比特幣，黃金和債務對沖：紐約人

雷·達利奧（Ray Dalio）和吉姆·克萊默（Jim Cramer）倡導比特幣和黃金作為對沖，反對美國債務上漲，這反映了財富保存的範式轉移。

Bitcoin, Gold, and Debt Hedges: A New Yorker's Take

比特幣，黃金和債務對沖：紐約人

Worried about the national debt? You're not alone. Financial heavyweights like Ray Dalio and Jim Cramer are sounding the alarm, suggesting a shift towards alternative assets. The buzz? Bitcoin and gold as hedges against, well, the economic apocalypse. Let's dive in, shall we?

擔心國債？你並不孤單。雷·達利奧（Ray Dalio）和吉姆·克萊默（Jim Cramer）等金融重量級人物正在發出警報，這表明向替代資產轉移。嗡嗡聲？比特幣和黃金作為對沖，是經濟啟示。讓我們潛入吧？

Dalio's 15% Solution: Gold and Bitcoin

達利奧（Dalio）的15％解決方案：黃金和比特幣

Ray Dalio, the big cheese at Bridgewater Associates, has been making waves by suggesting investors allocate a cool 15% of their portfolio to gold and Bitcoin. Why? To safeguard against macroeconomic risks, especially that ever-growing mountain of government debt and the potential devaluation of our beloved dollar. He sees gold as the old reliable, and Bitcoin as its digital, upstart cousin.

布里奇沃特（Bridgewater Associates）的大奶酪雷·達利奧（Ray Dalio）一直在提出投資者將其投資組合的15％分配給黃金和比特幣，一直在引起轟動。為什麼？為了保護宏觀經濟風險，尤其是不斷增長的政府債務以及我們心愛的美元的潛在貶值。他將黃金視為古老的可靠，而比特幣是其數字化表弟。

Dalio's not just throwing darts here. He's crunching numbers and seeing that traditional safe-haven assets aren't cutting it anymore. Gold offers that time-tested stability, while Bitcoin brings its decentralized, 24/7 accessibility to the table. It's a one-two punch against inflation and geopolitical jitters.

達利奧（Dalio）不只是在這里扔飛鏢。他正在處理數字，並看到傳統的避風港資產不再削減。黃金提供了經過時間測試的穩定性，而比特幣將其分散的24/7訪問性帶到了桌子上。這是對通貨膨脹和地緣政治煩惱的一兩次拳。

The Catch? Bitcoin's Wild Ride

捕獲？比特幣的瘋狂騎行

Of course, it's not all sunshine and roses. Bitcoin's known to be more volatile than a New York taxi ride. Dalio acknowledges this, emphasizing the importance of diversification and risk management. He suggests adjusting the gold-to-Bitcoin ratio based on your personal comfort level – maybe a 10% gold/5% Bitcoin split for the cautious types, or a more adventurous 7.5% each.

當然，這並不是所有的陽光和玫瑰。眾所周知，比特幣比紐約出租車更波動。達利奧（Dalio）承認這一點，強調了多元化和風險管理的重要性。他建議根據您的個人舒適度來調整金與幣的比率 - 謹慎的類型可能是10％的金/5％的比特幣，或者每人更具冒險精神的7.5％。

He also stresses practical tools like dollar-cost averaging and secure custody solutions. Think of it as slowly wading into the pool instead of cannonballing into the deep end.

他還強調了實用工具，例如美元成本平均和安全的監護解決方案。可以將其慢慢涉水到游泳池中，而不是進入深處。

Cramer's Call: Bitcoin for the Kids

Cramer的電話：孩子的比特幣

Jim Cramer, the Mad Money man himself, is also singing a similar tune. He sees a growing appetite for Bitcoin, especially as a safeguard for future generations. "They don’t want to own the debt. They want to own [bitcoin] for their kids," he declared. Strong words from a CNBC veteran!

吉姆·克萊默（Jim Cramer）本人也在演唱類似的音樂。他認為比特幣的胃口日益增長，尤其是作為子孫後代的保障。他宣稱：“他們不想擁有債務。他們想為孩子們擁有[比特幣]。” CNBC退伍軍人的強烈話語！

Cramer highlights the increasing involvement of big players like JPMorgan, signaling a shift in institutional attitudes. He sees Bitcoin as a prudent hedge against rising deficits and economic uncertainty, even if some of his CNBC colleagues remain skeptical.

克萊默（Cramer）強調了摩根大通（JPMorgan）等大型球員的參與，這表明機構態度發生了變化。他認為，即使他的一些CNBC同事仍然持懷疑態度，他認為比特幣是反對赤字和經濟不確定性的審慎對沖。

My Two Satoshis

我的兩個satoshis

Look, I'm not a financial advisor, but the writing's on the wall. Our national debt is a serious issue, and diversifying into assets like Bitcoin and gold makes sense. Bitcoin is still relatively new and faces regulatory hurdles, but the potential upside is undeniable. It is important to stay up to date on relevant news to make informed decisions.

看，我不是財務顧問，但寫作在牆上。我們的國債是一個嚴重的問題，將比特幣和黃金等資產多樣化。比特幣仍然相對較新，面臨監管障礙，但潛在的上行空間是不可否認的。保持最新的相關新聞以做出明智的決定很重要。

Whether you're a seasoned investor or just starting out, consider exploring these alternative assets. Do your homework, manage your risk, and remember: it's about safeguarding your future, not getting rich quick. After all, if the economy does go belly up, you want something to barter with besides your collection of vintage Beanie Babies.

無論您是經驗豐富的投資者還是剛開始，都可以考慮探索這些替代資產。做作業，管理風險並記住：這是關於保護您的未來，而不是快速致富。畢竟，如果經濟確實陷入困境，您還希望與您收藏的老式無簷小便帽嬰兒一起使用一些東西。

So, keep calm, hedge on, and maybe buy a little gold and Bitcoin. Who knows? It might just save your bacon. Or, at the very least, give you something interesting to talk about at your next cocktail party.

因此，保持冷靜，對沖，也許可以買一點黃金和比特幣。誰知道？它可能只是節省您的培根。或者，至少在下一個雞尾酒會上給您一些有趣的話題。