据报道，几家大型美国银行正在讨论一项计划发起联合稳定的计划。

根据《华尔街日报》的报道，与摩根大通，美国银行，花旗集团和富国银行有关的公司参与了早期谈判。

Several large U.S. banks are discussing a plan to launch a joint stablecoin, according to a report by The Wall Street Journal.

根据《华尔街日报》的一份报告，几家大型美国银行正在讨论一项计划发布联合稳定的计划。

The report, which was also cited by blockchain news outlet Cointelegraph, said on Friday that the move aims to respond to rising competition from startups in the cryptocurrency sector.

该报告也由区块链新闻媒体Cointelegraph引用，周五表示，此举旨在应对加密货币领域的初创企业的不断竞争。

Firms connected to JPMorgan (NYSE:JPM), Bank of America (NYSE:BAC), Citigroup (NYSE:C), and Wells Fargo (NYSE:WFC) are involved in early-stage talks, sources told the publication. Other participants include Early Warning Services, the parent company of Zelle, and The Clearing House, a payments network.

消息人士告诉该出版物，与摩根大通（NYSE：JPM），美国银行（NYSE：BAC），花旗集团（NYSE：C）和富国银行（NYSE：WFC）有关的公司参与了早期阶段。其他参与者包括预警服务，Zelle的母公司和付款网络The Clearing House。

The initiative is still in its initial phase, and progress may depend on regulatory developments and overall market demand for stablecoins.

该计划仍处于初始阶段，进展可能取决于监管发展和对稳定的总体市场需求。

The U.S. Senate is advancing new legislation on stablecoin regulation. On Saturday, the Senate voted 66-32 in favor of advancing the Guiding and Establishing National Innovation for US Stablecoins (GENIUS) Act. The bill, which is now set for debate on the Senate floor, sets out requirements for collateralization and includes anti-money laundering measures.

美国参议院正在推进有关Stablecoin法规的新立法。周六，参议院以66-32投票支持为美国稳定者（GENIUS）法案的指导和建立国家创新。该法案现已在参议院楼上进行辩论，该法案规定了抵押品的要求，并包括反洗钱措施。

The White House crypto adviser David Sacks has said the bill is expected to receive bipartisan support. However, some Democratic lawmakers are pushing to add a provision that would prevent President Donald Trump and other U.S. officials from profiting from stablecoins. In March, Trump and his family launched a digital asset platform, World Liberty Financial, which introduced a stablecoin called USD1. Critics argue that the proposed regulation could benefit the former president.

白宫加密顾问戴维·萨克斯（David Sacks）表示，该法案有望获得两党的支持。但是，一些民主党立法者正在努力增加一项规定，以防止唐纳德·特朗普总统和其他美国官员从斯塔布莱币中获利。 3月，特朗普和他的家人启动了一个数字资产平台世界自由金融，该平台引入了一个名为USD1的Stablecoin。批评者认为，拟议的法规可以使前总统受益。

Stablecoin demand has increased sharply this year. Market capitalization rose from $205 billion to $245 billion. Yield-bearing stablecoins now account for about 4.5% of the total, with a circulating supply of $11 billion.

Stablecoin的需求今年急剧增加。市值从2050亿美元增至2450亿美元。现在，承重的stabalecoins约占总数的4.5％，供应量为110亿美元。

Some analysts say this growth is raising concerns within the traditional banking sector. NYU professor Austin Campbell noted that banks may view stablecoins as a threat to their existing business models. Separately, Meta (NASDAQ:META) is exploring stablecoin-based payments for its platforms.

一些分析师说，这种增长正在引起传统银行业的关注。纽约大学教授奥斯汀·坎贝尔（Austin Campbell）指出，银行可能将Stablecoins视为对其现有商业模式的威胁。另外，Meta（NASDAQ：META）正在探索其平台基于Stablecoin的付款。