據報導，一些美國最大的銀行正在探索一個團隊來推出加密貨幣

據報導，美國一些最大的銀行公司正在探索一支團隊來推出加密貨幣公司。

Some of the biggest banking companies in the US are reportedly exploring a team-up to launch a crypto stablecoin.

據報導，美國一些最大的銀行公司正在探索一支團隊來推出加密貨幣公司。

Companies owned by JPMorgan (NYSE: JPM) , Bank of America (NYSE:BAC), Citigroup (NYSE:C) and Wells Fargo (NYSE:WFC) have discussed the possibility of jointly issuing a stablecoin, The Wall Street Journal reported on Monday, citing people familiar with the matter.

《華爾街日報報導》報導，伊斯蘭銀行（NYSE：BAC），花旗集團（NYSE：C）和韋爾斯·法戈（NYSE：WFC）擁有的公司據報導，據熟悉此問題的人們介紹，由摩根大通（NYSE：JPM），美國銀行（NYSE：BAC），花旗集團（NYSE：C）和富國銀行（NYSE：WFC）擁有的公司已經討論了共同發行Stablecoin的可能性。

Other financial institutions linked to the potential stablecoin include Early Warning Services, the parent company of digital payments network Zelle, and the payment network Clearing House. The discussions are still in the early stages, and a final decision on the project could change depending on the regulatory environment and the demand for stablecoins.

與潛在的Stablecoin相關的其他金融機構包括預警服務，數字支付網絡Zelle的母公司和支付網絡清算房屋。討論仍處於早期階段，對項目的最終決定可能會根據監管環境和對穩定的需求而改變。

A JPMorgan spokesperson told Cointelegraph the company had no comment. Bank of America, CitiGroup, and Wells Fargo did not immediately respond to requests for comment.

摩根大通發言人告訴Cointelegraph該公司沒有發表評論。美國銀行，花旗集團和富國銀行沒有立即回應置評請求。

On Friday, the US Senate voted 66-32 in favor of advancing discussion on the stablecoin-regulating Guiding and Establishing National Innovation for US Stablecoins (GENIUS) Act.

週五，美國參議院以66-32的投票支持討論有關穩定的指導和為美國Stablecoins（GENIUS）法案建立國家創新的討論。

The bill, which is now headed to debate on the Senate floor, seeks to create a regulatory framework for stablecoin collateralization and mandates compliance with Anti-Money Laundering laws.

該法案現在正在參議院辯論，該法案旨在創建一個監管框架，以實現Stablecoin抵押品，並要求遵守反洗錢法律。

Earlier this week, White House crypto czar David Sacks said he expects the bill will be passed and that it will receive bipartisan support. However, high-ranking Democrats plan to amend the bill to include a clause prohibiting President Donald Trump and other US officials from personally profiting from stablecoins.

本週早些時候，白宮加密沙皇大衛·薩克斯（David Sacks）表示，他預計該法案將通過，並將獲得兩黨支持。但是，高級民主黨計劃修改該法案，其中包括禁止唐納德·特朗普總統和其他美國官員從斯塔布萊辛親自獲利的條款。

Trump and his family launched the crypto platform World Liberty Financial, which created the USD1 stablecoin in March. Critics argue that President Trump stands to personally benefit from passing favorable stablecoin regulation.

特朗普和他的家人推出了加密平台世界自由金融，該平台在3月創建了USD1 Stablecoin。批評者認為，特朗普總統將從通過有利的Stablecoin法規中個人受益。

Related: World Liberty Financial brushes off oversight concerns from Congress

相關：世界自由財務刷新國會的監督問題

Stablecoin demand surges

Stablecoin的需求激增

The demand for stablecoins has been on the rise, with nation states adopting and institutions wanting to incorporate stablecoins.

對穩定幣的需求一直在上升，民族國家採用和製度希望納入穩定的機構。

The total market capitalization of stablecoins has shot up to $245 billion from $205 billion at the start of the year, representing a 20% increase.

Stablecoins的總市值從年初的2.25億美元起，高達2450億美元，增長了20％。

Earlier this week, it was reported that yield-bearing stablecoins now account for nearly 4.5% of the entire stablecoin market, with a circulating supply of $11 billion.

本週早些時候，據報導，持有屈服的穩定股幣現在佔整個Stablecoin市場的近4.5％，循環供應量為110億美元。

Austin Campbell, a New York University professor and founder of Zero Knowledge Consulting, said the American banking lobby is “panicking,” as stablecoins can disrupt the traditional banking business model.

紐約大學教授兼零知識諮詢公司的創始人奧斯汀·坎貝爾（Austin Campbell）表示，美國銀行業大廳“驚慌失措”，因為Stablecoins可能會破壞傳統的銀行業務模式。

Earlier this month, it was reported that tech giant Meta (NASDAQ:META) is exploring ways to incorporate stablecoin payments into its platforms.

本月初，據報導，科技巨頭元（NASDAQ：META）正在探索將Stablecoin付款納入其平台的方法。