BBVA的加密飞跃：群众的比特币和以太坊？

BBVA更深入地进入加密货币，为零售客户提供比特币和以太坊。这是改变游戏规则的人还是只是另一家银行在潮流上跳来跳去？

BBVA is making waves in the crypto world, and it's not just for the whales anymore. They're bringing Bitcoin and Ethereum trading to the everyday person. Let's dive into what this means for you and the future of crypto.

BBVA在加密货币世界中引起了轰动，这不仅是鲸鱼。他们将比特币和以太坊交易带给日常人。让我们深入了解这对您和加密货币的未来意味着什么。

BBVA: Bitcoin and Ethereum Access for Everyone

BBVA：每个人的比特币和以太坊访问

The big news? BBVA, Spain's second-largest bank, is now letting its retail customers buy, sell, and hold Bitcoin and Ethereum directly through their mobile app. No more needing separate platforms or complicated setups. It's all integrated right into the banking app you already use.

大新闻？西班牙第二大银行BBVA现在正让零售客户直接通过其移动应用程序购买，出售和持有比特币和以太坊。不再需要单独的平台或复杂的设置。所有这些都集成到您已经使用的银行应用程序中。

Why This Matters

为什么这很重要

This move is huge for a couple of reasons. First, it makes crypto more accessible to a wider audience. BBVA isn't just targeting crypto enthusiasts; they're going after regular folks who might be curious about Bitcoin and Ethereum but haven't known where to start. As Gonzalo Rodríguez, Head of Retail Banking for Spain, stated, the goal is to support customers as they explore digital assets with the backing of a trusted bank.

这一举动很大，原因有两个。首先，它使加密货币更容易被更广泛的受众访问。 BBVA不仅针对加密爱好者；他们正在追随普通人，他们可能对比特币和以太坊感到好奇，但不知道从哪里开始。正如西班牙零售银行业务负责人贡萨洛·罗德里格斯（GonzaloRodríguez）所说，目标是支持客户在信任银行的支持下探索数字资产时的支持。

Second, it's another sign that crypto is becoming more mainstream. When a major bank like BBVA starts offering these services, it sends a message that crypto is here to stay.

其次，这是加密货币越来越主流的另一个信号。当像BBVA这样的主要银行开始提供这些服务时，它会发出一条消息，即加密货币将留在这里。

Following the Regulatory Path

遵循监管路径

BBVA isn't just jumping in headfirst. They're playing by the rules. Their crypto services are compliant with the EU's Markets in Crypto-Assets (MiCA) regulation, which sets standards for crypto services across the European Union. This gives users an added layer of security and trust.

BBVA不仅跳到头上。他们按照规则进行比赛。他们的加密服务符合加密资产（MICA）法规的欧盟市场，该法规设定了整个欧盟的加密服务标准。这为用户提供了额外的安全性和信任层。

BBVA's Crypto Expansion

BBVA的加密扩展

This isn't BBVA's first foray into crypto. They previously launched similar services in Switzerland and Turkey. But the Spanish launch is the first time they're targeting retail customers directly in their core market. Francisco Maroto, head of digital assets, highlighted that BBVA is actively growing its digital assets business, encompassing cryptocurrencies, stablecoins, and tokenized traditional assets.

这不是BBVA首次涉足加密货币。他们之前在瑞士和土耳其推出了类似的服务。但是，西班牙推出是他们第一次直接在其核心市场上以零售客户为目标。数字资产负责人Francisco Maroto强调说，BBVA正在积极发展其数字资产业务，包括加密货币，Stablecoins和标记的传统资产。

What About Fees?

费用呢？

Here's the breakdown: BBVA charges a 1.49% fee for buying or selling Bitcoin and Ethereum. Transfers to external wallets will cost you 4%. However, the custody service itself is free of charge. Users will need biometrics enabled on their devices for added security.

这是细分：BBVA购买或出售比特币和以太坊收取1.49％的费用。转移到外部钱包将花费您4％。但是，监护服务本身是免费的。用户将需要在其设备上启用生物识别技术以增加安全性。

My Take

我的看法

BBVA's move is undoubtedly positive for the crypto space. By offering a user-friendly and regulated way to invest in Bitcoin and Ethereum, they're helping to bridge the gap between traditional finance and the world of digital assets. While some may balk at the fees, the convenience and security of using a trusted bank could be worth it for many.

BBVA的举动无疑对加密货币空间是积极的。通过提供一种用户友好和受监管的方式来投资比特币和以太坊，他们有助于弥合传统金融与数字资产世界之间的差距。虽然有些人可能会以收费的费用拒绝，但使用受信任银行的便利和安全对于许多人来说是值得的。

Of course, it's essential to remember that crypto investments come with risks. BBVA isn't offering investment advice, so it's up to you to do your research and make informed decisions. And let's be real, BBVA offering crypto doesn't make Bitcoin magically immune to volatility.

当然，必须记住加密货币投资带有风险。 BBVA没有提供投资建议，因此您需要进行研究并做出明智的决定。真实的是，BBVA提供加密并不能使比特币神奇地免疫波动。

The Future of Crypto Banking?

加密银行的未来？

BBVA is one of the few traditional banks to give its clients direct access to cryptocurrencies through its own infrastructure, and they are evaluating the inclusion of new assets and tools depending on market demand and regulatory conditions.

BBVA是通过自己的基础设施使客户直接访问加密货币的为数不多的传统银行之一，并且根据市场需求和监管条件，他们正在评估包含新资产和工具。

So, is BBVA's move a game-changer? It's definitely a step in the right direction. As more banks embrace crypto, we're likely to see even greater adoption and innovation in the years to come.

那么，BBVA的动作改变了游戏吗？这绝对是朝正确方向迈出的一步。随着越来越多的银行拥抱加密货币，我们很可能会看到未来几年的采用和创新。

Keep an eye on BBVA. They might just be leading the charge into a new era of crypto banking. And who knows, maybe one day you'll be able to pay for your morning coffee with Bitcoin directly from your BBVA app. The future is looking interesting, folks!

密切关注BBVA。他们可能只是将指控带入加密银行的新时代。谁知道，也许有一天，您可以直接从BBVA应用程序直接用比特币为您的早晨咖啡付费。伙计们，未来看起来很有趣！