據報導，幾家大型美國銀行正在討論一項計劃發起聯合穩定的計劃。

根據《華爾街日報》的報導，與摩根大通，美國銀行，花旗集團和富國銀行有關的公司參與了早期談判。

Several large U.S. banks are discussing a plan to launch a joint stablecoin, according to a report by The Wall Street Journal.

根據《華爾街日報》的一份報告，幾家大型美國銀行正在討論一項計劃發布聯合穩定的計劃。

The report, which was also cited by blockchain news outlet Cointelegraph, said on Friday that the move aims to respond to rising competition from startups in the cryptocurrency sector.

該報告也由區塊鏈新聞媒體Cointelegraph引用，週五表示，此舉旨在應對加密貨幣領域的初創企業的不斷競爭。

Firms connected to JPMorgan (NYSE:JPM), Bank of America (NYSE:BAC), Citigroup (NYSE:C), and Wells Fargo (NYSE:WFC) are involved in early-stage talks, sources told the publication. Other participants include Early Warning Services, the parent company of Zelle, and The Clearing House, a payments network.

消息人士告訴該出版物，與摩根大通（NYSE：JPM），美國銀行（NYSE：BAC），花旗集團（NYSE：C）和富國銀行（NYSE：WFC）有關的公司參與了早期階段。其他參與者包括預警服務，Zelle的母公司和付款網絡The Clearing House。

The initiative is still in its initial phase, and progress may depend on regulatory developments and overall market demand for stablecoins.

該計劃仍處於初始階段，進展可能取決於監管發展和對穩定的總體市場需求。

The U.S. Senate is advancing new legislation on stablecoin regulation. On Saturday, the Senate voted 66-32 in favor of advancing the Guiding and Establishing National Innovation for US Stablecoins (GENIUS) Act. The bill, which is now set for debate on the Senate floor, sets out requirements for collateralization and includes anti-money laundering measures.

美國參議院正在推進有關Stablecoin法規的新立法。週六，參議院以66-32投票支持為美國穩定者（GENIUS）法案的指導和建立國家創新。該法案現已在參議院樓上進行辯論，該法案規定了抵押品的要求，並包括反洗錢措施。

The White House crypto adviser David Sacks has said the bill is expected to receive bipartisan support. However, some Democratic lawmakers are pushing to add a provision that would prevent President Donald Trump and other U.S. officials from profiting from stablecoins. In March, Trump and his family launched a digital asset platform, World Liberty Financial, which introduced a stablecoin called USD1. Critics argue that the proposed regulation could benefit the former president.

白宮加密顧問戴維·薩克斯（David Sacks）表示，該法案有望獲得兩黨的支持。但是，一些民主黨立法者正在努力增加一項規定，以防止唐納德·特朗普總統和其他美國官員從斯塔布萊幣中獲利。 3月，特朗普和他的家人啟動了一個數字資產平台世界自由金融，該平台引入了一個名為USD1的Stablecoin。批評者認為，擬議的法規可以使前總統受益。

Stablecoin demand has increased sharply this year. Market capitalization rose from $205 billion to $245 billion. Yield-bearing stablecoins now account for about 4.5% of the total, with a circulating supply of $11 billion.

Stablecoin的需求今年急劇增加。市值從2050億美元增至2450億美元。現在，承重的stabalecoins約佔總數的4.5％，供應量為110億美元。

Some analysts say this growth is raising concerns within the traditional banking sector. NYU professor Austin Campbell noted that banks may view stablecoins as a threat to their existing business models. Separately, Meta (NASDAQ:META) is exploring stablecoin-based payments for its platforms.

一些分析師說，這種增長正在引起傳統銀行業的關注。紐約大學教授奧斯汀·坎貝爾（Austin Campbell）指出，銀行可能將Stablecoins視為對其現有商業模式的威脅。另外，Meta（NASDAQ：META）正在探索其平台基於Stablecoin的付款。