“大而美麗的賬單”匯款稅可能會激發加密貨幣的複興

儘管Crypto的匯款用例未能獲得吸引力，但這可能會改變。唐納德·特朗普總統被稱為“大而美麗的法案”的共和黨優先法案提議向非美國公民派遣給其祖國的匯款徵收5％的稅。

If Trump’s bill is passed as it stands, it would introduce a 5% tax on remittances affecting over 40 million people. Analysts warn that this could spur the use of alternative options, such as crypto, to ensure these funds reach their destination while avoiding the proposed tax.

如果特朗普的法案按照目前的身份通過，它將對影響超過4000萬人的匯款徵收5％的稅款。分析師警告說，這可能刺激使用替代選擇，例如加密貨幣，以確保這些資金到達目的地，同時避免擬議的稅收。

‘Big, Beautiful Bill’ Remittance Tax May Spur Crypto Adoption Resurgence

“大而美麗的賬單”匯款稅可能會激發加密貨幣的複興

While crypto’s remittance use case has failed to gain traction, this may be about to change. The Republican priority bill, referred to as the “big, beautiful bill” by President Donald Trump, proposes introducing a 5% tax on remittances sent by non-U.S. citizens to their home countries.

儘管Crypto的匯款用例未能獲得吸引力，但這可能會改變。唐納德·特朗普總統被稱為“大而美麗的法案”的共和黨優先法案提議向非美國公民派遣給其祖國的匯款徵收5％的稅。

This could affect over 40 million people in the U.S., including recipients of various visa programs who wire part of their income to support their families abroad. The measure has already faced rejection from countries like Mexico, which benefit greatly from the flow of funds from the U.S.

這可能會影響美國超過4000萬人，包括各種簽證計劃的接收者，他們收入的一部分是為了支持國外的家人。該措施已經面臨墨西哥等國家的拒絕，這些國家從美國的資金流中受益匪淺

Heavily criticizing the bill and its effects, Mexico’s President Claudia Sheinbaum stated:

墨西哥總統克勞迪婭·辛巴姆（Claudia Sheinbaum）嚴重批評了該法案及其影響：

“Remittances are the fruit of the efforts of those who, through their honest work, strengthen not only the Mexican economy but also the U.S. economy, which is why we consider this measure to be arbitrary and unjust.”

“匯款是那些通過誠實工作不僅加強墨西哥經濟，而且加強美國經濟的努力的成果，這就是為什麼我們認為這項措施是任意和不公正的原因。”

Bank of Mexico’s figures indicate that in 2024, remittances to Mexico will exceed $64 billion. The potential application of the tax could generate over $3 billion if remittance volumes remain close to last year’s levels.

墨西哥銀行的數據表明，到2024年，墨西哥匯款將超過640億美元。如果匯款仍然接近去年的水平，稅收的潛在申請可能會產生超過30億美元。

Despite the fact that the calculus of this tax revenue is interesting, even if the bill is applied, analysts believe these capital flows will find a way to reach their destination, evading this tax.

儘管該稅收收入的演算很有趣，即使應用了法案，分析師認為這些資本流程將找到到達目的地的方法，從而逃避這項稅款。

“Some senders would find ways to send money differently, through unauthorized channels,” said Manuel Orozco, director of the Migration, Remittances, and Development Program at the Inter-American Dialogue.

“有些發件人會通過未經授權的渠道找到不同的方式來匯款的方法，”跨美洲對話遷移，匯款和發展計劃主任曼努埃爾·奧羅斯科（Manuel Orozco）說。

Among these “unauthorized channels” that these migrants could use to avoid getting slashed by the U.S. government is crypto. As highlighted by Coin Center, self-hosted wallets would fall outside the scope of the bill, given that these are not considered remittance‑transfer providers, as no intermediary is facilitating these tasks.

在這些移民可以用來避免被美國政府砍伐的“未經授權的渠道”中，是加密貨幣。正如硬幣中心強調的那樣，鑑於這些錢包不被視為匯款及轉移提供商，因此自託管錢包將不在法案範圍之內，因為沒有中介正在促進這些任務。