如何使用比特幣買房

如果您在過去 10 年的某個時候購買了比特幣並一直持有，那麼恭喜您！您剛剛獲得了可觀的利潤。

Bitcoin’s record-breaking high price of more than $100,000 could help some cryptocurrency investors finally achieve their goal of purchasing a home.

比特幣突破 10 萬美元的破紀錄高價可能會幫助一些加密貨幣投資者最終實現購房目標。

While a growing number of sellers are accepting bitcoin as payment, there are still a few hoops investors will need to jump through to turn their crypto into a physical living arrangement.

儘管越來越多的賣家接受比特幣作為付款方式，但投資者仍需要克服一些障礙才能將他們的加密貨幣轉變為實際的生活安排。

Here’s a look at how to use bitcoin to buy a home, plus a few listings that currently accept the cryptocurrency.

以下介紹如何使用比特幣購買房屋，以及一些目前接受加密貨幣的房源。

Bitcoin’s astronomical rise

比特幣的天文數字般的上漲

If you purchased a bitcoin sometime in the past 10 years and held on to it, congratulations! You just made a serious profit.

如果您在過去 10 年的某個時候購買了比特幣並一直持有，那麼恭喜您！您剛剛獲得了可觀的利潤。

In the past eight years, the price of a single bitcoin has increased in value from $453 to more than $100,000.

在過去的八年裡，單一比特幣的價格從 453 美元上漲到超過 10 萬美元。

The record-breaking high comes after President-elect Donald Trump announced that he’d nominated Paul Atkins as the next head of the Securities and Exchange Commission. Atkins is believed to be more pro-cryptocurrency than his predecessors

這項創紀錄的高位是在當選總統唐納德·川普宣布提名保羅·阿特金斯為下一任證券交易委員會主席之後出現的。人們認為阿特金斯比他的前任更支持加密貨幣

“There is anticipation that the new administration is going to be somewhat more favorable to crypto than the old administration was,” Andrew O’Neill, digital assets expert at S&P Global, told the BBC.

標準普爾全球數位資產專家安德魯·奧尼爾 (Andrew O’Neill) 告訴 BBC：“預計新政府將比舊政府更支持加密貨幣。”

Cryptocurrency’s rocky history

加密貨幣的坎坷歷史

The cryptocurrency market is also notoriously unstable. At the beginning of the COVID-19 pandemic, bitcoin slipped from $10,000 to $4,000 a coin in less than 48 hours.

眾所周知，加密貨幣市場也不穩定。在 COVID-19 大流行之初，比特幣在不到 48 小時內從每枚 10,000 美元跌至 4,000 美元。

Even still, some investors are making bank on their crypto investments—and are now looking to purchase real estate.

即便如此，一些投資者仍在利用他們的加密貨幣投資賺錢，現在正在考慮購買房地產。

Miami, New York, and San Francisco lead the way in crypto real estate transactions

邁阿密、紐約和舊金山在加密房地產交易中處於領先地位

According to Realtor.com®, sellers in Miami, New York, Los Angeles, the San Francisco Bay Area, Las Vegas, and Colorado are accepting bitcoin more frequently.

據 Realtor.com® 稱，邁阿密、紐約、洛杉磯、舊金山灣區、拉斯維加斯和科羅拉多州的賣家接受比特幣的頻率更高。

“Miami is the U.S. crypto hub,” Johnny Schiro, senior vice president of business development at RealOpen, told Realtor.com®. “New York, Los Angeles, the San Francisco Bay Area, Las Vegas, and Colorado also have significant crypto real estate activity.”

「邁阿密是美國的加密貨幣中心，」RealOpen 業務開發高級副總裁 Johnny Schiro 告訴 Realtor.com®。 “紐約、洛杉磯、舊金山灣區、拉斯維加斯和科羅拉多州也有大量的加密房地產活動。”

How to use bitcoin to buy a home

如何使用比特幣買房

There are several ways to use bitcoin to buy a home. One option is to work with an agency like RealOpen, which allows buyers to use bitcoin to purchase real estate.

使用比特幣買房有多種方式。一種選擇是與 RealOpen 等機構合作，該機構允許買家使用比特幣購買房地產。

Instead of working with only sellers willing to accept bitcoin, RealOpen converts your cryptocurrency into cash for the seller—for a fee.

RealOpen 不是只與願意接受比特幣的賣家合作，而是為賣家將您的加密貨幣轉換為現金（收取一定費用）。

Another option is to use a company like Milo, which allows you to take out a crypto-backed mortgage. The company allows cryptocurrency holders to use their virtual money as collateral when taking out a mortgage.

另一種選擇是使用像 Milo 這樣的公司，它允許您申請加密貨幣支援的抵押貸款。該公司允許加密貨幣持有者在申請抵押貸款時使用他們的虛擬貨幣作為抵押品。

Buyers can borrow up to $5 million against their bitcoin, ethereum, or USDC currency.

買家可以用比特幣、以太幣或 USDC 貨幣借款最多 500 萬美元。

Of course, the easiest way to purchase a home with crypto is to cash it out, but you’ll want to consider the tax implications of such a move.

當然，用加密貨幣購買房屋的最簡單方法是將其兌現，但您需要考慮此舉的稅務影響。

In many cases, you’ll be required to pay a capital gains tax on any earnings you make on the market, and those taxes could easily add up.

在許多情況下，您需要對您在市場上獲得的任何收入繳納資本利得稅，而且這些稅款很容易累積。

A smaller number of sellers is willing to trade crypto for property, some of which can be found on Propy, a blockchain real estate company that supports blockchain transitions.

少數賣家願意用加密貨幣換取房產，其中一些可以在 Propy 上找到，Propy 是一家支持區塊鏈過渡的區塊鏈房地產公司。

Propy is attractive to some crypto investors because it allows users to keep their coins in escrow while the sale is finalized.

Propy 對一些加密貨幣投資者很有吸引力，因為它允許用戶在銷售完成時將其代幣託管。

So, where can you buy with a bitcoin or two right now?

那麼，現在你可以在哪裡用一兩個比特幣購買呢？

30441 Francis St, Sebring, FL 33870

30441 弗朗西斯街，賽百靈，佛羅裡達州 33870

(Realtor.com)

（房地產經紀人網站）

3503 Illinois Ave, Sebring, FL 33870

3503 伊利諾大道，賽百靈，佛羅裡達州 33870

(Realtor.com)

（房地產經紀人網站）

9000 Spyrock Rd, Laytonville, CA 95454

9000 Spyrock Rd，萊頓維爾，CA 95454

Price: $215,000 Cryptocurrency accepted: bitcoin, ethereum

價格：215,000 美元 接受的加密貨幣：比特幣、以太坊

(Realtor.com)

（房地產經紀人網站）

14375 Diablo Dr, Brooksville, FL 34613

14375 Diablo 博士，布魯克斯維爾，佛羅裡達州 34613

Price: $135,000 Cryptocurrency accepted: bitcoin, ethereum, XRP, USDC

價格：135,000 美元 接受的加密貨幣：比特幣、以太幣、XRP、USDC

(https://www.realtor.com/realestateandhomes-search/Twentynine-Palms_CA)

（https://www.realtor.com/realestateandhomes-search/Twentynine-Palms_CA）

1644 Stuart Square Cir, Myrtle Beach, SC 29577 

1644 Stuart Square Cir，默特爾比奇，SC 29577

Price: $242,000 Cryptocurrency accepted: bitcoin, ethereum

價格：242,000 美元接受的加密貨幣：比特幣、以太坊

(Realtor.com)

（房地產經紀人網站）