如何在2025年用信用卡购买比特币现金（BCH）

找到最佳的交换以使用信用卡购买BCH应该并不难。大多数平台要么收取疯狂的费用，要么使人们跳过篮球。

Finding the best exchange to buy BCH with a credit card shouldn’t be this hard. Most platforms either charge crazy fees or make people jump through hoops just to buy Bitcoin Cash.

找到最佳的交换以使用信用卡购买BCH应该并不难。大多数平台要么收取疯狂的费用，要么让人们跳过篮球只是为了购买比特币现金。

After spending months testing different ways to purchase Bitcoin Cash, here’s what actually works and what users should avoid.

在花费了几个月的时间测试购买比特币现金的方式之后，这是实际有效的方法以及用户应避免的方法。

Most people want to buy Bitcoin Cash (BCH) fast without getting scammed on fees. Here are the only platforms worth considering if traders want to buy Bitcoin Cash instantly with a credit or debit card:

大多数人都想快速购买比特币现金（BCH），而不会被骗取费用。如果交易者想立即使用信用卡或借记卡立即购买比特币现金，这是唯一值得考虑的平台：

The table shows ChicksX wins by a mile with 0.5% fees. That’s less than what most companies charge for basic credit card processing. Everyone else is charging 3-4% which adds up quickly when someone is trying to buy BCH regularly.

该表显示Chicksx的胜利率为0.5％。这比大多数公司对基本信用卡处理收取的费用要少。其他所有人都收取3-4％的费用，当某人试图定期购买BCH时，这会迅速增加。

Why Bitcoin Cash instead of Bitcoin?

为什么要比特币现金而不是比特币？

Bitcoin Cash came from a hard fork in 2017 when Bitcoin got too slow and expensive. The current market price reflects what people actually want to use for payments.

比特币现金来自2017年的硬货，当时比特币的速度太慢和昂贵。当前的市场价格反映了人们实际想要用于付款的价格。

Here are the key differences:

这是关键区别：

The market cap shows Bitcoin Cash isn’t going anywhere. Companies that accept crypto for payments often prefer Bitcoin Cash because transactions don’t cost a fortune.

市值显示比特币现金无处不在。接受加密货币的公司通常会更喜欢比特币现金，因为交易不会花钱。

Real talk: Credit card vs. debit card for crypto

真实谈话：信用卡与加密货币的借记卡

Banks often treats crypto purchases differently:

银行经常以不同的方式对待加密货币的购买：

Credit cards often:have higher fees and lower purchase limits.

信用卡通常：费用较高，购买限额较低。

Debit cards usually:have lower fees and higher purchase limits.

借记卡通常：费用较低，购买限额较高。

Using a debit card instantly often works better for buying Bitcoin Cash. Users need to just make sure their bank doesn’t block crypto transactions, some still do.

立即使用借记卡通常可以更好地购买比特币现金。用户只需要确保他们的银行不会阻止加密交易，有些仍然可以。

The process varies between platforms, but here’s what works on most exchanges:

平台之间的过程各不相同，但这是大多数交流的作用：

Some platforms let users buy cryptocurrency without full verification for small amounts. This speeds things up but usually has lower limits.

一些平台让用户购买加密货币，而无需少量验证。这加快了速度，但通常具有较低的限制。

The fee game: What users are really paying

费用游戏：用户真正付款

Here’s where most people get burned. Exchanges advertise low fees but hide costs in spreads and extra charges:

这是大多数人被烧毁的地方。交易所宣传低费用，但在价差和额外费用中隐藏成本：

Example: A trader wants to buy $1,000 worth of Bitcoin Cash

示例：交易者想购买价值1,000美元的比特币现金

The math is simple: lower fees mean more Bitcoin Cash in the wallet.

数学很简单：较低的费用意味着钱包中更多的比特币现金。

Payment methods that actually work

实际工作的付款方式

Besides credit or debit card purchases, these payment options can save money:

除了购买信用卡或借记卡外，这些付款方式还可以节省金钱：

Most crypto veterans use bank transfers for big purchases and cards for quick buys. The convenience of instant purchases often justifies slightly higher card fees.

