艾德丽安·哈里斯（Adrienne Harris）的加密货币出口：护照梦想和监管遗产

NYDFS校长Adrienne Harris辞职，主张US-UK Crypto在她的最后一次采访中提倡护照。加密法规的下一步是什么？

Word on the street is Adrienne Harris, New York's top financial regulator, is stepping down. But before she bounces, she's dropping some serious knowledge about a potential 'crypto passport' between the US and UK. Let's break it down.

街上的消息是纽约最高金融监管机构艾德丽安·哈里斯（Adrienne Harris）辞职。但是在她弹跳之前，她对美国和英国之间的潜在“加密护照”有一些认真的了解。让我们分解。

Harris's Parting Shot: A Crypto Passport?

哈里斯的分手：加密护照？

So, Adrienne Harris, the Superintendent of the New York Department of Financial Services (NYDFS), is calling it quits after four years. Big deal, right? Wrong. In her final sit-down with the Financial Times, she threw out the idea of a US-UK crypto passporting scheme. The idea? If a crypto company is legit in one country, it should be able to operate in the other without jumping through a million hoops.

因此，纽约金融服务部（NYDFS）负责人艾德丽安·哈里斯（Adrienne Harris）称其四年后辞职。大事，对吧？错误的。在《金融时报》的最后坐下时，她提出了一个US-UK加密护照计划的想法。这个想法？如果加密货币公司在一个国家是合法的，那么它应该能够在另一个国家运作，而不会跳过一百万个篮球。

Harris argues this could be a game-changer. Think lower compliance costs, better protection for investors, and a more connected crypto market. She said the crypto market is “borderless”. It's like saying water is wet, but hey, it needed to be said.

哈里斯认为这可能是改变游戏规则的人。考虑较低的合规成本，对投资者的更好保护以及更连接的加密市场。她说，加密货币市场“无边界”。这就像说水是湿的，但是，嘿，需要说。

NYDFS: The Crypto Sheriff in Town

NYDFS：镇上的加密警长

Under Harris, the NYDFS has been the crypto regulator, overseeing everyone from Goldman Sachs to Coinbase. They even came up with the BitLicense, which is basically the velvet rope at the hottest crypto club. They've also been chatting with the Bank of England, trying to figure out this whole transatlantic regulation thing.

在哈里斯（Harris）的领导下，NYDFS一直是加密监管机构，监督从高盛（Goldman Sachs）到Coinbase的所有人。他们甚至想出了Bitlicense，这基本上是最热的加密俱乐部的天鹅绒绳子。他们还一直在与英格兰银行聊天，试图找出整个跨大西洋监管的事情。

What Does This Mean for the Future?

这对未来意味着什么？

Harris is still optimistic. She thinks bringing traditional financial institutions into the crypto world can help clean up the Wild West vibes. More oversight could mean less money laundering, fraud, and cybersecurity headaches. Her successor, Kaitlin Asrow, has some big shoes to fill.

哈里斯仍然乐观。她认为将传统金融机构带入加密货币世界可以帮助清理野生的氛围。更多的监督可能意味着减少洗钱，欺诈和网络安全头痛。她的继任者凯特琳·阿斯罗（Kaitlin Asrow）有一些大鞋可以填补。

My Two Cents

我的两分钱

Honestly, a crypto passport sounds pretty sweet. The key is to make sure regulation promotes innovation instead of stifling it. It is important that the US doesn't get left behind in the ever growing crypto space.

老实说，加密护照听起来很甜。关键是要确保法规促进创新而不是扼杀创新。重要的是，美国不会在不断增长的加密货币领域落伍。

The Big Picture

大局

Harris's resignation marks the end of an era. She tried to balance protecting consumers with letting innovation thrive. Whether the crypto passport idea takes off is anyone's guess. One thing is for sure, the world of crypto regulation is about to get a whole lot more interesting.

哈里斯的辞职标志着一个时代的终结。她试图平衡保护消费者与让创新蓬勃发展的平衡。加密护照的想法是否脱离了任何人的猜测。可以肯定的是，加密法规的世界将变得更加有趣。

So, as Adrienne Harris rides off into the sunset, leaving behind a crypto landscape ripe for change, we can't help but wonder: What's next? Only time (and maybe a few more regulatory headaches) will tell.

因此，当艾德丽安·哈里斯（Adrienne Harris）骑行到日落时，留下了加密货币景观的变化，我们不禁要问：下一步是什么？只有时间（也许还有一些监管头痛）才能说明。