USDC Deployed on the XRP Ledger, Opening New Doors for Cross-Border Transactions

With native USDC support, the XRP Ledger gains a trusted, regulated stablecoin, while Circle accesses the ledger's proven cross-border infrastructure

Native USDC support has arrived on the XRP Ledger, introducing a trusted and regulated stablecoin to the ecosystem.

The integration, announced by USDC issuer Circle on June 12, brings the world’s second-largest stablecoin by market cap to XRPL, allowing developers, institutions, and users to access it directly on the network—no bridging required.

The company’s institutional stablecoin creation platform, Circle Mint, and Circle APIs now fully support USDC on the XRPL mainnet, increasing the stablecoin’s liquidity while providing users with the benefits of XRPL’s fast and secure infrastructure.

“We are excited to expand USDC’s presence on major blockchain networks with the launch of USDC on the XRP Ledger,” said Jeremy Alvich, Chief Operating Officer at Circle. “This integration offers seamless compatibility for developers and users to access USDC natively on XRPL, unlocking new possibilities for DeFi, payments, and financial services.”

USDC use cases on the XRPL

According to the announcement, users can leverage USDC on XRPL for a range of purposes, including:

* Real-time payments and cross-border remittances. XRPL is known for low transaction costs and rapid global settlements. Ripple has noted that its payments platform has processed over $70 billion in transactions to date.

* Developers can integrate USDC into decentralized finance products, trading applications, and on/off-ramping services.

* With support from Circle Mint and its APIs, institutions gain a streamlined gateway to issue, redeem, and manage USDC at scale, while taking advantage of XRPL’s decade-long track record of high throughput, low fees, and regulatory-friendly design.

* “Regulated stablecoins like USDC coming to the XRPL will enable new institutional and retail use cases by leveraging the ledger’s built-in capabilities for compliance, tokenization, low-cost settlement, and seamless on/off-ramps,” said Markus Infanger, Senior Vice President, RippleX.

The integration marks a strategic step for Circle, coming just one week after its public listing. The move expands USDC’s footprint across major blockchain ecosystems and reinforces the firm’s commitment to embedding its stablecoin within both advanced crypto networks and legacy financial systems.

For XRPL, the addition of USDC enhances its appeal to wallets and global financial service providers seeking enterprise-grade stablecoin liquidity without sacrificing security or efficiency.