美国企业家Patrick Bet-David最近引起了人们对XRP潜力的新兴趣

美国企业家Patrick Bet-David最近对XRP破坏传统金融系统的潜力引发了新的兴趣

American entrepreneur Patrick Bet-David has recently sparked interest in cryptocurrency juggernaut XRP’s potential to disrupt traditional financial systems, specifically through replacing or complementing the SWIFT network. Bet-David, a prominent businessman and financial commentator, shared his insights during an appearance on his popular TV program, Valuetainment, in March.

美国企业家Patrick Bet-David最近引发了人们对加密货币士兵XRP的兴趣，尤其是通过更换或补充Swift网络来破坏传统金融系统的潜力。著名的商人和财务评论员Bet-David在三月份在他受欢迎的电视节目《 Valuetainment》上的一次露面时分享了他的见解。

Highlighting the advantages of XRP over SWIFT, particularly in terms of speed and cost-effectiveness, Bet-David noted that while SWIFT processes an estimated $5 trillion in transactions daily, XRP’s native blockchain, the XRP Ledger, can settle transactions in just three to five seconds for a fraction of a cent.

Bet-David强调了XRP比Swift的优势，尤其是在速度和成本效益方面，虽然Swift估计每天进行了5万亿美元的交易，但XRP的本机区块链XRP Ledger可以在三到五秒内以三分之五的速度来解决一分钱的交易。

This efficiency, he suggested, positions XRP as a superior alternative to SWIFT, which currently handles a significant portion of global cross-border payments. The conversation arose as part of a broader discussion on the potential of crypto assets to revolutionize finance.

他建议，这种效率将XRP定位为Swift的优越替代品，该效率目前处理了全球跨境支付的很大一部分。谈话是关于加密资产革新财务潜力的广泛讨论的一部分。

Bet-David also mentioned the ongoing debate surrounding whether XRP could complement or completely replace SWIFT. Given XRP’s capabilities, Bet-David pointed out that if the token were to capture just 10% of SWIFT’s annual transaction volume, which is $1.25 quadrillion, it could process $125 trillion annually.

Bet-David还提到了围绕XRP是否可以补充或完全取代Swift的持续辩论。鉴于XRP的功能，BET-DAVID指出，如果代币仅捕获Swift年度交易量的10％，即12.25亿美元，则每年可能会处理125万亿美元。

With such a massive transaction volume, XRP’s market capitalization could potentially reach $10 trillion if we consider an average transaction fee of 10 cents, and its price could soar to $100 per token.

有了这样的大规模交易量，如果我们认为平均交易费为10美分，XRP的市值可能会达到100万亿美元，并且其价格可能会飙升至每个代币100美元。

However, some analysts are making even bolder predictions, suggesting that XRP could rise to as high as $1,000 per token if it were to fully displace SWIFT. While acknowledging that those making these predictions may hold significant amounts of XRP themselves, Bet-David remained confident that such outcomes were plausible if the token were to fulfill its full potential.

但是，一些分析师正在做出更大胆的预测，这表明XRP如果要完全取代SWIFT，则XRP可能会高达1,000美元。尽管承认那些做出这些预测的人可能会拥有大量的XRP本身，但Bet-David仍然有信心，如果代币能够发挥其全部潜力，那么这种结果是合理的。

Despite his optimism, Bet-David noted that XRP’s path to widespread institutional adoption has been hindered by the U.S. Securities and Exchange Commission (SEC) problems. This regulatory uncertainty, he argued, has prevented XRP from achieving its full market potential.

Bet-David尽管乐观，但他指出，XRP的广泛采用途径已受到美国证券交易委员会（SEC）问题的阻碍。他认为，这种监管不确定性阻止了XRP发挥其全部市场潜力。

But he remains hopeful that a "good outcome" for Ripple in the SEC lawsuit could lead to broader regulatory acceptance and boost investor confidence, especially within the U.S., ultimately benefitting the cryptocurrency market at large.

但是他仍然希望SEC诉讼中的Ripple对Ripple的“良好结果”可以导致更广泛的监管接受并提高投资者的信心，尤其是在美国境内，最终使加密货币市场受益。

Bet-David’s remarks mirror the sentiments expressed by Ripple executives, who have long championed XRP’s ability to replace traditional financial infrastructure like SWIFT.

Bet-David的讲话反映了Ripple高管所表达的情感，他们长期以来一直拥护XRP替代Swift等传统金融基础设施的能力。

Especially, Ripple CEO Brad Garlinghouse has repeatedly stressed the inefficiencies of the SWIFT system, highlighting XRP’s superior transaction speed and reliability. He has also pointed out the high error rate of SWIFT transactions (6%) compared to XRP’s low error rate of just 0.1%.

尤其是，Ripple首席执行官Brad Garlinghouse反复强调了Swift系统的效率低下，强调了XRP的出色交易速度和可靠性。他还指出了Swift交易的高错误率（6％），而XRP的低错误率仅为0.1％。

As the leading provider of cross-border payments and remittance services, Ripple is fundamentally changing the way money moves around the world.

作为跨境支付和汇款服务的领先提供商，Ripple从根本上改变了金钱在世界各地的方式。

— Times Tabloid (@TimesTabloid1) July 15, 2023

- 时代小报（@timestabloid1）2023年7月15日

At the World Economic Forum in Davos this year, Ripple's Senior Vice President of Strategic Initiatives, Eric van Miltenburg, described Ripple as a "modern alternative to SWIFT," highlighting its faster and more affordable nature.

在今年达沃斯的世界经济论坛上，Ripple的战略计划高级副总裁埃里克·范·米尔滕堡（Eric Van Miltenburg）将Ripple描述为“迅速的现代替代品”，强调了其更快，更实惠的本质。

This advocacy stems from earlier statements by Garlinghouse and Ripple Chairman Chris Larsen, who envisioned XRP dominating the global payments space. Their vision is underpinned by the token's speed and scalability, enabling it to handle a large volume of transactions quickly and cost-effectively.

这种倡导源于Garlinghouse和Ripple主席Chris Larsen的早期声明，他们设想XRP主导着全球支付空间。令牌的速度和可扩展性为他们的视力提供了支持，使其能够快速，成本效益地处理大量交易。

If XRP can achieve the kind of market dominance that Bet-David envisions, the price of the token could see substantial growth, benefiting from the asset's ability to handle high volumes of transactions faster and more cheaply than traditional systems.

如果XRP能够实现BET-David设想的市场主导地位，那么代币的价格就可以看到大幅增长，这使资产比传统系统更快，更便宜地处理大量交易的能力受益。

This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

该内容旨在告知，不应被视为财务建议。本文中表达的观点可能包括作者的个人意见，并且不代表小报的观点。在做出任何投资决策之前，敦促读者进行深入研究。读者采取的任何行动都严格符合他们自身的风险。时代小报对任何财务损失概不负责。

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