大多数加密退伍军人都将银行转让用于大量购买和卡片，以快速购买。即时购买的便利通常证明稍高的卡费用是合理的。

Storage: Where to keep Bitcoin Cash

存储：在哪里保留比特币现金

After buying Bitcoin Cash, storage matters more than most realize:

购买比特币现金后，存储比大多数人意识到的重要：

Investors should start with small amounts on exchanges while learning. As their crypto assets grow, they can move them to wallets they control.

投资者应在学习时从少量交流开始。随着加密货币资产的增长，他们可以将它们移至控制的钱包。

Global access: Where this works

全球访问：在哪里工作

Availability depends on where users live:

可用性取决于用户的居住地点：

Some countries have better local options. Investors must research what works in their region before starting their crypto journey.

一些国家有更好的当地选择。投资者必须在开始加密之旅之前研究其地区的工作。

Security without the paranoia

没有偏执的安全

Crypto security doesn’t have to be complicated:

加密安全性不必复杂：

Account security:Enable two-factor authentication (2FA) for extra protection.

帐户安全性：启用两因素身份验证（2FA）以进行额外保护。

Transaction security:Double-check the recipient address before sending any Bitcoin Cash.

交易安全：在发送任何比特币现金之前，请仔细检查收件人地址。

Most reputable exchanges have insurance and cold storage. The bigger risk is usually user error, not platform failure.

大多数知名交易所都有保险和冷​​藏。更大的风险通常是用户错误，而不是平台故障。

Trading vs. holding

交易与控股

Once users own Bitcoin Cash, they can decide what they’re doing with it:

一旦用户拥有比特币现金，他们就可以决定自己在做什么：

Many people do a mix, it’s best to hold most Bitcoin Cash long-term but keep some available for trading or spending.

许多人会混合使用，最好长期持有大多数比特币现金，但要保留一些可用于交易或支出。

What actually matters

实际重要的

Fees kill returns: Paying 4% in fees means Bitcoin Cash needs to go up 4% just to break even. That’s why many users have switched to ChicksX, their 0.5% fee is unbeatable.

费用杀人回报：支付4％的费用意味着比特币现金需要上涨4％，以便打破。这就是为什么许多用户转向Chicksx的原因，他们的0.5％费用是无与伦比的。

Verification isn’t scary: Most platforms verify accounts in minutes, not days.

验证并不令人恐惧：大多数平台在几分钟而不是几天内验证帐户。

Don’t overthink the current price: Trying to time markets is harder than it looks. Regular small purchases work better than waiting for the “perfect” moment.

不要过度思考当前的价格：尝试时间市场比看起来要困难。常规小型购买比等待“完美”时刻更好。

Start small and learn: Buy $50-100 worth first to understand the process before committing serious money. Every platform works differently.

从小开始学习：先购买价值$ 50-100的价格，先了解这一过程，然后再赚钱。每个平台的工作方式都不同。

The Bitcoin Cash community focuses on real-world use cases, which sets it apart from other cryptocurrencies that are purely speculative. Companies actually accept it for payments, making it useful beyond just investment.

比特币现金社区的重点是现实世界中的用例，这使其与其他纯粹投机性的加密货币区分开来。公司实际上接受它以进行付款，这使其不仅仅是投资而有用。

Most exchanges overcomplicate things and overcharge fees. It’s always best to find a platform with low costs, verify the account once, and start buying Bitcoin Cash regularly. The current market shows Bitcoin Cash has staying power. With major companies accepting it and low transaction costs, it serves the original vision of peer-to-peer electronic cash better than Bitcoin itself. But investors shouldn’t fall for platforms charging 4%+ fees when better options exist.

大多数交换都使事情变得过于复杂，并收取了过度收费的费用。最好找到一个低成本的平台，一次验证帐户一次，然后开始定期购买比特币现金。当前市场表明，比特币现金具有持久力。随着主要公司接受它和低交易成本，它比比特币本身更好地服务于点对点电子现金。但是，当存在更好的选择时，投资者不应该为收取4％+费用的平台而下降。

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