区块链解决方案和美国官员：引导创新和监管

Coinbase 敦促美国监管机构利用区块链分析等技术实现加密金融犯罪打击现代化。 StarkWare 首席执行官强调去中心化对于区块链成功的必要性。

Blockchain Solutions and US Officials: Navigating Innovation and Regulation

区块链解决方案和美国官员：引导创新和监管

The world of blockchain is rapidly evolving, and US officials are grappling with how to best regulate this innovative space. From fighting financial crime to ensuring decentralization, the challenges are significant. Let's dive into the key trends and insights.

区块链世界正在迅速发展，美国官员正在努力解决如何最好地监管这个创新领域的问题。从打击金融犯罪到确保权力下放，挑战是巨大的。让我们深入探讨主要趋势和见解。

Coinbase's Call for Modernized Crypto Regulation

Coinbase 呼吁现代化加密货币监管

Coinbase is pushing for US regulators to update their approach to combating financial crime in the crypto space. In a letter to Treasury officials, dated October 17, 2025, the company advocated for the adoption of modern tools like blockchain analytics, artificial intelligence, and decentralized identifiers. According to Coinbase, current regulations under the Bank Secrecy Act generate too many low-value alerts, overwhelming both firms and regulators. A results-based approach, focusing on actual outcomes, would be more effective.

Coinbase 正在推动美国监管机构更新打击加密货币领域金融犯罪的方法。在 2025 年 10 月 17 日致财政部官员的一封信中，该公司主张采用区块链分析、人工智能和去中心化标识符等现代工具。据 Coinbase 称，《银行保密法》的现行规定产生了太多的低价值警报，让公司和监管机构都不知所措。基于结果的方法，注重实际结果，会更有效。

Coinbase's Chief Legal Officer, Paul Grewal, emphasized that innovation is crucial to keep pace with financial crime. The company also framed this as a national competitiveness issue, highlighting the importance of crypto and blockchain for national security.

Coinbase 首席法务官 Paul Grewal 强调，创新对于跟上金融犯罪的步伐至关重要。该公司还将其视为国家竞争力问题，强调了加密货币和区块链对国家安全的重要性。

The Decentralization Imperative: StarkWare's Perspective

去中心化势在必行：StarkWare 的观点

Eli Ben-Sasson, CEO of StarkWare, believes that corporate blockchains are doomed to fail without embracing decentralization and self-custody. He argues that the core principle of blockchain is the elimination of central actors to empower users. Corporate-controlled blockchains, according to Ben-Sasson, are inferior technologies with no long-term future. This stance underscores a growing distrust of corporate chains within the crypto community, which increasingly values DeFi and permissionless innovation.

StarkWare 首席执行官 Eli Ben-Sasson 认为，如果不支持去中心化和自我托管，企业区块链注定会失败。他认为区块链的核心原则是消除中心参与者以赋予用户权力。本-萨森认为，企业控制的区块链是低劣的技术，没有长远的未来。这一立场凸显了加密社区内对企业链日益增长的不信任，加密社区越来越重视 DeFi 和无需许可的创新。

Privacy Concerns and the Path Forward

隐私问题和前进的道路

While blockchain tracing can enhance transparency, it also raises privacy concerns. Activists worry about potential overreach and data grabs. Coinbase has proposed more targeted reporting to protect privacy while improving enforcement. Finding the right balance between security and privacy is a critical challenge for US officials.

虽然区块链追踪可以提高透明度，但它也引发了隐私问题。活动人士担心潜在的过度扩张和数据掠夺。 Coinbase 提出了更有针对性的报告，以保护隐私，同时加强执法。在安全和隐私之间找到适当的平衡是美国官员面临的严峻挑战。

A National Security Angle

国家安全角度

Coinbase has emphasized that a modern approach to blockchain is a matter of national security. The company's policy arm has issued a white paper on the topic. By embracing these technologies, the US can maintain its competitive edge and protect its interests.

Coinbase 强调，区块链的现代方法事关国家安全。该公司的政策部门已发布有关该主题的白皮书。通过拥抱这些技术，美国可以保持其竞争优势并保护其利益。

Conclusion

结论

Navigating the intersection of blockchain solutions and US regulations is no easy task. But with collaboration and a willingness to embrace innovation, a path forward can be found. It’s a bit like trying to herd cats, but hey, at least the cats are digital and (hopefully) secure!

驾驭区块链解决方案和美国法规的交叉点并不是一件容易的事。但只要合作并愿意拥抱创新，就可以找到前进的道路。这有点像试图放牧猫，但是嘿，至少这些猫是数字的并且（希望）安全！