比特币贷款，STBTC和Botanix：比特币产量的新时代？

探索Botanix Labs的STBTC如何为比特币贷款和产生产生新的机会，从而彻底改变了比特币在DEFI中的作用。

Bitcoin Loans, stBTC, and Botanix: A New Era of Bitcoin Yield?

比特币贷款，STBTC和Botanix：比特币产量的新时代？

Hold on to your hats, folks! Bitcoin is getting a serious upgrade, and it's all thanks to some clever innovations around Bitcoin loans, stBTC, and the Botanix network. Let's dive in!

抓住你的帽子，伙计们！比特币正在认真升级，这全都归功于比特币贷款，STBTC和Botanix网络的一些巧妙的创新。让我们潜入！

stBTC: Bitcoin That Works For You

STBTC：对您有用的比特币

Botanix Labs, a Bitcoin Layer Two with EVM smarts, just launched stBTC. Think of it as Bitcoin that earns you more Bitcoin. No inflationary tokens, no confusing points, and no mandatory lockups. You stake your BTC, and you get paid transaction fees from the Botanix network. That's right; your Bitcoin starts working for you. Currently the stBTC boasts a 34% yearly APR, though this is expected to stabalize around 5-6% in the future.

Botanix Labs是带有EVM Smarts的第二层比特币，刚刚启动了STBTC。将其视为比特币，可为您带来更多比特币。没有通货膨胀令牌，没有混乱的点，也没有强制性锁定。您将您的BTC放置，然后从Botanix网络获得付费交易费用。这是正确的;您的比特币开始为您工作。目前，STBTC年度为每年34％，尽管预计将来将稳定在5-6％左右。

Where Does This Yield Come From?

这个产量从何而来？

That's the million-dollar question, isn't it? Unlike the wild west days of crypto lending platforms that are no longer around, Botanix is taking a conservative approach. The yield comes from 50% of all transaction fees paid on the Botanix network. It's about the ecosystem's economic success benefiting its users.

那是百万美元的问题，不是吗？与不再存在的加密贷款平台的Wild West Days不同，Botanix正在采取保守的方法。收益率来自Botanix网络上支付的所有交易费用的50％。这是关于生态系统的经济成功，从而使用户受益。

How to Get Your Hands on stBTC

如何动手使用STBTC

It's surprisingly straightforward. You deposit BTC into the Botanix federation via their bridge and claim the equivalent amount of Botanix Layer Two bitcoin using an EVM-compatible wallet like Metamask. The Botanix token has the ticker “BTC,” which can be a bit confusing, but once you've got it, you can stake it on the Botanix yield page to get stBTC. Or, buy stBTC with BTC at bitzy.app/swap.

令人惊讶的是简单。您可以通过其桥梁将BTC放入Botanix联合会中，并使用EVM兼容的钱包（如MetAmask）声称相当数量的Botanix层两层比特币。 Botanix令牌具有股票“ BTC”，这可能有点令人困惑，但是一旦获得了它，就可以将其放在botanix tromper页面上以获取STBTC。或者，在bitzy.app/swap上使用BTC购买STBTC。

Bitcoin Loans: Getting Paid to Borrow?

比特币贷款：获得借用的报酬？

Now, here's where things get really interesting. This yield-bearing stBTC asset unlocks some fascinating possibilities, like taking out a loan against your bitcoin and having your bitcoin *help you pay it off*. It’s like a mortgage, but with Bitcoin. For example, users can currently take out USDC loans against their stBTC for as low as 0.6% APR via the Stargate defi protocol. You can test this out by logging into Dolomite with your Botanix-connected Metamask wallet.

现在，这是事情变得非常有趣的地方。这种承重的STBTC资产解锁了一些有趣的可能性，例如向您的比特币贷款并让您的比特币 *帮助您还清 *。这就像抵押，但有比特币。例如，用户目前可以通过Stargate Defi协议以低至0.6％的APR拿出USDC贷款，以低至0.6％。您可以使用与植物体连接的元箱钱包一起登录白云岩来测试这一点。

The User Experience: Room for Improvement

用户体验：改进空间

While the underlying tech is impressive, the user experience on the Botanix network feels a little clunky compared to DeFi giants like Uniswap. The tickers can be confusing (maybe bBTC would be a better choice?), and the website design could use some polish. But hey, it's early days! It is built very similar to EVM chains and defi protocols though. The fact that the protocol allows users to put bitcoin to work without putting the underlying asset at great risk is a major achievement, although the product is still in its early stages.

尽管基础技术令人印象深刻，但与UnisWap这样的Defi巨头相比，Botanix网络上的用户体验感觉有些笨拙。股票可能会令人困惑（也许BBTC将是一个更好的选择？），网站设计可以使用一些抛光剂。但是，嘿，这是早日！它的构建非常类似于EVM链和FEFI协议。该协议允许用户可以将比特币放置而不将基本资产承担极大风险的事实是一项重大成就，尽管该产品仍处于早期阶段。

Final Thoughts: A Bitcoin Bank in Cyberspace?

最终想法：网络空间中的比特币银行？

Botanix is rapidly bringing Bitcoin into the world of decentralized finance, and it might just succeed in bridging it with the broader crypto ecosystem. As the product design improves, we could be looking at a future where Bitcoin acts as its own bank, offering all the financial services we've come to expect. I'm personally excited to see where it goes. It's not perfect yet, but it's a giant leap forward in making Bitcoin a truly useful asset. So, keep an eye on Botanix, stBTC, and the evolving landscape of Bitcoin loans. The future of Bitcoin might just be more interesting than we thought!

Botanix迅速将比特币带入了分散的金融世界，它可能只是成功地将其与更广泛的加密生态系统融合在一起。随着产品设计的改善，我们可能会关注比特币作为其自己的银行的未来，提供我们期望的所有金融服务。我个人很高兴看到它的去向。它还不是完美的，但是这是使比特币成为真正有用的资产的巨大飞跃。因此，请密切关注Botanix，STBTC和比特币贷款不断发展的景观。比特币的未来可能比我们想象的要有趣！