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Cryptocurrency News Articles

XpFinance Presale Rapidly Fills 20% of Its 100000 XRP Softcap

May 19, 2025 at 09:56 pm

BTC & XRP investors are making strategic moves as they rotate profits into the highly anticipated XpFinance presale, rapidly filling almost 20% of its 100000 XRP softcap

XpFinance Presale Rapidly Fills 20% of Its 100000 XRP Softcap

A new generation of investors is rapidly shifting their focus from BTC and XRP to the rapidly growing world of blockchain lending and borrowing platforms.

As the price of XRP crashed to $2.3, leading to large-scale profit-taking among Ripple whales and a shift in their investment strategy, a new opportunity has emerged within the XRP Ledger (XRPL) ecosystem with the launch of XpFinance’s non-custodial lending and borrowing protocol.

XpFinance Presale Fills Rapidly As XRP Whales Enter

Known for its speed, low costs, and reliability, the XRP ecosystem has been lacking a truly decentralized platform for lending, borrowing, and generating passive yield.

This is where XpFinance steps in, filling this critical gap with the first fully decentralized and non-custodial lending and borrowing protocol on XRPL.

The platform allows users to keep complete custody of their XRP, eliminating the potential risks and vulnerabilities associated with centralized platforms, such as hidden fees, opaque management practices, and asset custody.

With XRP whales becoming increasingly cautious about centralized DeFi alternatives, the opportunity presented by XpFinance's non-custodial solution has become highly appealing, driving substantial early demand for the presale.

XpFinance: A Non-Custodial Lending & Borrowing Platform On XRPL

XpFinance brings a unique combination of features that are ideally positioned to accelerate the development of DeFi on XRPL. Here’s a closer look:

Non-Custodial Lending & Borrowing:

XpFinance allows users to seamlessly lend and borrow major cryptocurrencies in a non-custodial environment, ensuring complete control over their assets at all times.

This contrasts sharply with centralized platforms, where users face the risk of having their tokens locked up in smart contracts controlled by third parties.

With XpFinance, users can enjoy the same instant and secure transactions that define the XRPL ecosystem.

Passive Income With Regular XRP Staking Yields:

Holding $XPF tokens grants users the benefit of regular XRP staking yields, providing a stable and continuous source of passive income.

These yields are generated directly from transaction fees on the XpFinance platform, further boosting the platform’s economic activity.

Reduced Borrowing Costs And A Valuable Token Use Case:

Holding $XPF tokens substantially reduces borrowing rates, a crucial factor for traders and liquidity providers looking to maximize their profitability.

This, in addition to the regular staking yields, incentivizes users to engage more deeply with the platform and contribute to its ongoing success.

XpFinance tokens will also be used for community governance, with token holders having the power to vote on key protocol decisions, asset listings, and platform upgrades.

This decentralized governance model ensures that XpFinance remains aligned with the evolving needs and preferences of its community.

A Transparent Presale Model With Immediate 30% Upside

XpFinance adopts a transparent presale model that is designed to be investor-friendly.

Participants benefit from a fixed presale rate of 1 XRP = 200 XPF, clearly defined from the beginning and focused on providing immediate value to presale participants.

After the presale concludes, the token will be listed on XP Market, a prominent XRPL decentralized exchange, at a significantly higher price of 1 XRP = 140 XPF.

This shift in pricing will offer presale participants an immediate 30% upside at launch, a crucial factor for quickly pivoting capital.

XpFinance tokens will be available for purchase on XP Market following the presale.

The Importance Of A Prominent Exchange Listing

The listing of XpFinance tokens on XP Market is a key factor in the presale's rapid progress.

XP Market, a leading decentralized exchange on the XRPL, is known for its large user base and high trading volume, making it an ideal platform for launching new tokens.

The exchange is also fully decentralized, operating without any intermediaries or third parties, which aligns perfectly with XpFinance's commitment to decentralization.

Moreover, XP Market is powered by the same technology as Ripple, the creators of XRP, further enhancing the integration andoperability of the XpFinance project.

A Brighter Future For Web3 Lending

XpFinance is emerging as a beacon of innovation in the rapidly evolving landscape of decentralized lending and borrowing platforms.

At a time when centralized platforms are becoming increasingly risky and exploitative, XpFinance offers a refreshing alternative, allowing users to retain complete custody of their assets while enjoying the full benefits of decentralized finance.

As crypto investors tire of high-cap tokens and seek new opportunities, the emergence of XpFinance in the XRP ecosystem could herald a new era of decentralized lending and borrowing.

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