据报道，一些美国最大的银行正在探索一个团队来推出加密货币

据报道，美国一些最大的银行公司正在探索一支团队来推出加密货币公司。

Some of the biggest banking companies in the US are reportedly exploring a team-up to launch a crypto stablecoin.

据报道，美国一些最大的银行公司正在探索一支团队来推出加密货币公司。

Companies owned by JPMorgan (NYSE: JPM) , Bank of America (NYSE:BAC), Citigroup (NYSE:C) and Wells Fargo (NYSE:WFC) have discussed the possibility of jointly issuing a stablecoin, The Wall Street Journal reported on Monday, citing people familiar with the matter.

《华尔街日报报道》报道，伊斯兰银行（NYSE：BAC），花旗集团（NYSE：C）和韦尔斯·法戈（NYSE：WFC）拥有的公司据报道，据熟悉此问题的人们介绍，由摩根大通（NYSE：JPM），美国银行（NYSE：BAC），花旗集团（NYSE：C）和富国银行（NYSE：WFC）拥有的公司已经讨论了共同发行Stablecoin的可能性。

Other financial institutions linked to the potential stablecoin include Early Warning Services, the parent company of digital payments network Zelle, and the payment network Clearing House. The discussions are still in the early stages, and a final decision on the project could change depending on the regulatory environment and the demand for stablecoins.

与潜在的Stablecoin相关的其他金融机构包括预警服务，数字支付网络Zelle的母公司和支付网络清算房屋。讨论仍处于早期阶段，对项目的最终决定可能会根据监管环境和对稳定的需求而改变。

A JPMorgan spokesperson told Cointelegraph the company had no comment. Bank of America, CitiGroup, and Wells Fargo did not immediately respond to requests for comment.

摩根大通发言人告诉Cointelegraph该公司没有发表评论。美国银行，花旗集团和富国银行没有立即回应置评请求。

On Friday, the US Senate voted 66-32 in favor of advancing discussion on the stablecoin-regulating Guiding and Establishing National Innovation for US Stablecoins (GENIUS) Act.

周五，美国参议院以66-32的投票支持讨论有关稳定的指导和为美国Stablecoins（GENIUS）法案建立国家创新的讨论。

The bill, which is now headed to debate on the Senate floor, seeks to create a regulatory framework for stablecoin collateralization and mandates compliance with Anti-Money Laundering laws.

该法案现在正在参议院辩论，该法案旨在创建一个监管框架，以实现Stablecoin抵押品，并要求遵守反洗钱法律。

Earlier this week, White House crypto czar David Sacks said he expects the bill will be passed and that it will receive bipartisan support. However, high-ranking Democrats plan to amend the bill to include a clause prohibiting President Donald Trump and other US officials from personally profiting from stablecoins.

本周早些时候，白宫加密沙皇大卫·萨克斯（David Sacks）表示，他预计该法案将通过，并将获得两党支持。但是，高级民主党计划修改该法案，其中包括禁止唐纳德·特朗普总统和其他美国官员从斯塔布莱辛亲自获利的条款。

Trump and his family launched the crypto platform World Liberty Financial, which created the USD1 stablecoin in March. Critics argue that President Trump stands to personally benefit from passing favorable stablecoin regulation.

特朗普和他的家人推出了加密平台世界自由金融，该平台在3月创建了USD1 Stablecoin。批评者认为，特朗普总统将从通过有利的Stablecoin法规中个人受益。

Related: World Liberty Financial brushes off oversight concerns from Congress

相关：世界自由财务刷新国会的监督问题

Stablecoin demand surges

Stablecoin的需求激增

The demand for stablecoins has been on the rise, with nation states adopting and institutions wanting to incorporate stablecoins.

对稳定币的需求一直在上升，民族国家采用和制度希望纳入稳定的机构。

The total market capitalization of stablecoins has shot up to $245 billion from $205 billion at the start of the year, representing a 20% increase.

Stablecoins的总市值从年初的2.25亿美元起，高达2450亿美元，增长了20％。

Earlier this week, it was reported that yield-bearing stablecoins now account for nearly 4.5% of the entire stablecoin market, with a circulating supply of $11 billion.

本周早些时候，据报道，持有屈服的稳定股币现在占整个Stablecoin市场的近4.5％，循环供应量为110亿美元。

Austin Campbell, a New York University professor and founder of Zero Knowledge Consulting, said the American banking lobby is “panicking,” as stablecoins can disrupt the traditional banking business model.

纽约大学教授兼零知识咨询公司的创始人奥斯汀·坎贝尔（Austin Campbell）表示，美国银行业大厅“惊慌失措”，因为Stablecoins可能会破坏传统的银行业务模式。

Earlier this month, it was reported that tech giant Meta (NASDAQ:META) is exploring ways to incorporate stablecoin payments into its platforms.

本月初，据报道，科技巨头元（NASDAQ：META）正在探索将Stablecoin付款纳入其平台的方法。