艾德麗安·哈里斯（Adrienne Harris）的加密貨幣出口：護照夢想和監管遺產

NYDFS校長Adrienne Harris辭職，主張US-UK Crypto在她的最後一次採訪中提倡護照。加密法規的下一步是什麼？

Word on the street is Adrienne Harris, New York's top financial regulator, is stepping down. But before she bounces, she's dropping some serious knowledge about a potential 'crypto passport' between the US and UK. Let's break it down.

街上的消息是紐約最高金融監管機構艾德麗安·哈里斯（Adrienne Harris）辭職。但是在她彈跳之前，她對美國和英國之間的潛在“加密護照”有一些認真的了解。讓我們分解。

Harris's Parting Shot: A Crypto Passport?

哈里斯的分手：加密護照？

So, Adrienne Harris, the Superintendent of the New York Department of Financial Services (NYDFS), is calling it quits after four years. Big deal, right? Wrong. In her final sit-down with the Financial Times, she threw out the idea of a US-UK crypto passporting scheme. The idea? If a crypto company is legit in one country, it should be able to operate in the other without jumping through a million hoops.

因此，紐約金融服務部（NYDFS）負責人艾德麗安·哈里斯（Adrienne Harris）稱其四年後辭職。大事，對吧？錯誤的。在《金融時報》的最後坐下時，她提出了一個US-UK加密護照計劃的想法。這個想法？如果加密貨幣公司在一個國家是合法的，那麼它應該能夠在另一個國家運作，而不會跳過一百萬個籃球。

Harris argues this could be a game-changer. Think lower compliance costs, better protection for investors, and a more connected crypto market. She said the crypto market is “borderless”. It's like saying water is wet, but hey, it needed to be said.

哈里斯認為這可能是改變遊戲規則的人。考慮較低的合規成本，對投資者的更好保護以及更連接的加密市場。她說，加密貨幣市場“無邊界”。這就像說水是濕的，但是，嘿，需要說。

NYDFS: The Crypto Sheriff in Town

NYDFS：鎮上的加密警長

Under Harris, the NYDFS has been the crypto regulator, overseeing everyone from Goldman Sachs to Coinbase. They even came up with the BitLicense, which is basically the velvet rope at the hottest crypto club. They've also been chatting with the Bank of England, trying to figure out this whole transatlantic regulation thing.

在哈里斯（Harris）的領導下，NYDFS一直是加密監管機構，監督從高盛（Goldman Sachs）到Coinbase的所有人。他們甚至想出了Bitlicense，這基本上是最熱的加密俱樂部的天鵝絨繩子。他們還一直在與英格蘭銀行聊天，試圖找出整個跨大西洋監管的事情。

What Does This Mean for the Future?

這對未來意味著什麼？

Harris is still optimistic. She thinks bringing traditional financial institutions into the crypto world can help clean up the Wild West vibes. More oversight could mean less money laundering, fraud, and cybersecurity headaches. Her successor, Kaitlin Asrow, has some big shoes to fill.

哈里斯仍然樂觀。她認為將傳統金融機構帶入加密貨幣世界可以幫助清理野生的氛圍。更多的監督可能意味著減少洗錢，欺詐和網絡安全頭痛。她的繼任者凱特琳·阿斯羅（Kaitlin Asrow）有一些大鞋可以填補。

My Two Cents

我的兩分錢

Honestly, a crypto passport sounds pretty sweet. The key is to make sure regulation promotes innovation instead of stifling it. It is important that the US doesn't get left behind in the ever growing crypto space.

老實說，加密護照聽起來很甜。關鍵是要確保法規促進創新而不是扼殺創新。重要的是，美國不會在不斷增長的加密貨幣領域落伍。

The Big Picture

大局

Harris's resignation marks the end of an era. She tried to balance protecting consumers with letting innovation thrive. Whether the crypto passport idea takes off is anyone's guess. One thing is for sure, the world of crypto regulation is about to get a whole lot more interesting.

哈里斯的辭職標誌著一個時代的終結。她試圖平衡保護消費者與讓創新蓬勃發展的平衡。加密護照的想法是否脫離了任何人的猜測。可以肯定的是，加密法規的世界將變得更加有趣。

So, as Adrienne Harris rides off into the sunset, leaving behind a crypto landscape ripe for change, we can't help but wonder: What's next? Only time (and maybe a few more regulatory headaches) will tell.

因此，當艾德麗安·哈里斯（Adrienne Harris）騎行到日落時，留下了加密貨幣景觀的變化，我們不禁要問：下一步是什麼？只有時間（也許還有一些監管頭痛）才能說明。