比特幣安全和稀缺適合每個人

歡迎回到金錢上。我是凱文·庫克（Kevin Cook），您的現場指南和講故事的行為經濟學領域。

Kevin Cook, author of the new book Family Office: Complete Guide to Setting Up a Family Office and Legacy Planning, interview Trey Sellers, Vice President of Sales at Unchained, on securing bitcoin for optimal inheritance planning, loans, and legacy solutions.

凱文·庫克（Kevin Cook），新書家庭辦公室的作者：建立家庭辦公室和舊版計劃的完整指南，採訪Trey Sellers，Unchained銷售副總裁，以確保比特幣以進行最佳繼承計劃，貸款和遺產解決方案。

Listen to the interview in full on the Mind Over Money podcast.

在金錢播客上全心全意地收聽採訪。

Kevin Cook: Welcome back to Mind Over Money. I'm Kevin Cook, your field guide and storyteller for the fascinating arena of Behavioral Economics.

凱文·庫克（Kevin Cook）：歡迎回到金錢上。我是凱文·庫克（Kevin Cook），您的現場指南和講故事的行為經濟學領域。

In this episode, I sat down with a Wall Street veteran who now spends his days helping high-net-worth individuals, families, and business owners to secure their Bitcoin for optimal inheritance planning, loans, and legacy solutions.

在這一集中，我與一位華爾街的老兵坐下來，他現在花了很多時間幫助高淨值的個人，家庭和企業主來確保其比特幣，以提供最佳的繼承計劃，貸款和遺產解決方案。

Trey Sellers has worked for Deloitte, Goldman Sachs, and MetLife where he specialized in technology consulting and back-office systems. At the investment bank Truist, he worked on the capital markets trading floor running risk analysis and P&L models for multi-asset institutional portfolios.

Trey Sellers曾在Deloitte，Goldman Sachs和Metlife工作，他專門從事技術諮詢和後台系統。在投資銀行TRUIST，他在資本市場交易樓層運行風險分析和損益模型上為多資產機構投資組合工作。

Trey is now a Vice President of Sales for Unchained. Unchained offers a suite of financial and custody services designed to, in their words, “protect your bitcoin with cold storage -- that you control.” Clients also get access to other services including trading, inheritance planning, loans, and Bitcoin IRAs. Unchained helps thousands of individuals and businesses by securing nearly $10 billion worth of Bitcoin.

Trey現在是Unchained銷售副總裁。 Unchained提供了一套財務和監護服務，用他們的話來說，“您可以控制您的比特幣”。客戶還可以訪問其他服務，包括交易，繼承計劃，貸款和比特幣IRA。 Unchained通過獲得價值近100億美元的比特幣來幫助數千個個人和企業。

If you don't consider yourself HNW, don't worry 'cause I'm not either. Recall that Forbes, in their original definition of “rich” for the “400” list, used to define it as “$10 million net worth and $1 million in annual income.” Now I think everyone on the list is a billionaire.

如果您不考慮自己的HNW，請不要擔心，因為我也不是。回想一下，《福布斯》在其“ 400”列表的“富富富富列”中的最初定義中，用來將其定義為“ 1000萬美元的淨資產和100萬美元的年收入”。現在，我認為名單上的每個人都是億萬富翁。

In the conversation with Trey, you are still going to learn a lot about the Bitcoin investment frontier that will apply to you as you build your own family legacy and inheritance plans. You should take away key questions that you can ask your financial advisors about Bitcoin and your own “family office.”

在與Trey的對話中，您仍將了解很多有關比特幣投資前沿的知識，該比特幣投資邊境將適用於您建立自己的家庭遺產和繼承計劃。您應該取出關鍵問題，您可以向財務顧問詢問比特幣和您自己的“家庭辦公室”。

Trey helps us navigate terminology like “on-chain,” self-custody, and cold storage. And he lays out the importance of knowing how you own and secure your Bitcoin, whether you bought some in a Coinbase (COIN) or Robinhood (HOOD) account, or you’re using a hardware wallet and private keys.

Trey可以幫助我們瀏覽術語，例如“鏈”，自我顧客和冷藏。而且，他列出了知道自己如何擁有和確保比特幣的重要性，無論您是在Coinbase（Coin）還是Robinhood（Hood）帳戶中購買的，還是使用硬件錢包和私鑰。

There were three highlights in my conversation with Trey that I want to preview. First, was how he seized the moment at Truist to teach the staff at all levels about what he thought was coming with Bitcoin after the “halving” in 2020. He built a slide deck he titled “Bitcoin for Bankers” which made its way throughout the organization and made him an authority as interest grew during the rally to $69,000 in 2021.

