比特幣會在Defi中使用嗎？

當涉及區塊鏈應用時，DEFI是最突出的應用程序之一。在過去的幾年中，Defi的分散融資縮寫是成倍增長的，花費了數十億美元

When it comes to blockchain applications, DeFi is one of the most prominent. Short for decentralized finance, DeFi has grown exponentially over the last few years, with billions of dollars being spent and invested thus far and more prominence in the mainstream than ever before.

當涉及區塊鏈應用時，DEFI是最突出的應用程序之一。在過去的幾年中，DeFi的縮寫是分散的財務，在過去的幾年中成倍增長，到目前為止，花費數十億美元在主流中比以往任何時候都更加突出。

Despite all of this, it is clear that the DeFi space is ruled by Ethereum and Ethereum killer tokens, leaving Bitcoin mostly on the sidelines. But some enthusiasts speculate that we could see the rise of Bitcoin in DeFi spaces in the next few years. But is this possible?

儘管如此，很明顯，除了以太坊和以太坊殺手代幣，Defi空間主要將比特幣留在場外。但是一些發燒友推測，在未來幾年中，我們可以看到比特幣在Defi空間中的興起。但這可能嗎？

An Introduction to DeFi

Defi簡介

Decentralized finance, at its core, essentially involves blockchain technology and its by-products being used to deliver financial services to consumers. Typically, this is done with a view to more access and convenience that you would enjoy in the mainstream financial world.

從本質上講，分散的金融涉及區塊鏈技術及其副產品用於向消費者提供金融服務。通常，這是為了使您可以在主流金融界享受的更多訪問和便利性。

An example of a DeFi service would be insurance. Typically, you would have to engage with a mainstream insurance broker to get coverage, and this isn’t available to everyone. With DeFi, you can essentially receive insurance coverage online, and this is backed up by smart contracts. Businesses and individuals who might be denied or face slow service with mainstream insurance brokers can turn to DeFi platforms for their needs.

Defi服務的一個例子是保險。通常，您將必須與主流保險經紀人互動才能獲得報導，並且每個人都不可用。借助DEFI，您可以從本質上在線獲得保險，這是由智能合約支持的。可能被拒絕或與主流保險經紀人面臨緩慢服務的企業和個人可以根據自己的需求轉向Defi平台。

The same occurs with token swapping, lotteries, and so on. We’ve also heard of decentralized exchanges, which essentially see DeFi platforms swapping tokens in the way a centralized one would. Another example would be casinos. Online casinos have been prominent for several years now, but blockchain-based casinos allow users to enjoy these services without setting up accounts. Many of these platforms accept major tokens like Bitcoin, and as Andjelija Blagojevic explains, Bitcoin friendly platforms are becoming more of the norm in the sector.

令牌交換，彩票等也是如此。我們還聽說過分散的交易所，從本質上講，這些交流以集中式的方式交換令牌。另一個例子是賭場。在線賭場已經著名了幾年，但是基於區塊鏈的賭場允許用戶享受這些服務而無需設置帳戶。這些平台中的許多平台都接受了像比特幣這樣的主要代幣，正如Andjelija Blagojevic所解釋的那樣，比特幣友好的平台正越來越成為該行業的常態。

Decentralized finance first took off in the late 2010s and especially saw growth during the COVID-19 pandemic. Some of the biggest DeFi platforms include Sushi Swap and UniSwap, and DeFi services have become almost as vital as centralized crypto services. Take the rise of decentralized exchanges, for example. Major exchanges like Binance have gone as far as launching their own DEXs because the demand for them has been so high.

分散的金融首次在2010年代後期起飛，尤其是在19日大流行期間增長。一些最大的DEFI平台包括壽司交換和UNISWAP，DEFI服務幾乎與集中的加密服務一樣重要。以分散交流的興起。像Binance這樣的主要交易所已經發起了自己的DEX，因為對它們的需求如此之高。

Benefits Of DeFi

defi的好處

It is worth noting that DeFi offers several benefits to consumers, which is why it has remained so popular. First, a majority of DeFi platforms are non-custodial in nature. As the name would imply, its decentralized nature means that consumers can conduct transactions without giving up ownership of their tokens. If you swap tokens using a DeFi platform, you only need to connect your wallet to it and not necessarily transfer control over your tokens. Then there is the privacy factor. The fact that wallets are connected and accounts are not set up means that virtually anyone can access DeFi services without having to give up their sensitive information, which is often a concern for consumers.

