比特币，黄金和债务对冲：纽约人

雷·达利奥（Ray Dalio）和吉姆·克莱默（Jim Cramer）倡导比特币和黄金作为对冲，反对美国债务上涨，这反映了财富保存的范式转移。

Bitcoin, Gold, and Debt Hedges: A New Yorker's Take

比特币，黄金和债务对冲：纽约人

Worried about the national debt? You're not alone. Financial heavyweights like Ray Dalio and Jim Cramer are sounding the alarm, suggesting a shift towards alternative assets. The buzz? Bitcoin and gold as hedges against, well, the economic apocalypse. Let's dive in, shall we?

担心国债？你并不孤单。雷·达利奥（Ray Dalio）和吉姆·克莱默（Jim Cramer）等金融重量级人物正在发出警报，这表明向替代资产转移。嗡嗡声？比特币和黄金作为对冲，是经济启示。让我们潜入吧？

Dalio's 15% Solution: Gold and Bitcoin

达利奥（Dalio）的15％解决方案：黄金和比特币

Ray Dalio, the big cheese at Bridgewater Associates, has been making waves by suggesting investors allocate a cool 15% of their portfolio to gold and Bitcoin. Why? To safeguard against macroeconomic risks, especially that ever-growing mountain of government debt and the potential devaluation of our beloved dollar. He sees gold as the old reliable, and Bitcoin as its digital, upstart cousin.

布里奇沃特（Bridgewater Associates）的大奶酪雷·达利奥（Ray Dalio）一直在提出投资者将其投资组合的15％分配给黄金和比特币，一直在引起轰动。为什么？为了保护宏观经济风险，尤其是不断增长的政府债务以及我们心爱的美元的潜在贬值。他将黄金视为古老的可靠，而比特币是其数字化表弟。

Dalio's not just throwing darts here. He's crunching numbers and seeing that traditional safe-haven assets aren't cutting it anymore. Gold offers that time-tested stability, while Bitcoin brings its decentralized, 24/7 accessibility to the table. It's a one-two punch against inflation and geopolitical jitters.

达利奥（Dalio）不只是在这里扔飞镖。他正在处理数字，并看到传统的避风港资产不再削减。黄金提供了经过时间测试的稳定性，而比特币将其分散的24/7访问性带到了桌子上。这是对通货膨胀和地缘政治烦恼的一两次拳。

The Catch? Bitcoin's Wild Ride

捕获？比特币的疯狂骑行

Of course, it's not all sunshine and roses. Bitcoin's known to be more volatile than a New York taxi ride. Dalio acknowledges this, emphasizing the importance of diversification and risk management. He suggests adjusting the gold-to-Bitcoin ratio based on your personal comfort level – maybe a 10% gold/5% Bitcoin split for the cautious types, or a more adventurous 7.5% each.

当然，这并不是所有的阳光和玫瑰。众所周知，比特币比纽约出租车更波动。达利奥（Dalio）承认这一点，强调了多元化和风险管理的重要性。他建议根据您的个人舒适度来调整金与币的比率 - 谨慎的类型可能是10％的金/5％的比特币，或者每人更具冒险精神的7.5％。

He also stresses practical tools like dollar-cost averaging and secure custody solutions. Think of it as slowly wading into the pool instead of cannonballing into the deep end.

他还强调了实用工具，例如美元成本平均和安全的监护解决方案。可以将其慢慢涉水到游泳池中，而不是进入深处。

Cramer's Call: Bitcoin for the Kids

Cramer的电话：孩子的比特币

Jim Cramer, the Mad Money man himself, is also singing a similar tune. He sees a growing appetite for Bitcoin, especially as a safeguard for future generations. "They don’t want to own the debt. They want to own [bitcoin] for their kids," he declared. Strong words from a CNBC veteran!

吉姆·克莱默（Jim Cramer）本人也在演唱类似的音乐。他认为比特币的胃口日益增长，尤其是作为子孙后代的保障。他宣称：“他们不想拥有债务。他们想为孩子们拥有[比特币]。” CNBC退伍军人的强烈话语！

Cramer highlights the increasing involvement of big players like JPMorgan, signaling a shift in institutional attitudes. He sees Bitcoin as a prudent hedge against rising deficits and economic uncertainty, even if some of his CNBC colleagues remain skeptical.

克莱默（Cramer）强调了摩根大通（JPMorgan）等大型球员的参与，这表明机构态度发生了变化。他认为，即使他的一些CNBC同事仍然持怀疑态度，他认为比特币是反对赤字和经济不确定性的审慎对冲。

My Two Satoshis

我的两个satoshis

Look, I'm not a financial advisor, but the writing's on the wall. Our national debt is a serious issue, and diversifying into assets like Bitcoin and gold makes sense. Bitcoin is still relatively new and faces regulatory hurdles, but the potential upside is undeniable. It is important to stay up to date on relevant news to make informed decisions.

看，我不是财务顾问，但写作在墙上。我们的国债是一个严重的问题，将比特币和黄金等资产多样化。比特币仍然相对较新，面临监管障碍，但潜在的上行空间是不可否认的。保持最新的相关新闻以做出明智的决定很重要。

Whether you're a seasoned investor or just starting out, consider exploring these alternative assets. Do your homework, manage your risk, and remember: it's about safeguarding your future, not getting rich quick. After all, if the economy does go belly up, you want something to barter with besides your collection of vintage Beanie Babies.

无论您是经验丰富的投资者还是刚开始，都可以考虑探索这些替代资产。做作业，管理风险并记住：这是关于保护您的未来，而不是快速致富。毕竟，如果经济确实陷入困境，您还希望与您收藏的老式无檐小便帽婴儿一起使用一些东西。

So, keep calm, hedge on, and maybe buy a little gold and Bitcoin. Who knows? It might just save your bacon. Or, at the very least, give you something interesting to talk about at your next cocktail party.

因此，保持冷静，对冲，也许可以买一点黄金和比特币。谁知道？它可能只是节省您的培根。或者，至少在下一个鸡尾酒会上给您一些有趣的话题。