我與Trey的對話中有三個亮點，我想預覽。首先，他是如何抓住Truist的那一刻，以各個層次向員工講述他在2020年“減半”之後與比特幣的想法。他建造了一個幻燈片甲板，他的標題為“銀行家比特幣”，這使他成為整個組織的權威，並在2021年在拉力賽期間提高了興趣，並在2021年的拉力賽期間增長到69,000美元。

Second, as he was explaining the services of Unchained and how they openly work with your financial advisors -- legal, tax, planning, estate -- to create sound structures and procedures, he said it’s like building your own “personal Fort Knox.”

其次，當他解釋了不鏈接的服務以及他們如何與您的財務顧問（法律，稅收，規劃，房地產）公開合作以創建合理的結構和程序時，他說這就像建立您自己的“個人諾克斯”。

The third highlight with Trey is how he has adapted the FIRE concept of "Financial Independence, Retire Early" to the ultimate freedom asset.

特雷（Trey）的第三個亮點是他如何改編“財務獨立性，提前退休”的火災概念，以獲得最終的自由資產。

You can jump right into the podcast linked above and hear Trey's story in his own words, but be sure to come back to this article as I have some goodies for you.

您可以直接跳入上面鏈接的播客，並用他自己的話語聽到Trey的故事，但是請務必回到本文，因為我為您提供了一些好東西。

Since I've been in financial markets for three decades, I tend to notice a big divide between the “youngsters” who grew up with Bitcoin just like smartphones, and the traditional finance or “tradfi” folks (like me) who studied the new asset class for years and one day finally realized the true power of Bitcoin (btw, I still capitalize the B just like the Internet as a unique technology protocol).

自從我在金融市場上呆了三十年以來，我傾向於注意到像智能手機一樣長大的“年輕人”與傳統的財務或“ tradfi”人（像我一樣）之間的差異很大，這些人多年來一直在研究新的資產班，一天又有一天的一天，我仍然意識到比特幣的真實力量（我仍然像BTW一樣，都像Internet一樣，將BTW的資本化為Intiment Internelt in Internity Tecormess as a Internel Interne Technology）。

The first group tends to be tech-savvy and skeptical about old institutions, while my group can be full of late-adopters who understand the fiat monetary system that got us to the day where we said "Wow, this digital gold is really an entirely new and compelling asset class that can compete with barbarous gold and money printing!"

第一組傾向於對舊機構進行技術精通和持懷疑態度，而我的小組可以充滿晚期管理員，他們了解菲亞特貨幣體系，這些菲亞特貨幣體系使我們到了那一天，我們說“哇，這種數字黃金確實是一個全新且引人注目的資產類別，可以與野蠻的黃金和貨幣打印！”

Trey Sellers is a bridge in the middle of these two broad groups. You can follow him on X @ts_hodl for excellent education and wry wit to understand why.

Trey Sellers是這兩個廣泛團體中間的橋樑。您可以在X @TS_HODL上關注他，以獲得出色的教育，並智慧了解原因。

Even Michael Saylor, the current champion of "hodling" (buying, “holding on for dear life” and never selling) didn't “get Bitcoin” until 2020.

甚至邁克爾·塞勒（Michael Saylor）是現任“霍德林”（Hodling）的擁護者（購買，“為親愛的生活”而從未出售），直到2020年才“得到比特幣”。

My story of "getting Bitcoin" is summarized in this 9-minute video...

這個9分鐘的視頻總結了我的“ Get Bitcoin”的故事...

To symbolize the “speed of light” power of Bitcoin as a digital asset, I tried to make the message only 8.33 minutes long, the time it takes the Sun's light to reach Earth.

為了象徵比特幣作為數字資產的“光速”功率，我試圖使消息僅8.33分鐘，這是太陽光到達地球的時間。

I wish I could say I borrowed the “Bitcoin for [insert professional audience]…” idea from Trey because that means I might be further along on my Bitcoin accumulation journey by now!

我希望我可以說我借了Trey的“插入專業觀眾的比特幣”……因為這意味著我現在可能會進一步發展我的比特幣積累旅程！