XRP Market Commentator Stellar Rippler Lays Out a Compelling Case for $1,000 XRP

A crypto market commentator, “Stellar Rippler,” has presented a comprehensive valuation model to validate long-term price targets of $10, $100, and even $1,000 for XRP.

Crypto market commentator "Stellar Rippler" has presented a comprehensive valuation model to validate commonly discussed long-term price targets of $10, $100, and even $1,000 for XRP.

While such price points are often dismissed as unrealistic by Stellar Rippler is arguing that they are achievable under certain adoption scenarios. The analysis is based on the potential of XRP, designed for efficient cross-border transactions, to become a fundamental component in emerging financial systems as legacy infrastructure evolves or is replaced.

The analysis, presented in a detailed thread on X, begins with five scenarios that could drive XRP’s price substantially.

"The PRICE TARGET OF XRP IS SET AT 1 XRP = $1000. ALL BACKED BY FACTS.

You’ve seen the theories. But let’s run the numbers: SWIFT, derivatives, CBDCs, global liquidity. By the end of this thread, it won’t sound like a theory anymore.It’ll sound like a plan. "

Stellar Rippler (@StellarNews007) May 6, 2025

The first projection involves XRP capturing a portion of the settlement volume currently handled by SWIFT, the global financial messaging network that facilitates over $5 trillion in daily transactions.

According to the analyst, if XRP were to settle just 10% of these transactions—approximately $500 billion daily—it could drive XRP’s price to between $27 and $50. This estimate is based on liquidity demand and settlement velocity within such a framework.

A second use case centers on pre-funded Nostro and Vostro accounts, where approximately $27 trillion in capital is locked to enable cross-border settlements. The analyst suggests that XRP could be a bridge asset to eliminate the need for such accounts. According to the thread, facilitating even 5% of this total could support a valuation range of $80 to $100 for XRP.

The third scenario involves Ripple potentially obtaining a banking license, giving it direct access to central banks and the global financial system. If Ripple were to build a new financial architecture with XRP at the center, Stellar Rippler believes XRP would be “easily above $100.”

The fourth scenario expands on Ripple’s existing relationships with over 40 central banks and mentions in the IMF and BIS tokenization frameworks. Should XRP be adopted as a standard settlement layer by institutions like the IMF or World Bank, the analyst projects a price range of $250 to $500.

The fifth and most aggressive scenario targets the global derivatives market, valued at roughly $1 quadrillion. The analyst suggests that if the XRP Ledger handles just 0.1% of this market’s settlements, XRP could exceed a price of $1,000.

Despite these bullish forecasts, Stellar Rippler acknowledges that XRP remains far from achieving such valuations due to regulatory uncertainty, market suppression, and institutional hesitation.

“These projections remain far-fetched due to lawsuits, suppression, and ‘confusion’,” the analyst noted, attributing XRP’s stagnation to external factors slowing adoption until the traditional financial system is ready.

Currently trading near $2, XRP would require a market capitalization of about $582 billion to reach $10—a figure the analyst describes as “ridiculously achievable.” In contrast, a $1,000 price would imply a $55 trillion market cap, a scenario even Stellar Rippler concedes is speculative.

Still, the argument is that while Bitcoin’s rise was largely driven by belief, XRP’s future value could be derived from tangible use and integration. As stated in the thread, “Bitcoin went from pennies to $100K+ on narrative alone, XRP has real-world utility, banking ties, regulatory positioning, and tech light-years ahead….”

By grounding these targets in utility-based scenarios rather than hype, Stellar Rippler challenges the dismissive attitude toward high-end XRP valuations, reframing the asset as a candidate for serious institutional use rather than a speculative token. As institutions increasingly seek advanced technology for global finance, Stellar Rippler's analysis presents a case for how XRP could factor into this emerging landscape.