BBVA的加密飛躍：群眾的比特幣和以太坊？

BBVA更深入地進入加密貨幣，為零售客戶提供比特幣和以太坊。這是改變遊戲規則的人還是只是另一家銀行在潮流上跳來跳去？

BBVA is making waves in the crypto world, and it's not just for the whales anymore. They're bringing Bitcoin and Ethereum trading to the everyday person. Let's dive into what this means for you and the future of crypto.

BBVA在加密貨幣世界中引起了轟動，這不僅是鯨魚。他們將比特幣和以太坊交易帶給日常人。讓我們深入了解這對您和加密貨幣的未來意味著什麼。

BBVA: Bitcoin and Ethereum Access for Everyone

BBVA：每個人的比特幣和以太坊訪問

The big news? BBVA, Spain's second-largest bank, is now letting its retail customers buy, sell, and hold Bitcoin and Ethereum directly through their mobile app. No more needing separate platforms or complicated setups. It's all integrated right into the banking app you already use.

大新聞？西班牙第二大銀行BBVA現在正讓零售客戶直接通過其移動應用程序購買，出售和持有比特幣和以太坊。不再需要單獨的平台或複雜的設置。所有這些都集成到您已經使用的銀行應用程序中。

Why This Matters

為什麼這很重要

This move is huge for a couple of reasons. First, it makes crypto more accessible to a wider audience. BBVA isn't just targeting crypto enthusiasts; they're going after regular folks who might be curious about Bitcoin and Ethereum but haven't known where to start. As Gonzalo Rodríguez, Head of Retail Banking for Spain, stated, the goal is to support customers as they explore digital assets with the backing of a trusted bank.

這一舉動很大，原因有兩個。首先，它使加密貨幣更容易被更廣泛的受眾訪問。 BBVA不僅針對加密愛好者；他們正在追隨普通人，他們可能對比特幣和以太坊感到好奇，但不知道從哪裡開始。正如西班牙零售銀行業務負責人貢薩洛·羅德里格斯（GonzaloRodríguez）所說，目標是支持客戶在信任銀行的支持下探索數字資產時的支持。

Second, it's another sign that crypto is becoming more mainstream. When a major bank like BBVA starts offering these services, it sends a message that crypto is here to stay.

其次，這是加密貨幣越來越主流的另一個信號。當像BBVA這樣的主要銀行開始提供這些服務時，它會發出一條消息，即加密貨幣將留在這裡。

Following the Regulatory Path

遵循監管路徑

BBVA isn't just jumping in headfirst. They're playing by the rules. Their crypto services are compliant with the EU's Markets in Crypto-Assets (MiCA) regulation, which sets standards for crypto services across the European Union. This gives users an added layer of security and trust.

BBVA不僅跳到頭上。他們按照規則進行比賽。他們的加密服務符合加密資產（MICA）法規的歐盟市場，該法規設定了整個歐盟的加密服務標準。這為用戶提供了額外的安全性和信任層。

BBVA's Crypto Expansion

BBVA的加密擴展

This isn't BBVA's first foray into crypto. They previously launched similar services in Switzerland and Turkey. But the Spanish launch is the first time they're targeting retail customers directly in their core market. Francisco Maroto, head of digital assets, highlighted that BBVA is actively growing its digital assets business, encompassing cryptocurrencies, stablecoins, and tokenized traditional assets.

這不是BBVA首次涉足加密貨幣。他們之前在瑞士和土耳其推出了類似的服務。但是，西班牙推出是他們第一次直接在其核心市場上以零售客戶為目標。數字資產負責人Francisco Maroto強調說，BBVA正在積極發展其數字資產業務，包括加密貨幣，Stablecoins和標記的傳統資產。

What About Fees?

費用呢？

Here's the breakdown: BBVA charges a 1.49% fee for buying or selling Bitcoin and Ethereum. Transfers to external wallets will cost you 4%. However, the custody service itself is free of charge. Users will need biometrics enabled on their devices for added security.

這是細分：BBVA購買或出售比特幣和以太坊收取1.49％的費用。轉移到外部錢包將花費您4％。但是，監護服務本身是免費的。用戶將需要在其設備上啟用生物識別技術以增加安全性。

My Take

我的看法

BBVA's move is undoubtedly positive for the crypto space. By offering a user-friendly and regulated way to invest in Bitcoin and Ethereum, they're helping to bridge the gap between traditional finance and the world of digital assets. While some may balk at the fees, the convenience and security of using a trusted bank could be worth it for many.

BBVA的舉動無疑對加密貨幣空間是積極的。通過提供一種用戶友好和受監管的方式來投資比特幣和以太坊，他們有助於彌合傳統金融與數字資產世界之間的差距。雖然有些人可能會以收費的費用拒絕，但使用受信任銀行的便利和安全對於許多人來說是值得的。

Of course, it's essential to remember that crypto investments come with risks. BBVA isn't offering investment advice, so it's up to you to do your research and make informed decisions. And let's be real, BBVA offering crypto doesn't make Bitcoin magically immune to volatility.

當然，必須記住加密貨幣投資帶有風險。 BBVA沒有提供投資建議，因此您需要進行研究並做出明智的決定。真實的是，BBVA提供加密並不能使比特幣神奇地免疫波動。

The Future of Crypto Banking?

加密銀行的未來？

BBVA is one of the few traditional banks to give its clients direct access to cryptocurrencies through its own infrastructure, and they are evaluating the inclusion of new assets and tools depending on market demand and regulatory conditions.

BBVA是通過自己的基礎設施使客戶直接訪問加密貨幣的為數不多的傳統銀行之一，並且根據市場需求和監管條件，他們正在評估包含新資產和工具。

So, is BBVA's move a game-changer? It's definitely a step in the right direction. As more banks embrace crypto, we're likely to see even greater adoption and innovation in the years to come.

那麼，BBVA的動作改變了遊戲嗎？這絕對是朝正確方向邁出的一步。隨著越來越多的銀行擁抱加密貨幣，我們很可能會看到未來幾年的採用和創新。

Keep an eye on BBVA. They might just be leading the charge into a new era of crypto banking. And who knows, maybe one day you'll be able to pay for your morning coffee with Bitcoin directly from your BBVA app. The future is looking interesting, folks!

密切關注BBVA。他們可能只是將指控帶入加密銀行的新時代。誰知道，也許有一天，您可以直接從BBVA應用程序直接用比特幣為您的早晨咖啡付費。伙計們，未來看起來很有趣！