比特幣貸款，STBTC和Botanix：比特幣產量的新時代？

探索Botanix Labs的STBTC如何為比特幣貸款和產生產生新的機會，從而徹底改變了比特幣在DEFI中的作用。

Bitcoin Loans, stBTC, and Botanix: A New Era of Bitcoin Yield?

比特幣貸款，STBTC和Botanix：比特幣產量的新時代？

Hold on to your hats, folks! Bitcoin is getting a serious upgrade, and it's all thanks to some clever innovations around Bitcoin loans, stBTC, and the Botanix network. Let's dive in!

抓住你的帽子，伙計們！比特幣正在認真升級，這全都歸功於比特幣貸款，STBTC和Botanix網絡的一些巧妙的創新。讓我們潛入！

stBTC: Bitcoin That Works For You

STBTC：對您有用的比特幣

Botanix Labs, a Bitcoin Layer Two with EVM smarts, just launched stBTC. Think of it as Bitcoin that earns you more Bitcoin. No inflationary tokens, no confusing points, and no mandatory lockups. You stake your BTC, and you get paid transaction fees from the Botanix network. That's right; your Bitcoin starts working for you. Currently the stBTC boasts a 34% yearly APR, though this is expected to stabalize around 5-6% in the future.

Botanix Labs是帶有EVM Smarts的第二層比特幣，剛剛啟動了STBTC。將其視為比特幣，可為您帶來更多比特幣。沒有通貨膨脹令牌，沒有混亂的點，也沒有強制性鎖定。您將您的BTC放置，然後從Botanix網絡獲得付費交易費用。這是正確的;您的比特幣開始為您工作。目前，STBTC年度為每年34％，儘管預計將來將穩定在5-6％左右。

Where Does This Yield Come From?

這個產量從何而來？

That's the million-dollar question, isn't it? Unlike the wild west days of crypto lending platforms that are no longer around, Botanix is taking a conservative approach. The yield comes from 50% of all transaction fees paid on the Botanix network. It's about the ecosystem's economic success benefiting its users.

那是百萬美元的問題，不是嗎？與不再存在的加密貸款平台的Wild West Days不同，Botanix正在採取保守的方法。收益率來自Botanix網絡上支付的所有交易費用的50％。這是關於生態系統的經濟成功，從而使用戶受益。

How to Get Your Hands on stBTC

如何動手使用STBTC

It's surprisingly straightforward. You deposit BTC into the Botanix federation via their bridge and claim the equivalent amount of Botanix Layer Two bitcoin using an EVM-compatible wallet like Metamask. The Botanix token has the ticker “BTC,” which can be a bit confusing, but once you've got it, you can stake it on the Botanix yield page to get stBTC. Or, buy stBTC with BTC at bitzy.app/swap.

令人驚訝的是簡單。您可以通過其橋樑將BTC放入Botanix聯合會中，並使用EVM兼容的錢包（如MetAmask）聲稱相當數量的Botanix層兩層比特幣。 Botanix令牌具有股票“ BTC”，這可能有點令人困惑，但是一旦獲得了它，就可以將其放在botanix tromper頁面上以獲取STBTC。或者，在bitzy.app/swap上使用BTC購買STBTC。

Bitcoin Loans: Getting Paid to Borrow?

比特幣貸款：獲得借用的報酬？

Now, here's where things get really interesting. This yield-bearing stBTC asset unlocks some fascinating possibilities, like taking out a loan against your bitcoin and having your bitcoin *help you pay it off*. It’s like a mortgage, but with Bitcoin. For example, users can currently take out USDC loans against their stBTC for as low as 0.6% APR via the Stargate defi protocol. You can test this out by logging into Dolomite with your Botanix-connected Metamask wallet.

現在，這是事情變得非常有趣的地方。這種承重的STBTC資產解鎖了一些有趣的可能性，例如向您的比特幣貸款並讓您的比特幣 *幫助您還清 *。這就像抵押，但有比特幣。例如，用戶目前可以通過Stargate Defi協議以低至0.6％的APR拿出USDC貸款，以低至0.6％。您可以使用與植物體連接的元箱錢包一起登錄白雲巖來測試這一點。

The User Experience: Room for Improvement

用戶體驗：改進空間

While the underlying tech is impressive, the user experience on the Botanix network feels a little clunky compared to DeFi giants like Uniswap. The tickers can be confusing (maybe bBTC would be a better choice?), and the website design could use some polish. But hey, it's early days! It is built very similar to EVM chains and defi protocols though. The fact that the protocol allows users to put bitcoin to work without putting the underlying asset at great risk is a major achievement, although the product is still in its early stages.

儘管基礎技術令人印象深刻，但與UnisWap這樣的Defi巨頭相比，Botanix網絡上的用戶體驗感覺有些笨拙。股票可能會令人困惑（也許BBTC將是一個更好的選擇？），網站設計可以使用一些拋光劑。但是，嘿，這是早日！它的構建非常類似於EVM鍊和FEFI協議。該協議允許用戶可以將比特幣放置而不將基本資產承擔極大風險的事實是一項重大成就，儘管該產品仍處於早期階段。

Final Thoughts: A Bitcoin Bank in Cyberspace?

最終想法：網絡空間中的比特幣銀行？

Botanix is rapidly bringing Bitcoin into the world of decentralized finance, and it might just succeed in bridging it with the broader crypto ecosystem. As the product design improves, we could be looking at a future where Bitcoin acts as its own bank, offering all the financial services we've come to expect. I'm personally excited to see where it goes. It's not perfect yet, but it's a giant leap forward in making Bitcoin a truly useful asset. So, keep an eye on Botanix, stBTC, and the evolving landscape of Bitcoin loans. The future of Bitcoin might just be more interesting than we thought!

Botanix迅速將比特幣帶入了分散的金融世界，它可能只是成功地將其與更廣泛的加密生態系統融合在一起。隨著產品設計的改善，我們可能會關注比特幣作為其自己的銀行的未來，提供我們期望的所有金融服務。我個人很高興看到它的去向。它還不是完美的，但是這是使比特幣成為真正有用的資產的巨大飛躍。因此，請密切關注Botanix，STBTC和比特幣貸款不斷發展的景觀。比特幣的未來可能比我們想像的要有趣！