美國企業家Patrick Bet-David最近引起了人們對XRP潛力的新興趣

美國企業家Patrick Bet-David最近對XRP破壞傳統金融系統的潛力引發了新的興趣

American entrepreneur Patrick Bet-David has recently sparked interest in cryptocurrency juggernaut XRP’s potential to disrupt traditional financial systems, specifically through replacing or complementing the SWIFT network. Bet-David, a prominent businessman and financial commentator, shared his insights during an appearance on his popular TV program, Valuetainment, in March.

美國企業家Patrick Bet-David最近引發了人們對加密貨幣士兵XRP的興趣，尤其是通過更換或補充Swift網絡來破壞傳統金融系統的潛力。著名的商人和財務評論員Bet-David在三月份在他受歡迎的電視節目《 Valuetainment》上的一次露面時分享了他的見解。

Highlighting the advantages of XRP over SWIFT, particularly in terms of speed and cost-effectiveness, Bet-David noted that while SWIFT processes an estimated $5 trillion in transactions daily, XRP’s native blockchain, the XRP Ledger, can settle transactions in just three to five seconds for a fraction of a cent.

Bet-David強調了XRP比Swift的優勢，尤其是在速度和成本效益方面，雖然Swift估計每天進行了5萬億美元的交易，但XRP的本機區塊鏈XRP Ledger可以在三到五秒內以三分之五的速度來解決一分錢的交易。

This efficiency, he suggested, positions XRP as a superior alternative to SWIFT, which currently handles a significant portion of global cross-border payments. The conversation arose as part of a broader discussion on the potential of crypto assets to revolutionize finance.

他建議，這種效率將XRP定位為Swift的優越替代品，該效率目前處理了全球跨境支付的很大一部分。談話是關於加密資產革新財務潛力的廣泛討論的一部分。

Bet-David also mentioned the ongoing debate surrounding whether XRP could complement or completely replace SWIFT. Given XRP’s capabilities, Bet-David pointed out that if the token were to capture just 10% of SWIFT’s annual transaction volume, which is $1.25 quadrillion, it could process $125 trillion annually.

Bet-David還提到了圍繞XRP是否可以補充或完全取代Swift的持續辯論。鑑於XRP的功能，BET-DAVID指出，如果代幣僅捕獲Swift年度交易量的10％，即12.25億美元，則每年可能會處理125萬億美元。

With such a massive transaction volume, XRP’s market capitalization could potentially reach $10 trillion if we consider an average transaction fee of 10 cents, and its price could soar to $100 per token.

有了這樣的大規模交易量，如果我們認為平均交易費為10美分，XRP的市值可能會達到100萬億美元，並且其價格可能會飆升至每個代幣100美元。

However, some analysts are making even bolder predictions, suggesting that XRP could rise to as high as $1,000 per token if it were to fully displace SWIFT. While acknowledging that those making these predictions may hold significant amounts of XRP themselves, Bet-David remained confident that such outcomes were plausible if the token were to fulfill its full potential.

但是，一些分析師正在做出更大膽的預測，這表明XRP如果要完全取代SWIFT，則XRP可能會高達1,000美元。儘管承認那些做出這些預測的人可能會擁有大量的XRP本身，但Bet-David仍然有信心，如果代幣能夠發揮其全部潛力，那麼這種結果是合理的。

Despite his optimism, Bet-David noted that XRP’s path to widespread institutional adoption has been hindered by the U.S. Securities and Exchange Commission (SEC) problems. This regulatory uncertainty, he argued, has prevented XRP from achieving its full market potential.

Bet-David儘管樂觀，但他指出，XRP的廣泛採用途徑已受到美國證券交易委員會（SEC）問題的阻礙。他認為，這種監管不確定性阻止了XRP發揮其全部市場潛力。

But he remains hopeful that a "good outcome" for Ripple in the SEC lawsuit could lead to broader regulatory acceptance and boost investor confidence, especially within the U.S., ultimately benefitting the cryptocurrency market at large.

但是他仍然希望SEC訴訟中的Ripple對Ripple的“良好結果”可以導致更廣泛的監管接受並提高投資者的信心，尤其是在美國境內，最終使加密貨幣市場受益。

Bet-David’s remarks mirror the sentiments expressed by Ripple executives, who have long championed XRP’s ability to replace traditional financial infrastructure like SWIFT.

Bet-David的講話反映了Ripple高管所表達的情感，他們長期以來一直擁護XRP替代Swift等傳統金融基礎設施的能力。

Especially, Ripple CEO Brad Garlinghouse has repeatedly stressed the inefficiencies of the SWIFT system, highlighting XRP’s superior transaction speed and reliability. He has also pointed out the high error rate of SWIFT transactions (6%) compared to XRP’s low error rate of just 0.1%.

尤其是，Ripple首席執行官Brad Garlinghouse反復強調了Swift系統的效率低下，強調了XRP的出色交易速度和可靠性。他還指出了Swift交易的高錯誤率（6％），而XRP的低錯誤率僅為0.1％。

As the leading provider of cross-border payments and remittance services, Ripple is fundamentally changing the way money moves around the world.

作為跨境支付和匯款服務的領先提供商，Ripple從根本上改變了金錢在世界各地的方式。

— Times Tabloid (@TimesTabloid1) July 15, 2023

- 時代小報（@timestabloid1）2023年7月15日

At the World Economic Forum in Davos this year, Ripple's Senior Vice President of Strategic Initiatives, Eric van Miltenburg, described Ripple as a "modern alternative to SWIFT," highlighting its faster and more affordable nature.

在今年達沃斯的世界經濟論壇上，Ripple的戰略計劃高級副總裁埃里克·範·米爾滕堡（Eric Van Miltenburg）將Ripple描述為“迅速的現代替代品”，強調了其更快，更實惠的本質。

This advocacy stems from earlier statements by Garlinghouse and Ripple Chairman Chris Larsen, who envisioned XRP dominating the global payments space. Their vision is underpinned by the token's speed and scalability, enabling it to handle a large volume of transactions quickly and cost-effectively.

這種倡導源於Garlinghouse和Ripple主席Chris Larsen的早期聲明，他們設想XRP主導著全球支付空間。令牌的速度和可擴展性為他們的視力提供了支持，使其能夠快速，成本效益地處理大量交易。

If XRP can achieve the kind of market dominance that Bet-David envisions, the price of the token could see substantial growth, benefiting from the asset's ability to handle high volumes of transactions faster and more cheaply than traditional systems.

如果XRP能夠實現BET-David設想的市場主導地位，那麼代幣的價格就可以看到大幅增長，這使資產比傳統系統更快，更便宜地處理大量交易的能力受益。

This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

該內容旨在告知，不應被視為財務建議。本文中表達的觀點可能包括作者的個人意見，並且不代表小報的觀點。在做出任何投資決策之前，敦促讀者進行深入研究。讀者採取的任何行動都嚴格符合他們自身的風險。時代小報對任何財務損失概不負責。

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