值得注意的是，DeFi為消費者提供了一些好處，這就是為什麼它如此受歡迎的原因。首先，大多數Defi平臺本質上都是非監測的。顧名思義，其分散的本質意味著消費者可以進行交易而無需放棄其令牌所有權。如果您使用Defi平台交換令牌，則只需將錢包連接到它，而不一定會傳輸對令牌的控制。然後是隱私因素。將錢包連接和未設置帳戶的事實意味著，幾乎任何人都可以訪問Defi服務而無需放棄其敏感信息，這通常是消費者的關注點。

Then there’s the matter of efficiency. Most DeFi platforms are governed by smart contracts, which means that decision-making and transaction processing aren’t at the whims of humans. If you take out a DeFi-backed insurance policy in the case of a natural disaster, your funds are automatically transferred to you once the smart contracts confirm that the disaster has happened. This means no waiting months for your claim to be processed, and instead, waiting merely minutes. Finally, DeFi platforms offer a lot of access to businesses and people that otherwise would be shut out of the mainstream financial system. This is especially true for those seeking loans and insurance.

然後是效率的問題。大多數Defi平台受智能合約管轄，這意味著決策和交易處理並不是人類的異想天開。如果您在自然災害的情況下採取了折磨的保險單，那麼一旦智能合約確認災難已經發生，您的資金就會自動轉移給您。這意味著沒有等待您的聲稱要處理的幾個月，而僅等待幾分鐘。最後，Defi平台為企業和人提供了很多訪問權限，否則將被關閉為主流金融體系。對於那些尋求貸款和保險的人來說尤其如此。

The Blockchain Matter

區塊鏈很重要

The DeFi space is worth billions of dollars, and as we’ve explained, it is becoming increasingly popular within and outside of blockchain circles. It is also worth noting that a majority of DeFi platforms are backed by Ethereum, Solana, and other such chains. As much as Bitcoin remains the most popular cryptocurrency in the planet, it is largely unrepresented in the DeFi space.

Defi空間價值數十億美元，正如我們所解釋的那樣，它在區塊鏈圈子內外變得越來越受歡迎。還值得注意的是，大多數Defi平台都由以太坊，Solana和其他此類鏈條支持。儘管比特幣仍然是地球上最受歡迎的加密貨幣，但它在Defi空間中基本上沒有代表。

According to Statista, Ethereum, Binance Smart Chain and Tron continued to dominate in terms of the biggest cryptocurrency DeFi protocols in 2023.

根據Statista的說法，以太坊，Binance Smart Chain和Tron在2023年最大的加密貨幣Defi協議方面繼續佔據主導地位。

Image Credit: Statista

圖片來源：統計

This begs the question of whether the blockchain behind the biggest crypto in the world can find its place in DeFi. To answer this, a few things must be considered.

這就提出了一個問題，即世界上最大的加密貨幣背後的區塊鍊是否可以在Defi中找到它的位置。要回答這個問題，必須考慮一些事情。

Speed

速度

Ultimately, Bitcoin as a token succeeds because of its popularity and value to consumers. However, as a blockchain, Bitcoin is not exactly the most efficient. DeFi is working towards mainstream use and acceptance, and for this to happen, it will process millions of transactions a day. This means that DeFi platforms have to be built on blockchains that are known for their speed, which does not include Bitcoin. For comparison, Ethereum currently processes up to 174 transactions per second, and the most recent announcement from the Ethereum Foundation aims to push the speed to over a hundred thousand in the future. Bitcoin, on the other hand, can process up to 7 transactions per second, and it is not unheard of for one transaction to take up to an hour to be processed.

最終，由於對消費者的知名度和價值，比特幣作為代幣成功。但是，作為區塊鏈，比特幣並不是最有效的。 Defi正在努力實現主流使用和接受，為此，它將每天處理數百萬筆交易。這意味著必須以速度聞名的區塊鏈構建DEFI平台，而該區塊鏈不包括比特幣。為了進行比較，以太坊目前每秒處理多達174次交易，以太坊基金會的最新公告旨在將速度推向未來的速度。另一方面，比特幣每秒最多可以處理7件交易，並且一項交易最多需要一個小時的處理並非聞所未聞。

Needless to say, while Bitcoin might be valuable, its blockchain simply isn’t designed

不用說，雖然比特幣可能很有價值，但其區塊鏈根本不是設計