巴克萊，加密和信用卡：變化的景觀

探索巴克萊的謹慎加密姿勢，將其與更廣泛的金融部門趨勢和實用的加密購買技巧進行對比。

The world of crypto is ever-evolving, and Barclays' recent moves with crypto and credit cards highlight this perfectly. While they pump money into Bitcoin ETFs, they're also blocking credit card crypto purchases. Let's dive in.

加密世界正在不斷發展，巴克萊最近以加密卡和信用卡的方式完美地強調了這一點。當他們將資金抽入比特幣ETF中時，他們還阻止了信用卡加密購買。讓我們潛水。

Barclays' Cautious Stance on Crypto

巴克萊對加密貨幣的謹慎立場

Barclays is taking a conservative approach, blocking crypto purchases made with its credit cards starting June 27. The bank cites concerns over customer debt, emphasizing the risk of crypto price drops leading to repayment issues. While credit card use is restricted, debit cards and bank transfers remain options.

巴克萊（Barclays）正在採取一種保守的方法，從6月27日開始用信用卡進行的加密貨幣購買。該銀行引用了對客戶債務的關注，強調了加密貨幣價格下跌的風險，導致還原問題。雖然信用卡使用受到限制，但藉記卡和銀行轉讓仍然是選擇。

Interestingly, this decision follows Barclays' $130 million investment in BlackRock’s spot Bitcoin ETF (IBIT) in Q4 2024. This suggests a nuanced view: caution for individual credit-based crypto purchases, but acceptance of institutional exposure.

有趣的是，這一決定是在巴克萊在第四季度2024年對貝萊德的現貨比特幣ETF（IBIT）的1.3億美元投資之後。這暗示了一個細微的觀點：謹慎對基於信用的加密貨幣購買的謹慎，但接受機構敞口。

The Wider Financial Sector Embraces Crypto

更廣泛的金融部門擁抱加密

In contrast to Barclays' caution, other institutions are moving towards crypto adoption. JPMorgan, once critical of Bitcoin, recently introduced “deposit tokens,” a stablecoin alternative for blockchain-based payments. U.S. regulators are also considering allowing crypto assets as collateral for mortgages, marking a significant step towards integrating crypto into traditional finance.

與巴克萊的謹慎相反，其他機構正在朝著加密貨幣採用。曾經批評比特幣的摩根大通最近引入了“存款令牌”，這是一種基於區塊鏈的支付的穩定的替代品。美國監管機構還正在考慮允許加密資產作為抵押的抵押，這標誌著將加密貨幣納入傳統金融的重要一步。

Navigating the Crypto Purchase Puzzle

導航加密購買難題

Buying crypto, like Bitcoin Cash (BCH), shouldn't be a headache. Many platforms charge high fees or make the process complicated. For quick purchases with credit or debit cards, ChicksX stands out with 0.5% fees, much lower than the typical 3-4%.

購買加密貨幣（例如比特幣現金（BCH））不應該頭疼。許多平台收取高費用或使過程變得複雜。對於使用信用卡或借記卡的快速購買，ChickSX以0.5％的費用脫穎而出，遠低於典型的3-4％。

Credit vs. Debit: What Works?

信用與借記：什麼有效？

Banks often treat crypto purchases differently. Credit cards may face restrictions, while debit cards usually work instantly. Ensure your bank doesn't block crypto transactions. Bank transfers are also a cost-effective option for larger purchases.

銀行通常以不同的方式對待加密貨幣。信用卡可能會面臨限制，而藉記卡通常會立即工作。確保您的銀行不會阻止加密交易。銀行轉移也是大型購買的經濟效率選擇。

Storage and Security

存儲和安全性

After buying crypto, secure storage is vital. Start with small amounts on exchanges, and as your assets grow, move them to wallets you control. Use strong, unique passwords, enable two-factor authentication (2FA), and be cautious of phishing attempts.

購買加密貨幣後，安全存儲至關重要。從交易所進行少量開始，然後隨著資產的增長，將其移至您控制的錢包。使用強大的獨特密碼，啟用兩因素身份驗證（2FA），並對網絡釣魚嘗試保持謹慎。

Final Thoughts

最後的想法

Barclays' approach to crypto, blending caution with strategic investment, reflects the complex landscape. While some institutions embrace crypto, others prioritize consumer protection. For those diving into crypto, focus on low fees, secure storage, and continuous learning. Remember, it is always wise to do your own research.

巴克萊的加密方法將謹慎與戰略投資融為一體，反映了複雜的格局。儘管一些機構擁抱加密，而另一些機構則優先考慮消費者的保護。對於那些潛入加密貨幣的人，請專注於低費用，安全的存儲和持續學習。請記住，做自己的研究總是明智的。

So, keep your eyes peeled, stay informed, and happy trading!

因此，請保持眼睛剝皮，保持知情並愉快的交易！