比特幣支付進入零售軌道：鏈上交易即將成為現實

比特幣支付在零售業中越來越受歡迎，新的支付方式降低了成本，消費者應用程序支持加密貨幣支出。鏈上交易即將激增。

Yo, what's up, crypto fam? Bitcoin payments are no longer a pipe dream; they're becoming a tangible reality in the retail world. New developments in merchant rails and consumer apps are paving the way for a surge in on-chain transactions. Let's dive into what's poppin'.

喲，怎麼了，加密貨幣家族？比特幣支付不再是一個白日夢；它們正在成為零售界的有形現實。商業軌道和消費者應用程序的新發展正在為鏈上交易的激增鋪平道路。讓我們深入了解一下流行的內容。

The Rise of Bitcoin Payments in Retail

比特幣支付在零售業的興起

The game is changing, and it's happening fast. Crypto retail checkouts now have two key advantages: merchant rails that slash processing costs and consumer apps that allow users to easily switch on crypto buying and spending. Walmart's OnePay, through its partnership with Zero Hash, is at the forefront, potentially offering Bitcoin and Ethereum trading, hosted wallets, and on-chain transactions. This is huge, right?

遊戲正在發生變化，而且變化很快。加密貨幣零售結賬現在有兩個關鍵優勢：可大幅削減處理成本的商家軌道和允許用戶輕鬆開啟加密貨幣購買和支出的消費者應用程序。沃爾瑪的 OnePay 通過與 Zero Hash 合作，處於領先地位，有可能提供比特幣和以太坊交易、託管錢包和鏈上交易。這是巨大的，對吧？

Walmart's OnePay: A Game Changer?

沃爾瑪的 OnePay：遊戲規則改變者？

OnePay's distribution channel is a big deal. With Synchrony rolling out Walmart cards inside the app, it's set to reach a massive audience. If even a small percentage of users enable crypto and make purchases, we could see a significant increase in Bitcoin transactions. Imagine $1.7 to $2.5 million per day in Bitcoin purchases. That's not just pocket change; it's a steady flow of retail-driven demand.

OnePay 的分銷渠道很重要。隨著 Synchrony 在應用程序中推出沃爾瑪卡，它將吸引大量受眾。即使只有一小部分用戶啟用加密貨幣並進行購買，我們也可以看到比特幣交易量顯著增加。想像一下每天購買 1.7 至 250 萬美元的比特幣。這不僅僅是零花錢；這是零售驅動需求的穩定流動。

The Shopify and Coinbase Connection

Shopify 和 Coinbase 的聯繫

Walmart isn't the only player. Shopify and Coinbase are letting merchants accept USDC on Base, mirroring traditional card operations. This smooths the transition to crypto for businesses, reducing the operational hurdles. Users can buy up to $100,000 per week and send crypto to external wallets. Cash App is also in the mix, supporting Lightning sends and on-chain transfers. It's all coming together, piece by piece.

沃爾瑪並不是唯一的參與者。 Shopify 和 Coinbase 允許商家在 Base 上接受 USDC，這與傳統銀行卡操作類似。這使企業順利過渡到加密貨幣，減少了運營障礙。用戶每週最多可以購買 100,000 美元並將加密貨幣發送到外部錢包。 Cash App 也在其中，支持閃電發送和鏈上轉賬。這一切都一點一點地聚集在一起。

Lightning, Layer 2, and Stablecoins: The Holy Trinity

閃電網絡、Layer 2 和穩定幣：三位一體

Fees and latency are crucial. Bitcoin's Lightning Network offers subsecond payments with minimal fees, while Ethereum's layer-2 solutions and stablecoins provide faster and cheaper transactions. This trifecta—Lightning for Bitcoin, layer 2 for Ethereum, and stablecoins for fiat-like denominations—is setting the stage for widespread adoption.

費用和延遲至關重要。比特幣的閃電網絡以最低的費用提供亞秒級支付，而以太坊的第 2 層解決方案和穩定幣則提供更快、更便宜的交易。這三重奏——比特幣的閃電網絡、以太坊的第二層以及類似法定面額的穩定幣——正在為廣泛採用奠定基礎。

Steak ’n Shake: A Real-World Example

Steak 'n Shake：現實世界的例子

Steak ’n Shake is already seeing the benefits. After implementing Lightning payments, they reported a 10.7% increase in same-store sales. Plus, they've cut processing costs by about 50% compared to cards. That's a win-win, folks. It shows that when you embrace Bitcoin, good things happen.

Steak 'n Shake 已經看到了好處。實施閃電支付後，他們的同店銷售額增長了 10.7%。此外，與卡片相比，它們的處理成本降低了約 50%。伙計們，這是雙贏的。它表明，當你擁抱比特幣時，好事就會發生。

The Million-Dollar Question: On-Chain or Off-Chain?

百萬美元的問題：鏈上還是鏈下？

Whether these purchases register on-chain depends on the product scope. If OnePay enables on-chain deposits and withdrawals, we'll see a surge in address activity and mempool load. But even if balances remain off-chain, market makers still need to acquire crypto to fill customer orders. The key is external transfers. If users can move their crypto, it's a game-changer.

這些購買是否在鏈上註冊取決於產品範圍。如果 OnePay 啟用鏈上存款和取款，我們將看到地址活動和內存池負載激增。但即使餘額仍然在鏈外，做市商仍然需要獲取加密貨幣來滿足客戶訂單。關鍵是外部轉移。如果用戶可以移動他們的加密貨幣，這將改變遊戲規則。

Pricing Transparency Matters

定價透明度很重要

Retailers need to be upfront about pricing. Lower spreads and checkout rewards will encourage more purchases. Higher spreads? Not so much. Transparency and fair pricing are essential for building trust and driving adoption.

零售商需要提前了解定價。較低的點差和結賬獎勵將鼓勵更多的購買。點差更高？沒那麼多。透明度和公平定價對於建立信任和推動採用至關重要。

The Future Is Here

未來就在這裡

The future of Bitcoin payments in retail is bright. With Lightning, USDC on Base, and other rails, the technology is ready. Now, it's about product toggles and back-office design. Whether it's Lightning for Bitcoin fans, stablecoins for e-commerce, or layer-2 solutions for Ethereum, the options are there. It's all about finding the right mix for your business.

比特幣支付在零售業的前景是光明的。有了閃電網絡、USDC on Base 和其他軌道，該技術就已經準備好了。現在，它是關於產品切換和後台設計的。無論是比特幣粉絲的閃電網絡、電子商務的穩定幣，還是以太坊的第 2 層解決方案，都有選擇。這一切都是為了找到適合您業務的組合。

So, there you have it. Bitcoin payments are hitting the retail rails, and on-chain transactions are about to get real. Buckle up, because this is gonna be a wild ride!

所以，你就知道了。比特幣支付正在進入零售軌道，鏈上交易即將成為現實。係好安全帶，因為這將是一次瘋狂的旅程！