區塊鏈解決方案和美國官員：引導創新和監管

Coinbase 敦促美國監管機構利用區塊鏈分析等技術實現加密金融犯罪打擊現代化。 StarkWare 首席執行官強調去中心化對於區塊鏈成功的必要性。

Blockchain Solutions and US Officials: Navigating Innovation and Regulation

區塊鏈解決方案和美國官員：引導創新和監管

The world of blockchain is rapidly evolving, and US officials are grappling with how to best regulate this innovative space. From fighting financial crime to ensuring decentralization, the challenges are significant. Let's dive into the key trends and insights.

區塊鏈世界正在迅速發展，美國官員正在努力解決如何最好地監管這個創新領域的問題。從打擊金融犯罪到確保權力下放，挑戰是巨大的。讓我們深入探討主要趨勢和見解。

Coinbase's Call for Modernized Crypto Regulation

Coinbase 呼籲現代化加密貨幣監管

Coinbase is pushing for US regulators to update their approach to combating financial crime in the crypto space. In a letter to Treasury officials, dated October 17, 2025, the company advocated for the adoption of modern tools like blockchain analytics, artificial intelligence, and decentralized identifiers. According to Coinbase, current regulations under the Bank Secrecy Act generate too many low-value alerts, overwhelming both firms and regulators. A results-based approach, focusing on actual outcomes, would be more effective.

Coinbase 正在推動美國監管機構更新打擊加密貨幣領域金融犯罪的方法。在 2025 年 10 月 17 日致財政部官員的一封信中，該公司主張採用區塊鏈分析、人工智能和去中心化標識符等現代工具。據 Coinbase 稱，《銀行保密法》的現行規定產生了太多的低價值警報，讓公司和監管機構都不知所措。基於結果的方法，注重實際結果，會更有效。

Coinbase's Chief Legal Officer, Paul Grewal, emphasized that innovation is crucial to keep pace with financial crime. The company also framed this as a national competitiveness issue, highlighting the importance of crypto and blockchain for national security.

Coinbase 首席法務官 Paul Grewal 強調，創新對於跟上金融犯罪的步伐至關重要。該公司還將其視為國家競爭力問題，強調了加密貨幣和區塊鏈對國家安全的重要性。

The Decentralization Imperative: StarkWare's Perspective

去中心化勢在必行：StarkWare 的觀點

Eli Ben-Sasson, CEO of StarkWare, believes that corporate blockchains are doomed to fail without embracing decentralization and self-custody. He argues that the core principle of blockchain is the elimination of central actors to empower users. Corporate-controlled blockchains, according to Ben-Sasson, are inferior technologies with no long-term future. This stance underscores a growing distrust of corporate chains within the crypto community, which increasingly values DeFi and permissionless innovation.

StarkWare 首席執行官 Eli Ben-Sasson 認為，如果不支持去中心化和自我託管，企業區塊鏈注定會失敗。他認為區塊鏈的核心原則是消除中心參與者以賦予用戶權力。本-薩森認為，企業控制的區塊鍊是低劣的技術，沒有長遠的未來。這一立場凸顯了加密社區內對企業鏈日益增長的不信任，加密社區越來越重視 DeFi 和無需許可的創新。

Privacy Concerns and the Path Forward

隱私問題和前進的道路

While blockchain tracing can enhance transparency, it also raises privacy concerns. Activists worry about potential overreach and data grabs. Coinbase has proposed more targeted reporting to protect privacy while improving enforcement. Finding the right balance between security and privacy is a critical challenge for US officials.

雖然區塊鏈追踪可以提高透明度，但它也引發了隱私問題。活動人士擔心潛在的過度擴張和數據掠奪。 Coinbase 提出了更有針對性的報告，以保護隱私，同時加強執法。在安全和隱私之間找到適當的平衡是美國官員面臨的嚴峻挑戰。

A National Security Angle

國家安全角度

Coinbase has emphasized that a modern approach to blockchain is a matter of national security. The company's policy arm has issued a white paper on the topic. By embracing these technologies, the US can maintain its competitive edge and protect its interests.

Coinbase 強調，區塊鏈的現代方法事關國家安全。該公司的政策部門已發布有關該主題的白皮書。通過擁抱這些技術，美國可以保持其競爭優勢並保護其利益。

Conclusion

結論

Navigating the intersection of blockchain solutions and US regulations is no easy task. But with collaboration and a willingness to embrace innovation, a path forward can be found. It’s a bit like trying to herd cats, but hey, at least the cats are digital and (hopefully) secure!

駕馭區塊鏈解決方案和美國法規的交叉點並不是一件容易的事。但只要合作並願意擁抱創新，就可以找到前進的道路。這有點像試圖放牧貓，但是嘿，至少這些貓是數字的並且（希望）安全！