比特币会在Defi中使用吗？

当涉及区块链应用时，DEFI是最突出的应用程序之一。在过去的几年中，Defi的分散融资缩写是成倍增长的，花费了数十亿美元

When it comes to blockchain applications, DeFi is one of the most prominent. Short for decentralized finance, DeFi has grown exponentially over the last few years, with billions of dollars being spent and invested thus far and more prominence in the mainstream than ever before.

当涉及区块链应用时，DEFI是最突出的应用程序之一。在过去的几年中，DeFi的缩写是分散的财务，在过去的几年中成倍增长，到目前为止，花费数十亿美元在主流中比以往任何时候都更加突出。

Despite all of this, it is clear that the DeFi space is ruled by Ethereum and Ethereum killer tokens, leaving Bitcoin mostly on the sidelines. But some enthusiasts speculate that we could see the rise of Bitcoin in DeFi spaces in the next few years. But is this possible?

尽管如此，很明显，除了以太坊和以太坊杀手代币，Defi空间主要将比特币留在场外。但是一些发烧友推测，在未来几年中，我们可以看到比特币在Defi空间中的兴起。但这可能吗？

An Introduction to DeFi

Defi简介

Decentralized finance, at its core, essentially involves blockchain technology and its by-products being used to deliver financial services to consumers. Typically, this is done with a view to more access and convenience that you would enjoy in the mainstream financial world.

从本质上讲，分散的金融涉及区块链技术及其副产品用于向消费者提供金融服务。通常，这是为了使您可以在主流金融界享受的更多访问和便利性。

An example of a DeFi service would be insurance. Typically, you would have to engage with a mainstream insurance broker to get coverage, and this isn’t available to everyone. With DeFi, you can essentially receive insurance coverage online, and this is backed up by smart contracts. Businesses and individuals who might be denied or face slow service with mainstream insurance brokers can turn to DeFi platforms for their needs.

Defi服务的一个例子是保险。通常，您将必须与主流保险经纪人互动才能获得报道，并且每个人都不可用。借助DEFI，您可以从本质上在线获得保险，这是由智能合约支持的。可能被拒绝或与主流保险经纪人面临缓慢服务的企业和个人可以根据自己的需求转向Defi平台。

The same occurs with token swapping, lotteries, and so on. We’ve also heard of decentralized exchanges, which essentially see DeFi platforms swapping tokens in the way a centralized one would. Another example would be casinos. Online casinos have been prominent for several years now, but blockchain-based casinos allow users to enjoy these services without setting up accounts. Many of these platforms accept major tokens like Bitcoin, and as Andjelija Blagojevic explains, Bitcoin friendly platforms are becoming more of the norm in the sector.

令牌交换，彩票等也是如此。我们还听说过分散的交易所，从本质上讲，这些交流以集中式的方式交换令牌。另一个例子是赌场。在线赌场已经著名了几年，但是基于区块链的赌场允许用户享受这些服务而无需设置帐户。这些平台中的许多平台都接受了像比特币这样的主要代币，正如Andjelija Blagojevic所解释的那样，比特币友好的平台正越来越成为该行业的常态。

Decentralized finance first took off in the late 2010s and especially saw growth during the COVID-19 pandemic. Some of the biggest DeFi platforms include Sushi Swap and UniSwap, and DeFi services have become almost as vital as centralized crypto services. Take the rise of decentralized exchanges, for example. Major exchanges like Binance have gone as far as launching their own DEXs because the demand for them has been so high.

分散的金融首次在2010年代后期起飞，尤其是在19日大流行期间增长。一些最大的DEFI平台包括寿司交换和UNISWAP，DEFI服务几乎与集中的加密服务一样重要。以分散交流的兴起。像Binance这样的主要交易所已经发起了自己的DEX，因为对它们的需求如此之高。

Benefits Of DeFi

defi的好处

It is worth noting that DeFi offers several benefits to consumers, which is why it has remained so popular. First, a majority of DeFi platforms are non-custodial in nature. As the name would imply, its decentralized nature means that consumers can conduct transactions without giving up ownership of their tokens. If you swap tokens using a DeFi platform, you only need to connect your wallet to it and not necessarily transfer control over your tokens. Then there is the privacy factor. The fact that wallets are connected and accounts are not set up means that virtually anyone can access DeFi services without having to give up their sensitive information, which is often a concern for consumers.

