蘋果向第三方錢包開發商開放其 NFC 晶片，允許加密錢包點擊支付

蘋果此舉被視為為用戶提供更多數位支付方式選擇的一種方式。

Apple Inc. (NASDAQ:AAPL) has finally opened up its Near Field Communication (NFC) chip to third-party wallet developers after 10 years of exclusivity.

蘋果（納斯達克股票代碼：AAPL）在經歷了 10 年的獨家經營後，終於向第三方錢包開發商開放了近場通訊 (NFC) 晶片。

This means that cryptocurrency wallets will now be able to integrate tap-to-pay functionality for their users.

這意味著加密貨幣錢包現在將能夠為其用戶整合點擊支付功能。

Among the first to announce support for the new feature is Circle Pay, which will be enabling USDC tap-to-pay.

Circle Pay 是最早宣布支援這項新功能的公司之一，它將支援 USDC 觸碰付款。

Apple has opened its NFC chip to third-party wallet developers. This means crypto wallets can now tap to pay!

蘋果已向第三方錢包開發商開放其 NFC 晶片。這意味著加密錢包現在可以點擊付款！

Circle CEO already confirmed that USDC tap to pay is coming, but I think the potential for this is so much higher

Circle 執行長已經確認 USDC 觸碰支付即將到來，但我認為這種潛力要大得多

imagine bitcoin lightning… pic.twitter.com/ZG9f0n7x9l

想像一下比特幣閃電...... pic.twitter.com/ZG9f0n7x9l

— Miles Deutscher (@milesdeutscher) March 8, 2023

— 邁爾斯·多伊徹 (@milesdeutscher) 2023 年 3 月 8 日

This development paves the way for a broader range of payment options, including cryptocurrencies, at physical stores.

這項發展為實體店提供更廣泛的支付選擇（包括加密貨幣）鋪平了道路。

Previously, only Apple Pay was permitted to utilize the iPhone’s NFC chip for payments, limiting the use of other digital wallets or cryptocurrency payment applications.

此前，只有 Apple Pay 被允許使用 iPhone 的 NFC 晶片進行支付，限制了其他數位錢包或加密貨幣支付應用程式的使用。

This move is anticipated to foster greater innovation and competition within the payment landscape, particularly in the burgeoning realm of digital currencies.

預計此舉將促進支付領域的更大創新和競爭，特別是在新興的數位貨幣領域。

Moreover, the integration will be crucial for the USDC community, enabling wider utilization of this cryptocurrency in daily transactions.

此外，整合對於 USDC 社群至關重要，可以在日常交易中更廣泛地利用這種加密貨幣。

This development could facilitate greater mainstream adoption and use of cryptocurrencies among the general public.

這一發展可以促進加密貨幣在公眾中更廣泛的主流採用和使用。

Apple and Crypto NFTs

蘋果與加密貨幣 NFT

It is important to note that Apple levies a 30% fee on Non-Fungible Token (NFT) transactions conducted through applications within its App Store.

值得注意的是，Apple 對透過其 App Store 內的應用程式進行的不可同質代幣 (NFT) 交易徵收 30% 的費用。

This charge is applicable to all in-app purchases, NFTs included. Many crypto leaders have voiced their discontent with this hefty fee structure.

此費用適用於所有應用程式內購買，包括 NFT。許多加密貨幣領導者表達了對這種高額費用結構的不滿。

They argue that it is exorbitant and may hinder NFT trading on iPhones. However, despite the criticism, Apple has maintained this policy, asserting that it aligns with the fees levied on other digital goods sold through the App Store.

他們認為這個價格過高，可能會阻礙 iPhone 上的 NFT 交易。然而，儘管受到批評，蘋果仍然維持了這項政策，聲稱它與透過應用程式商店銷售的其他數位產品徵收的費用一致。