How to store Ripple (XRP) on a Ledger Nano S Plus?

Setting Up Your Ledger Nano S Plus for XRP Storage

1. Ensure your Ledger Nano S Plus firmware is updated to the latest version via Ledger Live desktop application.

2. Install the XRP app directly from Ledger Live after connecting and unlocking your device.
3. Confirm installation by navigating to the XRP app icon on the device screen and pressing both buttons simultaneously.
4. Ledger Live will detect the XRP app and prompt you to proceed with account setup.
5. The device generates a secure, offline-derived XRP address tied exclusively to your hardware wallet’s private key.

Creating and Verifying Your XRP Account Address

1. Open the XRP app on your Ledger Nano S Plus before initiating any transaction in Ledger Live.

2. In Ledger Live, select “Add account”, then choose “XRP” and click “Continue”.
3. Ledger Live displays your public XRP address — it always begins with “r” followed by 25–34 alphanumeric characters.
4. Verify this address on the device screen by comparing the first six and last four characters shown on Ledger Live with those displayed on the Nano S Plus.
5. Never confirm an address unless both screens match exactly — mismatched characters indicate potential malware or phishing interference.

Receiving XRP Safely

1. Share your verified XRP address only through trusted channels — never paste it from clipboard without double-checking.

2. XRP requires a mandatory destination tag when receiving funds from centralized exchanges or certain gateways.
3. If sending from Binance or Kraken, locate the destination tag field during withdrawal and enter the exact numeric tag assigned to your Ledger account in Ledger Live.
4. Losing or misentering the destination tag may result in irreversible loss of funds — Ledger Live displays the correct tag alongside your address.
5. Confirm receipt by checking the XRP balance in Ledger Live; transactions appear after approximately 3–5 seconds once confirmed on the XRP Ledger.

Signing Transactions Offline

1. Initiate a send transaction in Ledger Live and specify amount, recipient address, and destination tag if required.

2. Ledger Live communicates the transaction details to the Nano S Plus, which renders them on its secure display.
3. You must manually approve each field — amount, fee (typically 0.00001 XRP), destination, and destination tag — using physical button presses.
4. The private key never leaves the device — signing occurs entirely within the Secure Element chip.
5. Once approved, the signed transaction broadcasts to the XRP Ledger network through Ledger Live’s backend nodes.

Frequently Asked Questions

Q: Can I use the same Ledger Nano S Plus for multiple XRP accounts?A: Yes. Ledger Live supports multiple XRP accounts per device, each with unique addresses and destination tags derived from your seed phrase.

Q: What happens if I lose my Ledger Nano S Plus but still have my recovery phrase?A: You can restore full access to all XRP accounts on a new Ledger device using the same 24-word recovery phrase — no additional backup steps are needed.

Q: Does the Ledger Nano S Plus support XRP staking or earning features?A: No. XRP does not operate on a proof-of-stake consensus mechanism. Ledger devices do not facilitate yield generation or delegation for XRP holdings.

Q: Why does my XRP balance show zero after restoring on a new device?A: This usually occurs because Ledger Live did not scan the correct derivation path. Manually trigger account discovery again under Settings > Accounts > Refresh accounts in Ledger Live.