How to Set Up Auto-Invest Plans on Binance Step by Step

Accessing the Auto-Invest Interface

1. Launch the official Binance application or navigate to www.binance.com using a verified browser.

2. Log in with credentials linked to a fully KYC-verified account possessing active spot trading permissions.

3. Tap or click the bottom navigation bar labeled 【Wealth】 on mobile or select Wealth from the top menu on desktop.

4. Scroll down and locate the Auto-Invest module—this is distinct from Index Plans or Dual Investment products.

5. Ensure the displayed interface reflects real-time availability of supported assets; BTC, ETH, BNB, SOL, and USDT are currently enabled for auto-investment.

Selecting Target Assets and Parameters

1. Click Create Plan to initiate configuration of a new recurring purchase schedule.

2. Choose a trading pair from the dropdown list—only pairs quoted against USDT are permitted, such as BTC/USDT or ETH/USDT.

3. Input the fixed amount per execution cycle, with minimum thresholds enforced: 10 USDT for most assets, though some newer listings require higher floors.

4. Specify frequency options: daily, weekly, bi-weekly, or monthly intervals are available without exception.

5. Set the start date manually; plans cannot be scheduled retroactively nor activated before the current UTC timestamp.

Funding Source Configuration

1. Select Spot Wallet Balance as the default funding source unless opting for external fiat integration.

2. For users outside mainland China, Binance Pay may serve as an alternative origin point—requires prior bank card or debit card binding under applicable jurisdictional KYC tiers.

3. When using Binance Pay, the system converts entered fiat amounts (USD, EUR, GBP, etc.) into USDT at live exchange rates before placing orders.

4. Confirm that sufficient balance exists across both the selected funding channel and the target quote currency wallet.

5. Enable two-factor authentication approval for each plan activation request to satisfy mandatory security protocols.

Execution Mechanics and Order Behavior

1. Every scheduled trigger initiates a market order against the corresponding spot order book at prevailing price levels.

2. No limit order placement, price deviation tolerance, or slippage control settings are exposed to end users within this feature set.

3. Fees apply at standard spot trading rates—0.1% taker / 0.02% maker—and are deducted directly from the executed trade value.

4. Failed executions due to insufficient balance or temporary liquidity gaps generate no retry attempts or notifications beyond log entries.

5. All filled orders appear instantly in the Spot Account → Transaction History section with timestamps, executed prices, and net quantities received.

Managing Active Plans

1. Navigate back to Wealth → Auto-Invest to view all live and paused plans in chronological order.

2. Tap the ⋯ icon adjacent to any entry to reveal contextual action buttons including Edit, Pause, and Terminate.

3. Editing allows modification of amount, frequency, and start date—but not the underlying asset or trading pair once confirmed.

4. Pausing halts future executions while preserving existing schedule metadata and retaining eligibility for reactivation.

5. Terminating irreversibly cancels all pending triggers and releases unspent funds immediately back into the designated funding wallet.

Frequently Asked Questions

Q1: Can I use BUSD instead of USDT as the quote currency in my auto-invest plan?No. Only USDT-denominated pairs are supported for auto-invest functionality across all jurisdictions.

Q2: Does the system execute purchases during exchange maintenance windows?No. Scheduled triggers are skipped entirely if the spot market is suspended, with no rescheduling or compensation applied.

Q3: Are auto-invest orders visible in the Open Orders tab of the spot interface?No. These are atomic market executions—not pending limit orders—so they never appear in the Open Orders panel.

Q4: Can I link multiple funding sources to a single auto-invest plan?No. Each plan binds exclusively to one funding origin—either Spot Wallet Balance or a single Binance Pay instrument.