比特幣命中歷史最高和以太坊有望打破新的高潮

通過更廣泛的加密市場，新鮮流動性的興起。儘管著名的Altcoins成為頭條新聞，但XRP Ledger上的一個新興項目正在悄悄捕捉到前瞻性投資者的想像力。

LIQUIDITY SURGES INTO NEW PROJECTS AS BITCOIN HITS ATH AND ETHEREUM RISES

隨著比特幣擊中ATH和以太坊上升，流動性湧入了新項目

While notable altcoins are grabbing headlines, an emerging project on the XRP Ledger is quietly filling the minds and wallets of forward-looking investors.

雖然著名的Altcoins佔據了頭條新聞，但XRP Ledger上的一個新興項目悄悄地填補了前瞻性投資者的思想和錢包。

XpFinance, the first fully decentralized lending and borrowing protocol engineered specifically for XRP, has already covered more than twenty percent of its one-hundred-thousand XRP presale soft cap in only a few days.

Xpfinance是專門為XRP設計的第一個完全分散的貸款和借貸協議，已經覆蓋了僅幾天內其1000萬XRP預售軟上限的20％以上。

Buy XPF Tokens

購買XPF令牌

Market participants who took swift profits during the recent Bitcoin and Ethereum surge are now actively rotating capital into early-stage opportunities with strong fundamentals and real utility.

在最近的比特幣和以太坊激增期間迅速獲取利潤的市場參與者現在正在積極將資本轉變為具有強大基礎和真正實用性的早期機會。

XpFinance is quickly becoming the top destination for that capital. By delivering a noncustodial lending engine that harnesses XRP Ledger speed and near-zero fees, the protocol positions itself as the missing cornerstone of decentralized finance on XRPL.

Xpfinance迅速成為該首都的最佳目的地。通過交付可利用XRP分類速度和接近零費用的非客戶貸款發動機，該協議將自己定位為XRPL上分散融資的缺失基石。

A CLEAR SOLUTION TO XRP’S DEFI GAP

XRP的Defi GAP的明確解決方案

Centralized lenders have dominated the XRP landscape for several years, often charging opaque fees and forcing users to surrender custody of their coins.

集中式貸方已經在XRP景觀中佔據了幾年的統治，經常收取不透明的費用，並迫使用戶放棄對硬幣的監護權。

XpFinance eliminates those pain points through an on-chain architecture that gives users full control over their assets at every step.

XPFinance通過鏈上架構消除了這些痛點，該鏈架構在每個步驟中都可以完全控制其資產。

Loans are overcollateralized, transparently managed by smart contracts, and settled in seconds through XRP Ledger consensus.

貸款過於核算，通過智能合約透明管理，並通過XRP Ledger共識在幾秒鐘內解決。

Investors who hold the native XPF token receive three immediate advantages.

持有本地XPF代幣的投資者獲得了三個即時優勢。

First, borrowing fees drop significantly for token holders, creating tangible savings for active users.

首先，令牌持有人的借入費顯著下降，為活躍用戶創造了切實的節省。

Second, a share of all protocol is distributed to stakers in XRP, establishing a stable passive-income stream.

其次，所有協議中的一部分都分配給XRP的Stakers，建立了穩定的被動收入流。

Third, governance rights allow the XpFinance community to vote on new collateral assets, interest curves and strategic upgrades, ensuring that platform evolution remains user-centric.

第三，治理權利允許Xpfinance社區對新的抵押品資產，利息曲線和戰略升級進行投票，從而確保平台發展仍然以用戶為中心。

JOINING XPFANANCE PRESALE OFFER AN IMMEDUATE UPSIDE

加入Xpfanance預售提供直接的上升空間

XpFinance has reserved sixty million XPF, exactly thirty percent of the fixed two-hundred-million supply, for its limited presale.

XPFinance保留了60000萬XPF，恰好是固定的2000萬供應，以佔其有限的預售。

Tokens are sold at a transparent price of one XRP for two-hundred XPF. Upon the conclusion of the sale, XPF will list directly on XPMarket, the leading decentralized exchange on XRPL, at one XRP for one-hundred-forty XPF.

代幣的出售價格為兩百XPF，以XRP的透明價格出售。出售結束後，XPF將直接在XPMarket上列出XRPL上的領先的分散交易所，以一個XRP為XRP，用於一百個四十四個XPF。

Early buyers therefore secure a built-in thirty percent price advantage the moment public trading begins.

因此，早期買家開始公眾交易的那一刻開始，確保了內置的30％的價格優勢。

Join Xpfinance Presale

加入Xpfinance預售

First look demo coming next week

下週將首次看演示

The development team has confirmed that a working demonstration of the lending dashboard will be released next week.

開發團隊已經確認，貸款儀表板的工作證明將於下週發布。

Prospective users will be able to connect an XRPL wallet, simulate deposits and preview real-time loan creation inside a web interface that mirrors the final production version.

潛在的用戶將能夠連接XRPL錢包，模擬存款並在網絡界面中預覽實時貸款創建，以反映最終生產版本。

The demo is expected to serve as a powerful catalyst for the remaining presale phases, as investors will see first hand how fast and easy decentralized lending on XRP can be.

預計該演示將成為其餘預階段的強大催化劑，因為投資者將首次看到XRP上的速度和輕鬆分散貸款的速度。

How to participate in the Xpfinance presale

如何參加XPFinance預售

Purchase XRP on a reputable exchange such as Binance, Coinbase or Bybit.

在信譽良好的交易所（例如binance，coinbase或bybit）上購買XRP。

Transfer XRP to a self-custody wallet that supports trust lines, for example Xaman, XUMM or Ledger Nano.

將XRP轉移到支持信任線的自我客戶錢包中，例如Xaman，Xumm或Ledger Nano。

Visit the official presale portal at xp.finance/presale and send XRP to the address displayed.

請訪問XP.Finance/Presale的官方預售門戶網站，然後將XRP發送到顯示的地址。

Add the XPF trust line in your wallet so tokens are delivered automatically when the sale closes.

在您的錢包中添加XPF Trust Line，以便在銷售關閉時自動交付令牌。

The presale is filling rapidly.

預售正在迅速填充。

Analysts who track on-chain inflows expect the soft cap to be met well ahead of schedule and anticipate strong demand once XPF goes live on decentralized exchanges.

跟踪鍊鍊流入的分析師預計，一旦XPF在分散的交易所上線，一旦XPF才能實現良好的需求。

About XpFinance

關於xpfinance

XpFinance is building the first non-custodial money market on the XRP Ledger. The project’s mission is to unlock idle XRP liquidity, provide frictionless borrowing and distribute protocol governance to a global community of token holders. By merging the speed of XRPL with a transparent fee model, XpFinance aims to set a new standard for decentralized finance.

XPFinance正在建立XRP Ledger上第一個非客戶貨幣市場。該項目的使命是解鎖閒置的XRP流動性，提供無摩擦借貸並將協議治理分配給全球的代幣持有人社區。通過將XRPL的速度與透明的費用模型合併，XPFinance旨在為分散融資設定新的標準。