s always best to find a platform with low costs, verify the account once, and start buying Bitcoin Cash regularly. The current market shows Bitcoin Cash has staying power. With major companies accepting it and low transaction costs, it serves the original vision of peer-to-peer electronic cash better than Bitcoin itself. But investors shouldn’t fall for platforms charging 4%+ fees when better options exist.

大多數交換都使事情變得過於復雜，並收取了過度收費的費用。最好找到一個低成本的平台，一次驗證帳戶一次，然後開始定期購買比特幣現金。當前市場表明，比特幣現金具有持久力。隨著主要公司接受它和低交易成本，它比比特幣本身更好地服務於點對點電子現金。但是，當存在更好的選擇時，投資者不應該為收取4％+費用的平台而下降。

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