XRP price could see substantial growth in ten years if the broader crypto market expands

XRP price rallied over the past few months, with most of its upsurge coming up from November 2024 to January 2025, as it currently trades at $2.40

XRP price could see substantial growth in ten years if the broader crypto market expands, according to sources such as ChatGPT, Grok, and Telegaon.

However, it's important to note that these predictions are speculative and should be considered in the context of broader market trends and technical analysis.

Earlier this year, a report by Goldman Sachs also tipped Bitcoin price to hit $400,000 by 2043. The report, titled "Crypto: The Deep Impact," predicts that Bitcoin could reach staggering highs of $363,000 in a "low scenario," $400,000 in a "mid scenario," and a whopping $580,000 in a "high scenario."

"We use a modified version of the Black-Scholes model to assess Bitcoin's fair value over the next 20 years, taking into account the present value of future cash flows from network revenue and energy consumption," the report reads.

"Our analysis yields a price range for Bitcoin of $363,000 to $580,000 in 2043, depending on the scenario. The median price, which corresponds to the base scenario, is $400,000."

ChatGPT Presents XRP Price Predictions for 2035

In a conversation with ChatGPT, we explored where XRP price might be heading by 2035. The AI model presented forecasts for a bearish, base, and bullish scenario.

“In a bear case, where market momentum slows, and regulatory tightening limits growth, XRP price might only reach between $3 and $5 by 2035. This assumes a modest increase in network usage and limited integration into mainstream financial systems. For instance, XRP price could trade at $3.43 in 2035 if the global crypto market grows to $3–4 trillion, and XRP’s dominance declines to 1–2%.

However, if the crypto market experiences substantial growth to $10–12 trillion, and XRP maintains a 4–5% dominance, we can expect to see XRP price in the range of $10 to $15. This is presented in the bull case, where XRP experiences strong demand from both institutional and retail investors, leading to a minimum price of $11.31 and a maximum of $15.15.

In a bullish projection, ChatGPT foresees XRP price potentially climbing as high as $25 to $50 by 2035. This scenario sees XRP capturing massive financial market share through adoption by central banks. The integration of smart contract capabilities and tokenization through the XRP Ledger would further fuel demand, ultimately pushing XRP to new highs.

Grok Presents XRP Price Predictions for 2035

Similarly, Grok was able to generate three possible price predictions for XRP by 2035.

The AI model took into account factors such as XRP’s $140 billion market cap, Ripple’s existing partnerships with multiple financial institutions, and the upcoming full circulation of its 100 billion token supply.

In Grok’s bear case, if the global crypto market grows conservatively to around $5 trillion by 2035, and XRP’s dominance declines to 2–3%, the token could trade between $6.60 and $8.37. This outcome assumes XRP faces increased competition from alternatives like stablecoins and platforms such as Stellar.

In its base scenario, Grok predicted that the XRP price could land between $17.76 and $20.44. Notably, this assumes the crypto market grows to $10–12 trillion, and XRP sustains a 4–5% dominance rate.

Essentially, the projection depends on continued institutional adoption, expansion of Ripple Payments, successful integration of Ripple’s stablecoin RLUSD, and favorable regulatory environments that enable developments such as XRP ETFs.

However, for the most optimistic outlook, Grok believes XRP price could climb to between $45 and $60 by 2035. This bull case rests on assumptions of global crypto market expansion to $20–25 trillion, XRP dominance increasing to 8%, and widespread integration into central bank digital currencies (CBDCs), DeFi platforms, and asset tokenization systems.

Telegaon's Projections

Interestingly, analysts at Telegaon have issued a far more aggressive forecast. They suggest XRP could hit a minimum price of $69.37 by 2035, with an average of $78.16 and a peak as high as $87.49.

Their predictions are based on a technical analysis of the coin's historical price movements and current market trends. The analysts believe that XRP has the potential to rally even further in the coming years, especially if the broader crypto market continues to expand.