值得注意的是，DeFi为消费者提供了一些好处，这就是为什么它如此受欢迎的原因。首先，大多数Defi平台本质上都是非监测的。顾名思义，其分散的本质意味着消费者可以进行交易而无需放弃其令牌所有权。如果您使用Defi平台交换令牌，则只需将钱包连接到它，而不一定会传输对令牌的控制。然后是隐私因素。将钱包连接和未设置帐户的事实意味着，几乎任何人都可以访问Defi服务而无需放弃其敏感信息，这通常是消费者的关注点。

Then there’s the matter of efficiency. Most DeFi platforms are governed by smart contracts, which means that decision-making and transaction processing aren’t at the whims of humans. If you take out a DeFi-backed insurance policy in the case of a natural disaster, your funds are automatically transferred to you once the smart contracts confirm that the disaster has happened. This means no waiting months for your claim to be processed, and instead, waiting merely minutes. Finally, DeFi platforms offer a lot of access to businesses and people that otherwise would be shut out of the mainstream financial system. This is especially true for those seeking loans and insurance.

然后是效率的问题。大多数Defi平台受智能合约管辖，这意味着决策和交易处理并不是人类的异想天开。如果您在自然灾害的情况下采取了折磨的保险单，那么一旦智能合约确认灾难已经发生，您的资金就会自动转移给您。这意味着没有等待您的声称要处理的几个月，而仅等待几分钟。最后，Defi平台为企业和人提供了很多访问权限，否则将被关闭为主流金融体系。对于那些寻求贷款和保险的人来说尤其如此。

The Blockchain Matter

区块链很重要

The DeFi space is worth billions of dollars, and as we’ve explained, it is becoming increasingly popular within and outside of blockchain circles. It is also worth noting that a majority of DeFi platforms are backed by Ethereum, Solana, and other such chains. As much as Bitcoin remains the most popular cryptocurrency in the planet, it is largely unrepresented in the DeFi space.

Defi空间价值数十亿美元，正如我们所解释的那样，它在区块链圈子内外变得越来越受欢迎。还值得注意的是，大多数Defi平台都由以太坊，Solana和其他此类链条支持。尽管比特币仍然是地球上最受欢迎的加密货币，但它在Defi空间中基本上没有代表。

According to Statista, Ethereum, Binance Smart Chain and Tron continued to dominate in terms of the biggest cryptocurrency DeFi protocols in 2023.

根据Statista的说法，以太坊，Binance Smart Chain和Tron在2023年最大的加密货币Defi协议方面继续占据主导地位。

Image Credit: Statista

图片来源：统计

This begs the question of whether the blockchain behind the biggest crypto in the world can find its place in DeFi. To answer this, a few things must be considered.

这就提出了一个问题，即世界上最大的加密货币背后的区块链是否可以在Defi中找到它的位置。要回答这个问题，必须考虑一些事情。

Speed

速度

Ultimately, Bitcoin as a token succeeds because of its popularity and value to consumers. However, as a blockchain, Bitcoin is not exactly the most efficient. DeFi is working towards mainstream use and acceptance, and for this to happen, it will process millions of transactions a day. This means that DeFi platforms have to be built on blockchains that are known for their speed, which does not include Bitcoin. For comparison, Ethereum currently processes up to 174 transactions per second, and the most recent announcement from the Ethereum Foundation aims to push the speed to over a hundred thousand in the future. Bitcoin, on the other hand, can process up to 7 transactions per second, and it is not unheard of for one transaction to take up to an hour to be processed.

最终，由于对消费者的知名度和价值，比特币作为代币成功。但是，作为区块链，比特币并不是最有效的。 Defi正在努力实现主流使用和接受，为此，它将每天处理数百万笔交易。这意味着必须以速度闻名的区块链构建DEFI平台，而该区块链不包括比特币。为了进行比较，以太坊目前每秒处理多达174次交易，以太坊基金会的最新公告旨在将速度推向未来的速度。另一方面，比特币每秒最多可以处理7件交易，并且一项交易最多需要一个小时的处理并非闻所未闻。

Needless to say, while Bitcoin might be valuable, its blockchain simply isn’t designed

不用说，虽然比特币可能很有价值，但其区块链根本不是设计