苹果向第三方钱包开发商开放其 NFC 芯片，允许加密钱包点击支付

苹果此举被视为为用户提供更多数字支付方式选择的一种方式。

Apple Inc. (NASDAQ:AAPL) has finally opened up its Near Field Communication (NFC) chip to third-party wallet developers after 10 years of exclusivity.

苹果公司（纳斯达克股票代码：AAPL）在经历了 10 年的独家经营后，终于向第三方钱包开发商开放了近场通信 (NFC) 芯片。

This means that cryptocurrency wallets will now be able to integrate tap-to-pay functionality for their users.

这意味着加密货币钱包现在将能够为其用户集成点击支付功能。

Among the first to announce support for the new feature is Circle Pay, which will be enabling USDC tap-to-pay.

Circle Pay 是最先宣布支持这一新功能的公司之一，它将支持 USDC 触碰付款。

Apple has opened its NFC chip to third-party wallet developers. This means crypto wallets can now tap to pay!

苹果已向第三方钱包开发商开放其 NFC 芯片。这意味着加密钱包现在可以点击付款！

Circle CEO already confirmed that USDC tap to pay is coming, but I think the potential for this is so much higher

Circle 首席执行官已经确认 USDC 触碰支付即将到来，但我认为这种潜力要大得多

imagine bitcoin lightning… pic.twitter.com/ZG9f0n7x9l

想象一下比特币闪电...... pic.twitter.com/ZG9f0n7x9l

— Miles Deutscher (@milesdeutscher) March 8, 2023

— 迈尔斯·多伊彻 (@milesdeutscher) 2023 年 3 月 8 日

This development paves the way for a broader range of payment options, including cryptocurrencies, at physical stores.

这一发展为实体店提供更广泛的支付选择（包括加密货币）铺平了道路。

Previously, only Apple Pay was permitted to utilize the iPhone’s NFC chip for payments, limiting the use of other digital wallets or cryptocurrency payment applications.

此前，只有 Apple Pay 被允许使用 iPhone 的 NFC 芯片进行支付，限制了其他数字钱包或加密货币支付应用程序的使用。

This move is anticipated to foster greater innovation and competition within the payment landscape, particularly in the burgeoning realm of digital currencies.

预计此举将促进支付领域的更大创新和竞争，特别是在新兴的数字货币领域。

Moreover, the integration will be crucial for the USDC community, enabling wider utilization of this cryptocurrency in daily transactions.

此外，整合对于 USDC 社区至关重要，可以在日常交易中更广泛地利用这种加密货币。

This development could facilitate greater mainstream adoption and use of cryptocurrencies among the general public.

这一发展可以促进加密货币在公众中更广泛的主流采用和使用。

Apple and Crypto NFTs

苹果和加密货币 NFT

It is important to note that Apple levies a 30% fee on Non-Fungible Token (NFT) transactions conducted through applications within its App Store.

值得注意的是，Apple 对通过其 App Store 内的应用程序进行的不可同质代币 (NFT) 交易征收 30% 的费用。

This charge is applicable to all in-app purchases, NFTs included. Many crypto leaders have voiced their discontent with this hefty fee structure.

此费用适用于所有应用内购买，包括 NFT。许多加密货币领导者表达了对这种高额费用结构的不满。

They argue that it is exorbitant and may hinder NFT trading on iPhones. However, despite the criticism, Apple has maintained this policy, asserting that it aligns with the fees levied on other digital goods sold through the App Store.

他们认为这个价格过高，可能会阻碍 iPhone 上的 NFT 交易。然而，尽管受到批评，苹果仍然维持了这一政策，声称它与通过应用商店销售的其他数字产品征收的费用一致。