比特币命中历史最高和以太坊有望打破新的高潮

通过更广泛的加密市场，新鲜流动性的兴起。尽管著名的Altcoins成为头条新闻，但XRP Ledger上的一个新兴项目正在悄悄捕捉到前瞻性投资者的想象力。

LIQUIDITY SURGES INTO NEW PROJECTS AS BITCOIN HITS ATH AND ETHEREUM RISES

随着比特币击中ATH和以太坊上升，流动性涌入了新项目

While notable altcoins are grabbing headlines, an emerging project on the XRP Ledger is quietly filling the minds and wallets of forward-looking investors.

虽然著名的Altcoins占据了头条新闻，但XRP Ledger上的一个新兴项目悄悄地填补了前瞻性投资者的思想和钱包。

XpFinance, the first fully decentralized lending and borrowing protocol engineered specifically for XRP, has already covered more than twenty percent of its one-hundred-thousand XRP presale soft cap in only a few days.

Xpfinance是专门为XRP设计的第一个完全分散的贷款和借贷协议，已经覆盖了仅几天内其1000万XRP预售软上限的20％以上。

Buy XPF Tokens

购买XPF令牌

Market participants who took swift profits during the recent Bitcoin and Ethereum surge are now actively rotating capital into early-stage opportunities with strong fundamentals and real utility.

在最近的比特币和以太坊激增期间迅速获取利润的市场参与者现在正在积极将资本转变为具有强大基础和真正实用性的早期机会。

XpFinance is quickly becoming the top destination for that capital. By delivering a noncustodial lending engine that harnesses XRP Ledger speed and near-zero fees, the protocol positions itself as the missing cornerstone of decentralized finance on XRPL.

Xpfinance迅速成为该首都的最佳目的地。通过交付可利用XRP分类速度和接近零费用的非客户贷款发动机，该协议将自己定位为XRPL上分散融资的缺失基石。

A CLEAR SOLUTION TO XRP’S DEFI GAP

XRP的Defi GAP的明确解决方案

Centralized lenders have dominated the XRP landscape for several years, often charging opaque fees and forcing users to surrender custody of their coins.

集中式贷方已经在XRP景观中占据了几年的统治，经常收取不透明的费用，并迫使用户放弃对硬币的监护权。

XpFinance eliminates those pain points through an on-chain architecture that gives users full control over their assets at every step.

XPFinance通过链上架构消除了这些痛点，该链架构在每个步骤中都可以完全控制其资产。

Loans are overcollateralized, transparently managed by smart contracts, and settled in seconds through XRP Ledger consensus.

贷款过于核算，通过智能合约透明管理，并通过XRP Ledger共识在几秒钟内解决。

Investors who hold the native XPF token receive three immediate advantages.

持有本地XPF代币的投资者获得了三个即时优势。

First, borrowing fees drop significantly for token holders, creating tangible savings for active users.

首先，令牌持有人的借入费显着下降，为活跃用户创造了切实的节省。

Second, a share of all protocol is distributed to stakers in XRP, establishing a stable passive-income stream.

其次，所有协议中的一部分都分配给XRP的Stakers，建立了稳定的被动收入流。

Third, governance rights allow the XpFinance community to vote on new collateral assets, interest curves and strategic upgrades, ensuring that platform evolution remains user-centric.

第三，治理权利允许Xpfinance社区对新的抵押品资产，利息曲线和战略升级进行投票，从而确保平台发展仍然以用户为中心。

JOINING XPFANANCE PRESALE OFFER AN IMMEDUATE UPSIDE

加入Xpfanance预售提供直接的上升空间

XpFinance has reserved sixty million XPF, exactly thirty percent of the fixed two-hundred-million supply, for its limited presale.

XPFinance保留了60000万XPF，恰好是固定的2000万供应，以占其有限的预售。

Tokens are sold at a transparent price of one XRP for two-hundred XPF. Upon the conclusion of the sale, XPF will list directly on XPMarket, the leading decentralized exchange on XRPL, at one XRP for one-hundred-forty XPF.

代币的出售价格为两百XPF，以XRP的透明价格出售。出售结束后，XPF将直接在XPMarket上列出XRPL上的领先的分散交易所，以一个XRP为XRP，用于一百个四十四个XPF。

Early buyers therefore secure a built-in thirty percent price advantage the moment public trading begins.

因此，早期买家开始公众交易的那一刻开始，确保了内置的30％的价格优势。

Join Xpfinance Presale

加入Xpfinance预售

First look demo coming next week

下周将首次看演示

The development team has confirmed that a working demonstration of the lending dashboard will be released next week.

开发团队已经确认，贷款仪表板的工作证明将于下周发布。

Prospective users will be able to connect an XRPL wallet, simulate deposits and preview real-time loan creation inside a web interface that mirrors the final production version.

潜在的用户将能够连接XRPL钱包，模拟存款并在网络界面中预览实时贷款创建，以反映最终生产版本。

The demo is expected to serve as a powerful catalyst for the remaining presale phases, as investors will see first hand how fast and easy decentralized lending on XRP can be.

预计该演示将成为其余预阶段的强大催化剂，因为投资者将首次看到XRP上的速度和轻松分散贷款的速度。

How to participate in the Xpfinance presale

如何参加XPFinance预售

Purchase XRP on a reputable exchange such as Binance, Coinbase or Bybit.

在信誉良好的交易所（例如binance，coinbase或bybit）上购买XRP。

Transfer XRP to a self-custody wallet that supports trust lines, for example Xaman, XUMM or Ledger Nano.

将XRP转移到支持信任线的自我客户钱包中，例如Xaman，Xumm或Ledger Nano。

Visit the official presale portal at xp.finance/presale and send XRP to the address displayed.

请访问XP.Finance/Presale的官方预售门户网站，然后将XRP发送到显示的地址。

Add the XPF trust line in your wallet so tokens are delivered automatically when the sale closes.

在您的钱包中添加XPF Trust Line，以便在销售关闭时自动交付令牌。

The presale is filling rapidly.

预售正在迅速填充。

Analysts who track on-chain inflows expect the soft cap to be met well ahead of schedule and anticipate strong demand once XPF goes live on decentralized exchanges.

跟踪链链流入的分析师预计，一旦XPF在分散的交易所上线，一旦XPF才能实现良好的需求。

About XpFinance

关于xpfinance

XpFinance is building the first non-custodial money market on the XRP Ledger. The project’s mission is to unlock idle XRP liquidity, provide frictionless borrowing and distribute protocol governance to a global community of token holders. By merging the speed of XRPL with a transparent fee model, XpFinance aims to set a new standard for decentralized finance.

XPFinance正在建立XRP Ledger上第一个非客户货币市场。该项目的使命是解锁闲置的XRP流动性，提供无摩擦借贷并将协议治理分配给全球的代币持有人社区。通过将XRPL的速度与透明的费用模型合并，XPFinance旨在为分散融资设定新的标准。