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加密货币新闻

如何使用比特币买房

2024/12/06 08:00

如果您在过去 10 年的某个时候购买了比特币并一直持有，那么恭喜您！您刚刚获得了可观的利润。

Bitcoin’s record-breaking high price of more than $100,000 could help some cryptocurrency investors finally achieve their goal of purchasing a home.

比特币突破 10 万美元的破纪录高价可能会帮助一些加密货币投资者最终实现购房目标。

While a growing number of sellers are accepting bitcoin as payment, there are still a few hoops investors will need to jump through to turn their crypto into a physical living arrangement.

尽管越来越多的卖家接受比特币作为付款方式，但投资者仍需要克服一些障碍才能将他们的加密货币转变为实际的生活安排。

Here’s a look at how to use bitcoin to buy a home, plus a few listings that currently accept the cryptocurrency.

以下介绍了如何使用比特币购买房屋，以及一些目前接受加密货币的房源。

Bitcoin’s astronomical rise

比特币的天文数字般的上涨

If you purchased a bitcoin sometime in the past 10 years and held on to it, congratulations! You just made a serious profit.

如果您在过去 10 年的某个时候购买了比特币并一直持有，那么恭喜您！您刚刚获得了可观的利润。

In the past eight years, the price of a single bitcoin has increased in value from $453 to more than $100,000.

在过去的八年里，单个比特币的价格从 453 美元上涨到超过 10 万美元。

The record-breaking high comes after President-elect Donald Trump announced that he’d nominated Paul Atkins as the next head of the Securities and Exchange Commission. Atkins is believed to be more pro-cryptocurrency than his predecessors

这一创纪录的高位是在当选总统唐纳德·特朗普宣布提名保罗·阿特金斯为下一任证券交易委员会主席之后出现的。人们认为阿特金斯比他的前任更支持加密货币

“There is anticipation that the new administration is going to be somewhat more favorable to crypto than the old administration was,” Andrew O’Neill, digital assets expert at S&P Global, told the BBC.

标准普尔全球数字资产专家安德鲁·奥尼尔 (Andrew O'Neill) 告诉 BBC：“预计新政府将比旧政府更支持加密货币。”

Cryptocurrency’s rocky history

加密货币的坎坷历史

The cryptocurrency market is also notoriously unstable. At the beginning of the COVID-19 pandemic, bitcoin slipped from $10,000 to $4,000 a coin in less than 48 hours.

众所周知，加密货币市场也不稳定。在 COVID-19 大流行之初，比特币在不到 48 小时内从每枚 10,000 美元跌至 4,000 美元。

Even still, some investors are making bank on their crypto investments—and are now looking to purchase real estate.

即便如此，一些投资者仍在利用他们的加密货币投资赚钱，并且现在正在考虑购买房地产。

Miami, New York, and San Francisco lead the way in crypto real estate transactions

迈阿密、纽约和旧金山在加密房地产交易中处于领先地位

According to Realtor.com®, sellers in Miami, New York, Los Angeles, the San Francisco Bay Area, Las Vegas, and Colorado are accepting bitcoin more frequently.

据 Realtor.com® 称，迈阿密、纽约、洛杉矶、旧金山湾区、拉斯维加斯和科罗拉多州的卖家接受比特币的频率更高。

“Miami is the U.S. crypto hub,” Johnny Schiro, senior vice president of business development at RealOpen, told Realtor.com®. “New York, Los Angeles, the San Francisco Bay Area, Las Vegas, and Colorado also have significant crypto real estate activity.”

“迈阿密是美国的加密货币中心，”RealOpen 业务开发高级副总裁 Johnny Schiro 告诉 Realtor.com®。 “纽约、洛杉矶、旧金山湾区、拉斯维加斯和科罗拉多州也有大量的加密房地产活动。”

How to use bitcoin to buy a home

如何使用比特币买房

There are several ways to use bitcoin to buy a home. One option is to work with an agency like RealOpen, which allows buyers to use bitcoin to purchase real estate.

使用比特币买房有多种方式。一种选择是与 RealOpen 等机构合作，该机构允许买家使用比特币购买房地产。

Instead of working with only sellers willing to accept bitcoin, RealOpen converts your cryptocurrency into cash for the seller—for a fee.

RealOpen 不是只与愿意接受比特币的卖家合作，而是为卖家将您的加密货币转换为现金（收取一定费用）。

Another option is to use a company like Milo, which allows you to take out a crypto-backed mortgage. The company allows cryptocurrency holders to use their virtual money as collateral when taking out a mortgage.

另一种选择是使用像 Milo 这样的公司，它允许您申请加密货币支持的抵押贷款。该公司允许加密货币持有者在申请抵押贷款时使用他们的虚拟货币作为抵押品。

Buyers can borrow up to $5 million against their bitcoin, ethereum, or USDC currency.

买家可以用比特币、以太坊或 USDC 货币借款最多 500 万美元。

Of course, the easiest way to purchase a home with crypto is to cash it out, but you’ll want to consider the tax implications of such a move.

当然，用加密货币购买房屋的最简单方法是将其兑现，但您需要考虑此举的税务影响。

In many cases, you’ll be required to pay a capital gains tax on any earnings you make on the market, and those taxes could easily add up.

在许多情况下，您需要对您在市场上获得的任何收入缴纳资本利得税，而且这些税款很容易累加。

A smaller number of sellers is willing to trade crypto for property, some of which can be found on Propy, a blockchain real estate company that supports blockchain transitions.

少数卖家愿意用加密货币换取房产，其中一些可以在 Propy 上找到，Propy 是一家支持区块链过渡的区块链房地产公司。

Propy is attractive to some crypto investors because it allows users to keep their coins in escrow while the sale is finalized.

Propy 对一些加密货币投资者很有吸引力，因为它允许用户在销售完成时将其代币托管。

So, where can you buy with a bitcoin or two right now?

那么，现在你可以在哪里用一两个比特币购买呢？

30441 Francis St, Sebring, FL 33870

30441 弗朗西斯街，赛百灵，佛罗里达州 33870

(Realtor.com)

（房地产经纪人网站）

3503 Illinois Ave, Sebring, FL 33870

3503 伊利诺伊大道，赛百灵，佛罗里达州 33870

(Realtor.com)